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DISCO4.COM > Finance, Insurance and Warranties

To buy warranty or not???
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FrankL
 


Member Since: 15 Jan 2012
Location: Letchworth Garden City
Posts: 21

United Kingdom 2012 Discovery 4 3.0 TDV6 HSE Auto Causeway GreyDiscovery 4

I purchased my 06 HSE D3 9 months ago from a LR dealer with 12 months Approved LR warranty included.

Turns out there are two levels of LR warranty and I wasn't informed I had the lower level.
Found out this week when I had a problem with the AirCon and, guess what, the required part wasn't covered by the LR warranty.
So I had to pay out nearly £200 for the repair.

I am considering the WarrantyWise extended warranty. £60 per month, no excess and they confirmed that the air con part I required would have been covered if I had been with them.

£60 a month seems quite reasonable to be able to sleep well at night, IMHO! Rolling Eyes

Has anyone else had experience with WarrantyWise?

KRs Frank  
Post #88625020th Jan 2012 6:23 am
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JonnyL
 


Member Since: 19 Nov 2009
Location: Newcastle Upon Tyne
Posts: 55

United Kingdom 2010 Discovery 4 3.0 TDV6 XS Auto BournvilleDiscovery 4

Not sure there is a right and a wrong answer but I bought a 3yr old D3 at auction with 30k and 3 years later it has done 60k and only problem so far was replacing discs and pads which you would expect. I have put £600 away each year so now as far as Im concerned I'm £1800 up but prepared for a bill at some stage.

You get a lot of people on here going on and on about how cheap they got their warranty but for me your simply buying an insurance policy and insurance companies are not charities they are commerical animals here to make a profit so you will probably have to fight them all the way just to get your money back.

So why bother just build up a sinking fund and get to know a good indi and your in control.

JonnyL  
Post #88806524th Jan 2012 8:29 pm
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John C
 


Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292

United Kingdom 2006 Discovery 3 TDV6 SE Auto Cairns BlueDiscovery 3

Was quids in - many times over in year 1 of Warranty Direct policy. No claims in year two. Currently with them on year 3. Been very pleased with them. Covered the stuff they said they would. Authorised through the Dealer 1-link system. You'll wish you had one if you have a claim for a new engine. Knew someone that claimed successfully for one through WD. 2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years  
Post #88807124th Jan 2012 8:37 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73090

Ukraine 

Same as my experiences. Thumbs Up Personally would never try to run one of these without a warranty, me being a non DIYer. Not looking forward to getting over 100k, then warranty choice/cover drops a lot. Big Cry Big Cry   
Post #88807424th Jan 2012 8:41 pm
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