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Admiral Insurance (and off-road experiences)
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DG
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Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978

Wales 

LRI have covered me off-road for the last 13 years ...and have paid out on an off-road related claim. Usual event and competition rules have always applied regardless.
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #16189201st Mar 2016 9:16 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

DG ,,I thought there was some doubt when they changed their provider....and suggested only old customers had that benefit
  
Post #16189331st Mar 2016 9:27 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978

Wales 

Well I grill them everytime Smile
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #16189391st Mar 2016 9:32 pm
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alfamale
 


Member Since: 25 Jul 2011
Location: Stroud, Gloucestershire
Posts: 2185

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Zermatt SilverDiscovery 4

I phoned twice today and asked the same question of two different reps. Both came back with the same answer...no can do! But yes, perhaps for new customers only!
 Front Runner Rack, OEM Ladder & RAI, Tuff-Trek Foxwing, B'rakhah Ingonyama Expedition Trailer, RLD's Spare Wheel Protector, Bodsy's Bars, Empty Pockets! Member of Gloucestershire & Worcestershire 4x4 Response.

 
 
Post #16189411st Mar 2016 9:33 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

that makes you an old customer then...13 years...I can never find the written word in my policy mind
  
Post #16189441st Mar 2016 9:35 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978

Wales 

The question has come up many times before ...how can they sell you an off road vehicle ....and then promote their own insurance to you which doesn't cover you off-road?

It's an oxymoron ....or in the case of some bod in LR ....just a moron Laughing
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021 

Last edited by DG on 1st Mar 2016 9:55 pm. Edited 1 time in total 
Post #16189481st Mar 2016 9:37 pm
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JonM
 


Member Since: 24 May 2012
Location: North Yorkshire
Posts: 1247

United Kingdom 2012 Discovery 4 3.0 SDV6 HSE Auto Santorini BlackDiscovery 4

Perhaps Lri should be invited to have an official representative on the forum who can provide definitive answers.

The customer services girl I spoke to today was very clear that they covered off road and didn't ask how long I'd been insured by them. However, she seemed to imply that the sales deptartment might not be correctly informed. Confused
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Post #16189621st Mar 2016 9:50 pm
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alfamale
 


Member Since: 25 Jul 2011
Location: Stroud, Gloucestershire
Posts: 2185

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Zermatt SilverDiscovery 4

Perhaps this particular thread might be better renamed to attract others to view it and comment? It could be that Admiral in the title is putting others off viewing it?
 Front Runner Rack, OEM Ladder & RAI, Tuff-Trek Foxwing, B'rakhah Ingonyama Expedition Trailer, RLD's Spare Wheel Protector, Bodsy's Bars, Empty Pockets! Member of Gloucestershire & Worcestershire 4x4 Response.

 
 
Post #16189671st Mar 2016 10:04 pm
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Alan B
 


Member Since: 12 Feb 2013
Location: Fife
Posts: 6528

Scotland 2007 Discovery 3 TDV6 XS Manual Stornoway GreyDiscovery 3

Wish I'd seen this 3 days ago as my Admiral policy was renewed. Automatically which I hate Evil or Very Mad I'd rather have a letter than a month old email so I can check over it, and decide if I want to renew with them or not.

But called them last night to see about it. I explained what my job is ( stone dyker ( Waller)
And as I have to go over fields/country lanes etc to get to work I'm covered Thumbs Up as I put in for business use on my policy.
Not covered for organised 4x4 events, but I don't intend on doing these anyway.

But they wanted to know of any mods even window tints but didn't put premium up by much even with a remap.

Thumbs Up

Note to self = keep an eye out for insurance renewal emails and act immediately
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Post #16190672nd Mar 2016 7:45 am
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

alan b ....haven't you got a cooling off period as it was renewed auto...
  
Post #16192732nd Mar 2016 5:49 pm
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Alan B
 


Member Since: 12 Feb 2013
Location: Fife
Posts: 6528

Scotland 2007 Discovery 3 TDV6 XS Manual Stornoway GreyDiscovery 3

Not sure as it was due to start on 1/3 so I doubt it now Big Cry
 D3 57 xs Stornaway grey
D2 02 commercial silver gone but a great servant and won't be forgotten

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Post #16193022nd Mar 2016 6:49 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

ive had policies where you had 14 days to cancel without penalty
  
Post #16193972nd Mar 2016 9:11 pm
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alfamale
 


Member Since: 25 Jul 2011
Location: Stroud, Gloucestershire
Posts: 2185

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Zermatt SilverDiscovery 4

My new Adrian Flux policy has 14 days. It's standard practice as I'm sure it falls under the distance selling regulations!
 Front Runner Rack, OEM Ladder & RAI, Tuff-Trek Foxwing, B'rakhah Ingonyama Expedition Trailer, RLD's Spare Wheel Protector, Bodsy's Bars, Empty Pockets! Member of Gloucestershire & Worcestershire 4x4 Response.

 
 
Post #16195553rd Mar 2016 8:40 am
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Pelyma
  


Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496

England 

Yes you'll get 14 days cooling off. I sold my old D3 out 10 days after renewal and Swift charged me for the 10 days cover, but made no admin or other costs when returning the premium.
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Post #16195603rd Mar 2016 8:48 am
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Iceman08
 


Member Since: 22 Sep 2014
Location: Hereford
Posts: 2284

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Santorini BlackDiscovery 4

Admiral were the cheapest for me and today is my renewal date, however, Adrian Flux have just beat it by £25.

So the question is, if Admiral can match AF price then who do I choose?!
   
Post #164738628th Apr 2016 9:37 am
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