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European Breakdown Insurance
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Devon cook
 


Member Since: 18 Mar 2018
Location: Taunton
Posts: 15

United Kingdom 2010 Discovery 4 3.0 TDV6 XS Auto Stornoway GreyDiscovery 4
European Breakdown Insurance

I know this will be a subjective topic but does any one have experience of European Breakdown cover? I will be towing an expedition trailer through Spain and Portugal and would need them repatriated if I couldn't get them fixed abroad. To extend my current RAC cover will cost another £150 Shocked
Question
  
Post #19336505th Apr 2018 9:37 am
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rrhool
 


Member Since: 28 Aug 2014
Location: Norfolk
Posts: 4538

United Kingdom 2007 Discovery 3 TDV6 SE Manual Zermatt SilverDiscovery 3

I had a standalone RAC European cover for a trip to France last year, £65.

I'm not an RAC member, just bough this after an internet trawl.
 Richard


D3 SE 2007. Triumph 2.5Pi 1973. Ferguson TEA20 1948.



Discovery 2 4.0 ES 2001- Gone
Discovery 1 300Tdi ES '95 - Gone
Range Rover Classic '79 - Gone 
 
Post #19336525th Apr 2018 9:42 am
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73123

Ukraine 

Check and understand cover limits closely, some have a limit of the number of “breakdowns” and an overall trip limit. I was with AA/Eurotunnel but binned that mid policy and changed to the top RAC cover having experienced 2 breakdowns under the former. The more you see “unlimited” in the cover description the better. Thumbs Up
   
Post #19336555th Apr 2018 9:51 am
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John C
 


Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292

United Kingdom 2006 Discovery 3 TDV6 SE Auto Cairns BlueDiscovery 3

There are a couple of levels of the RAC cover. The top one will repatriate your car, then next one down will, but only up to the value of the vehicle. Read the terms carefully (at least this was the case last year when I looked) and don't just take the word of the sales person on the phone... they were lovely, but I was discussing an edge case which they'd little experience of.

My D3 which I've had for years is worth considerably more to me than the probably worthless value an insurer would put on it.

John
 2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years 
 
Post #19336565th Apr 2018 9:57 am
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John C
 


Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292

United Kingdom 2006 Discovery 3 TDV6 SE Auto Cairns BlueDiscovery 3

...see here :

https://www.rac.co.uk/breakdown-cover/european-breakdown-cover

Quote:
"We’ll pay up to the market value of your vehicle to get it back to the UK, providing your vehicle is not beyond economical repair"


vs

Quote:
"We’ll pay to get your vehicle back to the UK if it can’t be fixed, providing your vehicle is not beyond economical repair"


...actually, I think that 'beyond economical repair' is new, and wouldn't help me Confused
 2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years 
 
Post #19336575th Apr 2018 9:59 am
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Devon cook
 


Member Since: 18 Mar 2018
Location: Taunton
Posts: 15

United Kingdom 2010 Discovery 4 3.0 TDV6 XS Auto Stornoway GreyDiscovery 4

Thanks all,some really useful advice, especially looking for unlimited clauses and them only paying up to market value of vehicle. Have just called the RAC, they have given me a further 10% discount on their top level cover so will go with that.
Thumbs Up
  
Post #19336605th Apr 2018 10:14 am
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Russell
 


Member Since: 23 Aug 2007
Location: Kent
Posts: 10564

United Kingdom 

Also watch as a lot of the companies have maximum trailer lengths
From memory RAC have a maximum of somthing like 7 meters but if you do i through one of the caravan clubs then RAC has no limit!!!!! But otherwise its the same policy
 MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club 
 
Post #19336715th Apr 2018 10:43 am
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daviesmichael79
 


Member Since: 09 May 2017
Location: Cork
Posts: 21

Ireland 2008 Discovery 3 TDV6 Base 7 Seat Manual Java BlackDiscovery 3
Breakdown Cover

2 years ago I had the Pleasure of blowing the Turbo Big Cry in my Volvo Xc90 towing my caravan back from France to Ireland, on the way to the ferry might I add. Of course it happened the weekend of St Bastille day so the Volvo garage said that they wouldn't be able to take a look at the Volvo for another 2 weeks Censored Censored . I always take out breakdown Insurance and mine that year was with Aviva. They put us up in a hotel for another 3 nights until the next ferry left for Ireland. They gave us a hire car to the ferry France side, then another hire car Ireland side for a week. They then shipped my Volvo and caravan (which I might add is 7.75 mts long, double axle) back to my door in Ireland about 4 weeks later Bow down . All in a good service for 75 euro and I took out last years Insurance with them again and it was still 75 euro for the year. Can't complain really, I leave that too SWMBO. Whistle
Serves me right for picking that vehicle. Last year disco 3 no problems so hoping for a 2 year streak this year. Thumbs Up Thumbs Up
  
Post #19346798th Apr 2018 7:21 pm
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Russell
 


Member Since: 23 Aug 2007
Location: Kent
Posts: 10564

United Kingdom 

Can I ask with who you took out the insurance please
 MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club 
 
Post #19346848th Apr 2018 7:29 pm
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daviesmichael79
 


Member Since: 09 May 2017
Location: Cork
Posts: 21

Ireland 2008 Discovery 3 TDV6 Base 7 Seat Manual Java BlackDiscovery 3

Roadrescue was the company name.
  
Post #19347018th Apr 2018 8:13 pm
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Russell
 


Member Since: 23 Aug 2007
Location: Kent
Posts: 10564

United Kingdom 

Thumbs Up
 MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club 
 
Post #19347108th Apr 2018 8:36 pm
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