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Competition Insurance
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4
Competition Insurance

has anyone found an insurer who will cover for Competion/Events

Normal insurance excludes competition or events which result in a winner !!...

I'm doing the croisiere this year and want to make sure Im covered. I have obviosuly checked my current ensurer hence this post.

I know some would say, dont tell them.. but, if we have an accicent and injure a third party etc I need to make sure i'm not only covered for damages, but not driving without insurance which is obviosuly an offence.

cheers Duncan
-----------------------------------------------------
If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
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Post #2110883rd Oct 2007 3:07 pm
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Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26779

United Kingdom 

Very tricky on this. I asked around, and most say no competitions. Others say if you pay to go off-road, its amounts to competition. I really don't know, the only proven sucessful claim for off road damage is Land Rover's own insurance.

The Greenlane Association (GLASS) started pushing a tie up with an insurance company, but I looked into it and it too excluded off-road use. It was indeed green lane cover only.  
Post #2110953rd Oct 2007 3:21 pm
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

Hi Gareth,

I cant find anything suitable. LR cover does indeed cover offroad but excludes use for competion, profit etc.

Ive asked the trip organisers and await a response.

Maybe there is a French company that covers. How are you addressing this for Morocco. standard insurance is OK until you run over a local and he sues your a Censored e off Shocked Duncan
-----------------------------------------------------
If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide  
Post #2111013rd Oct 2007 3:35 pm
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christyler
 


Member Since: 31 Dec 2005
Location: Cork, Ireland
Posts: 1168

Ireland 2006 Discovery 3 TDV6 S Auto Zambezi SilverDiscovery 3

Dunc, the croz is not a competition, or race or anything, there is no winner or loser ??? CLUB "Ah Shor it'll be grand"


First D3 in the World with a Hydraulic Winch.
2006 Disco 3 TDV6 S Auto,
Diff Locks, Turbochipped, Raised Air Intake, 220volts Onboard, Onboard Compressor, Large Bore Exahust, Underbody Protection, One or two Other Mods as well.
Other toys include, Argo Avenger 8x8, Tatra 6x6 Motorhome (Being Built)  
Post #2111073rd Oct 2007 3:38 pm
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Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26779

United Kingdom 

We are buying third party insurance at the border. If I trash my vehicle, its my risk. I cannot find any company that will insure Betsy fully comp in Morocco.  
Post #2111283rd Oct 2007 4:19 pm
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

just spoken to TBRChris and he confirms its just a "jolly boys outing" so no competion and the organisers have some sort of insurance anyway.

so no need to worry Thumbs Up Thumbs Up

now I can worry about something else, like ------- when will TFC be able to wire up my LF140's and rearview/winch cameras.. Thumbs Up Duncan
-----------------------------------------------------
If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide  
Post #2111303rd Oct 2007 4:24 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50979

Wales 

LRI didn't even ask the question about events or competitions when I pranged mine at Boughrood....they just paid out no questions asked Wink 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #2111313rd Oct 2007 4:27 pm
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

It was more the third party claim i was worried about for when I run over a protestor.. Duncan
-----------------------------------------------------
If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide  
Post #2111323rd Oct 2007 4:29 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50979

Wales 

Ah yes...if you're going for one then you may as well go for a group of protesters and make a good job of it. Wink You won't need to worry about insurance when you're in the slammer Laughing 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #2111363rd Oct 2007 4:38 pm
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

Well that depends, is car insurance anything like medical insurance. I want a nice cell with Plasma TV, networked PC to trawl this site and a well stocked Beer Fridge Very Happy Duncan
-----------------------------------------------------
If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide  
Post #2111443rd Oct 2007 4:45 pm
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AndrewS
Tarquin of the Desert 


Member Since: 06 May 2005
Location: Y...... because I can
Posts: 10442

United Kingdom 

DG wrote:
LRI didn't even ask the question about events or competitions when I pranged mine at Boughrood....they just paid out no questions asked Wink


You did what Shocked In the Beginning there was nothing, which exploded.  
Post #2111463rd Oct 2007 4:46 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50979

Wales 

Don't worry Andrew ...it was before your time Wink 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #2111483rd Oct 2007 4:48 pm
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highbridgeflyer
 


Member Since: 11 Jun 2006
Location: East Midlands
Posts: 160

United Kingdom 

http://www.competition-car-insurance.co.uk/

Give these a try. They insure competition cars, service and support vehicles, tools etc. It was originally started by a chap called Richard Eggar from Loughborough Car Club who wanted to insure his rally car.

It has now turned into a major insurer from private people, to some of the worlds largest motorsport teams.  
Post #2111513rd Oct 2007 4:50 pm
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

Thanks Thumbs Up Duncan
-----------------------------------------------------
If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide  
Post #2111533rd Oct 2007 4:53 pm
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mick
 


Member Since: 21 Jan 2007
Location: Yorkshire
Posts: 2049

England 2010 Discovery 4 3.0 TDV6 GS Auto Santorini BlackDiscovery 4

NFU told me that as long as its not a timed event you are ok.  
Post #2112053rd Oct 2007 6:31 pm
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