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Caravan Insurance
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Ali1971
 


Member Since: 13 Jun 2016
Location: Dalgety Bay
Posts: 817

Scotland 2012 Discovery 4 3.0 SDV6 HSE Auto Baltic BlueDiscovery 4
Caravan Insurance

Ok currently with CCC for insurance , however it’s suddenly dawned on me that my insurance would be void if I had my van stolen from the storage facility! You see they don’t fit wheel locks when they put them away. So...... had a requote for the new van and it’s a lot dearer. Are there any others worth Loki g at ? Caravan guard don’t seem to want to quote me unless I tick every security box online. So might need to phone first !
  
Post #197896229th Aug 2018 8:46 pm
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dunton10
 


Member Since: 23 Dec 2006
Location: SUTTON COLDFIELD, WEST MIDS
Posts: 205

United Kingdom 2015 Discovery 4 3.0 SDV6 SE Tech Auto Corris GreyDiscovery 4

I believe you get a discount on ccc insurance for having wheel locks fitted ( two if twin axle). I think you can opt out of the discount if that makes sense. I’d Give them a call.
We fit ours whilst in storage.
 Currently 2015 D4 SE Tech, Corris Grey
RLD Protector, led interior lights, timed climate, towing equipment
Previously
2006 D3 S
2001 TD5
1996 Shogun LWB
1989 Range Rover TDVM 
 
Post #197896429th Aug 2018 8:50 pm
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Ali1971
 


Member Since: 13 Jun 2016
Location: Dalgety Bay
Posts: 817

Scotland 2012 Discovery 4 3.0 SDV6 HSE Auto Baltic BlueDiscovery 4

The issue is that the van is not put into storage by me. The site owner does it, will need to ask if they will fit locks. Otherwise I may need to move the van to somewhere else.
They did quote me without wheel locks fitted and it was an extra £70. Looking favourite so far but will double check what they are quoting me !
  
Post #197896729th Aug 2018 8:57 pm
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Houghta
 


Member Since: 05 Nov 2016
Location: Northumberland
Posts: 128

England 2015 Discovery 4 3.0 TDV6 SE Tech Auto Corris GreyDiscovery 4

Can you not allow the site owner to put your van in position and then go in and fit the wheel lock yourself afterwards
  
Post #197907830th Aug 2018 8:22 am
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J@mes
 


Member Since: 10 Nov 2008
Location: Bomber County
Posts: 4544

England 2014 Discovery 4 3.0 SDV6 XS Auto Corris GreyDiscovery 4

I was quoted by the CCC an extra £30 for not having my wheel locks on, so I didn't bother declaring them this time.

Still fit the hitch lock at all times, and the wheel locks when it's in storage or on the drive but not when out on site because jacking it up to fit them both (twin axle) can be a pain/ hazard when on a soft grass pitch! Thumbs Up
 2014 D4 XS
2005 D3 SE - Gone 
 
Post #197907930th Aug 2018 8:29 am
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Ali1971
 


Member Since: 13 Jun 2016
Location: Dalgety Bay
Posts: 817

Scotland 2012 Discovery 4 3.0 SDV6 HSE Auto Baltic BlueDiscovery 4

Houghta wrote:
Can you not allow the site owner to put your van in position and then go in and fit the wheel lock yourself afterwards


I possibly could however the problem arrises when I come to pick it up or stay on site. As they want 24hrs notice for removing and putting away.
  
Post #197908230th Aug 2018 8:35 am
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Ali1971
 


Member Since: 13 Jun 2016
Location: Dalgety Bay
Posts: 817

Scotland 2012 Discovery 4 3.0 SDV6 HSE Auto Baltic BlueDiscovery 4

J@mes wrote:
I was quoted by the CCC an extra £30 for not having my wheel locks on, so I didn't bother declaring them this time.

Still fit the hitch lock at all times, and the wheel locks when it's in storage or on the drive but not when out on site because jacking it up to fit them both (twin axle) can be a pain/ hazard when on a soft grass pitch! Thumbs Up


Think I will double check today with them and go ahead with the insurance. It’s an expensive van but also need to right insurance! The dealer told me about his sorry mistake when his van got nicked!
  
Post #197908330th Aug 2018 8:37 am
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J@mes
 


Member Since: 10 Nov 2008
Location: Bomber County
Posts: 4544

England 2014 Discovery 4 3.0 SDV6 XS Auto Corris GreyDiscovery 4

Yep the 2nd to last thing you want is it being stolen, but the last thing you want is it not being paid out on!

I even fit my hitch lock if we stop at the services as it's far too easy for someone to unhitch and drive off with it.
 2014 D4 XS
2005 D3 SE - Gone 
 
Post #197908530th Aug 2018 8:53 am
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Hairy47
 


Member Since: 13 Jul 2017
Location: Bradford
Posts: 277

England 2005 Discovery 3 TDV6 SE Auto Java BlackDiscovery 3

Try compare caravan insurance.... just transferred from a 12 year old van to a brand new one and cost an extra £36 for 12 months cover...new for old Very Happy
  
Post #197911530th Aug 2018 9:47 am
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Ali1971
 


Member Since: 13 Jun 2016
Location: Dalgety Bay
Posts: 817

Scotland 2012 Discovery 4 3.0 SDV6 HSE Auto Baltic BlueDiscovery 4

Will do but the issue maybe the conditions of security ! Thus far some just will not quote or it’s a must fit!
  
Post #197911730th Aug 2018 9:49 am
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al cope
 


Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10289

England 

@ james - fitting your hitchlock at services is something I do as well, but only works if you dont use a bolt on towball, as I have seen a vid where the scrotes turned up, undid the 2 towball bolts, backed up their transit and bolted the ball back onto this and away - less than 2 mins - with hitchlock still in place.

Al
 Volvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD 
 
Post #197914130th Aug 2018 10:58 am
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J@mes
 


Member Since: 10 Nov 2008
Location: Bomber County
Posts: 4544

England 2014 Discovery 4 3.0 SDV6 XS Auto Corris GreyDiscovery 4

never thought of that Al Big Cry
 2014 D4 XS
2005 D3 SE - Gone 
 
Post #197917330th Aug 2018 12:45 pm
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Hot Tub
 


Member Since: 15 Aug 2017
Location: Milton Keynes
Posts: 1071

England 2009 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

Just for 30% discount with Caravan Guard not sure weather to go new for old. When we stop on route use our own toilet and make drink don't leave the van alone.
  
Post #19798971st Sep 2018 4:09 pm
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BBDisco3
 


Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3639

United Kingdom 

You don't normally get a discount for "new for old"

Generally the new for old will cost more as it's based upon the price as new today. Lets say that is £15K. The market value basis of insurance is then a cheaper option as the cover is based on its used value today - say perhaps £8K.

What you paid for it months or years ago doesn't really come in to it. Thumbs Up

Not forgetting that even if you declare you don't have the locks, there can still be a policy condition stating you must use them. Thumbs Up
  
Post #19799361st Sep 2018 5:37 pm
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Navigator
 


Member Since: 17 Mar 2010
Location: Stay at Home. One of the lives you save could be your own.
Posts: 5103

Scotland 2015 Discovery 4 3.0 SDV6 SE Auto Causeway GreyDiscovery 4

Try the A-Plan people who are site sponsors. They will give a discount if you have vehicle and caravan with them.
 A vaccine does not stop you catching a virus, or passing it on, or getting ill from it, really ill. It does reduce the likelyhood of you dying when really, really ill. Stay Alive - KEEP AWAY FROM PEOPLE.  
Post #19800582nd Sep 2018 10:33 am
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