Hi, Can anyone recommend or advise insurance companies to steer clear of.
Picking up my D3 tomorrow and have got a price from Adrian Flux which seems reasonable BUT have read a couple of horror stories about them.
Help FORECAST FOR TONIGHT: things have happened out there!!!
The countryside is still OURS!!
Club 3 Musketeers, Club D3C, Club Midland CB, Club Vertex PMR, Club GNVP Sump Plate, Club GNVP Sliders, Club Uncle Ray Spare Wheel Protector, Club Smooth Steering Wheel, Club McStuckie
07 HSE Z Silver, black leather, Black RRS badges,
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20th Jun 2008 3:09 pm
Rescue01
Member Since: 14 Jan 2008
Location: Aberdeen
Posts: 2528
Hi there as has been said here many times just phone around and see who offers what.
Most companies dont offer off road cover for events,but i think that Greenlanes are still roads so your insurance will cover that.
i went with L/R still to see if they are any good in a claim Its not the height of the fall but the sudden stop at the bottom that hurts!!
20th Jun 2008 3:21 pm
SpiderBaby D3 Decade
Member Since: 21 Sep 2007
Location: Liverpool
Posts: 1412
WaznotWas - I'm interested in your comment on Adrian Flux as I was thinking of changing to them to get off-road cover.
What horror stories have you heard?
Cheers........I see no ships........
20th Jun 2008 3:26 pm
DG Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50979
LR Insurance are more expensive than most but have proven to payout for an off-road accident with no quibbles 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
20th Jun 2008 3:27 pm
BrumLee
Member Since: 07 Mar 2008
Location: West Midlands
Posts: 1367
I was with Adrian Flux for years with my old 200tdi Disco and never had a problem. They are very expensive for vehicles valued over £12k (that's the figure they gave me) so I won't be going back to them for a few years yet. Never had a problem with them, but then again I never had to make a claim.
With Admrial at the moment as they give good cover for the price of the premium. No off-road cover, but whilst the novelty of owning such a handsome vehicle is still new, I won't be venturing any further than a few gentle green-lanes
20th Jun 2008 3:36 pm
SN
Member Since: 03 Jan 2006
Location: Romiley
Posts: 13710
LR Insurance all the way Steve N | 21MY Defender | 08MY Discovery 3 (history) | 06MY Discovery 3 (ancient history)
20th Jun 2008 4:08 pm
simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
NFU pretty darn good to with included off piste cover.
20th Jun 2008 4:14 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73131
Absotiddelingtootlie agree with DG & SN!!! LR is the way to go if doing offroading (apart from greenlanes which are roads). Not cheap but don't charge anatomy prices for remaping and pay out when you do have a close encounter with a tree when playing.
20th Jun 2008 4:28 pm
cmyers_uk
Member Since: 10 Apr 2005
Location: Near Bristol, UK
Posts: 433
Quote:
LR Insurance are more expensive than most but have proven to payout for an off-road accident with no quibbles
In my circumstances they were cheaper than NFU, raised not quibbles about my second set of wheels and tyres and chopping and changing them. I have been happy with the cover and cost. They are not the cheapest but most would not cover me when changing wheels and tyres and going off road
20th Jun 2008 4:38 pm
NJF
Member Since: 05 Oct 2007
Location: Gone
Posts: 2466
Just got the renewal quote in Luxembourg. EUR 1,900 per annum.
20th Jun 2008 7:10 pm
ferrett
Member Since: 15 Jan 2006
Location: West
Posts: 298
NFU £330
Even covered some mods at no extra charge
Also, I think they do a new for old if the vehicle is less than two years old and is written off. Worth looking into.2012 D4 - SDV6 XS - Firenze Red
Thanks for the feed back. Got a reasonable quote from Flux and then tried Sure Term.
They went through all the questions and then they told me they could not offer anything....
So I took the consensus of replies and called LR - Yes a bit more than Flux + £80.00 a year, but in 20 minutes I was insured and so can collect my D3 tomorrow and drive it home.
Anyone coming up or going down the A1 tomorrow check for a massive in a zermat with driving lights, steps, and anthracite wheels travelling back to Bucks from Middlesborough area.
DISCO3 stickers won't arrive until tomorrow -my fault - so will not be in until I get back home again....FORECAST FOR TONIGHT: things have happened out there!!!
The countryside is still OURS!!
Club 3 Musketeers, Club D3C, Club Midland CB, Club Vertex PMR, Club GNVP Sump Plate, Club GNVP Sliders, Club Uncle Ray Spare Wheel Protector, Club Smooth Steering Wheel, Club McStuckie
07 HSE Z Silver, black leather, Black RRS badges,
19" anthracite wheels - off, 18" Silver / General AT2's - on,
300 TDI Disco 1 - Sheltering the lawn!
20th Jun 2008 10:17 pm
nealgs
Member Since: 13 Jan 2008
Location: Leeds
Posts: 327
GaryGone: Java Black TDV6, Auto, HSE - yum, yum (Gone: 96' V8 ES Charleston Green, 96 V8 ES Black)
Toy: Southern Roadcraft Cobra, 383ci Chevy V8
Club - HiVis
Club - Disco3.co.uk Round Stickers
Club - Disco3.co.uk External Badge
21st Jun 2008 6:43 am
paul
Member Since: 12 Feb 2006
Location: Midlands
Posts: 594
Adrian Fu*ks!
We were with them a few years back on a VW Golf ragtop. Gave a decent quote and we took out the insurance.
2 weeks later we get the paperwork and deep inside is a clause that they don't cover the softop for damage!
Well the only difference between a normal golf and ours was the soft top with they excluded. They were happy to charge us double the insurance price of the normal golf though.
Had a right game getting a refund, even though they never mentioned the exclusion when I took out the policy.
Adrian Sucks as far as we were concerned.2006 TDV6 S Auto, Buckingham Blue, for the wife and kids.
2013 BMW 535d M sport touring.
11th Oct 2008 2:25 pm
diverdave
Member Since: 21 Sep 2007
Location: manchester
Posts: 143
car insurance
hi all just had my renewal from landrover it went from £650 to £720 dick terpin had the b to wear a mask told them to shove it rang nfu at ramsbottom they quoted me £513 not went to the office to take it out they gave me a discount and ended up paying£450 with off roading,driving abroed,coursty car,£50,000 liable make sure that you ask about the off road they will put a note on the systeam hope this halpsdavid race
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| 08MY Discovery 3 (history) 
- so will not be in until I get back home again....
to wear a mask told them to shove it 
