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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73086
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Worth the uplift IMHO.
Remember extended warranties have those that love them and those that loath them, and the full spectrum in between. I've certainly got good use out of them but my worries aren't the little bearing hear, bush there, it's the big ticket items like engine & gearbox. I can afford to pay for an engine & gearbox if they went bang but choose to not take that risk.
As I like to say, pays yer money & takes yer chance. 
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 5th Sep 2013 3:09 pm |
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JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
  
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My view is that if I'm paying out over £15k + road tax + diesel costs + servicing & MOT costs for a motor that my family and I plan to use regularly - and holiday in - for at least 4 years then £60 per month isn't that high a price to ensure that most things are covered.
Some people will say it's a waste of money...... but so are most optional insurance policies if you don't claim on them, aren't they....?
Some people say just stick the £60 in a bank account each month instead to cover the costs.....but that doesn't help me if my turbo fails one month in, does it....?
Anyway, I'm happy enough with the cover at the moment but only time will tell if I've made the right choice.
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| 5th Sep 2013 4:26 pm |
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Barn1e
D3 Decade
Member Since: 28 Aug 2006
Location: Mid-sussex
Posts: 2021
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That was a good deal from WD. Mine is due for renewal next month after a year in which they paid me more than I paid them and on each occasion I claimed the service was flawless. I will look to improve the cover based upon your experience. 2005, TDV6 S, Auto, 190k miles, owned from new, V8 Brake Upgrade, Nancom Evo, RLD protector, BAS EGR blanking & Remap, separate ATF cooler, changing all the fluids ahead of time.
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| 7th Sep 2013 7:11 am |
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JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
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Good luck with it Barn1e, hope you get a decent deal.
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| 7th Sep 2013 7:30 am |
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BLFarrar
Member Since: 02 Aug 2006
Location: Deepest, Dankest, Darkest, Dingiest......Le Halifax, West Yorkshire...with strong links to Ireland
Posts: 6222
 
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I look on the after market warranties as a bet....
the race is you using your vehicle......you decide usually how often it runs & how far + the type of course...unique situation - you are the both the jockey & the punter...
the warranty provider is the bookie...he decides the rules & the odds.
....the race is run...you are clearly the winner...you car needs to be fixed
Your car has broken down or waivers in some way...& quite rightly you want to claim your winnings
.....its then the bookie either pays out or quibbles...the rules are closely scrutinised & small print all of a sudden becomes large, definitions of what constitutes what are brought in to explain why the bet is void & the bookie keeps the stake....your money is kept trousered
.....you can of course not be a betting man & save what you would pay out in "the stake" & save this to fund your car repairs & upkeep.
Fortunately the situation is in your control...you can decide whether to get involved at all & which bookie you use if you do...these are plentiful & use all sorts of means to encourage you to take a bet
you can use Honest Jim...the local man.....known & trusted (Car Care)...the choice of the original car makers as well to extend the original warranty
or
you can use Sarcastic Sam.....lots of bling & persistent sales (Warranty Direct)...who phone you every day until you either tell them to  off) or pay up...they even use TV presenters (the man with the wobbly gob) to convince you.
I wasnt convinced.... BREXIT - done properly.
Right now ...We need Government - not Politics
Save the Dipstick Flagbearer-keep it simple, less likely to fail campaign-agenda items:Starting Handles, Acetylene Lamps.
Founder: Dipsticks-R-Us Inc
D3 HSE-perfectly formed, passenger friendly...has real DIPSTICK
Jag XK-but sadly no DIPSTICK...HUGE design fault
FL2 has DIPSTICK..."real comfort in rear seats"
VW Golf wondermobile (?)..has real DIPSTICK
Morris Minor..original DIPSTICK technology..and a real KEY.
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| 7th Sep 2013 9:02 am |
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Discotres
Member Since: 25 Jan 2010
Location: London
Posts: 8491
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What if there isn't enough in your pot to pay for repairs, your , I have WD and can sleep at night, that means a lot to me and know I will have transport 
It seems people with a gamblers brain like risk, well I don't gamble 
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| 7th Sep 2013 9:19 am |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73086
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I've never had less out of the warranty for the D3s than I've paid in premiums, never. It's a LR after all. I'm just pleasantly suprised that they still cover them. 
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| 7th Sep 2013 9:26 am |
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rockcrawler
Member Since: 31 Oct 2012
Location: Ferring
Posts: 2884
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DSL wrote:Dealer rates? See if you can beat them up to £50 a month, with "do it for that and hear's my credit card no".
What is meant by dealer rates ? D3 Metropolis Bonatti Grey-Alpaca Leather-adaptive headlights-fridge-EGR blanking kit-Harmen Karden-Cruise-4x4 info enabled-Tinted Windows-Heated F&R Seats-Rosen rear Entertainment-LED'S everywhere -Smoked Side Repeaters-Rear Aircon-Vredestein Wintrac 4 Extreme-Puddle and Footwell Lamps-Stainless Steel Side Protection Tubes- NEW ASHTRAY ( thanks to dsd1036 )
Club BAS Remote FBH
Club MXS10 Ctek
Club Beanie Grill
Rear D4 Lamps
Geoff Gearbox Flush
BAS Remap
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| 7th Sep 2013 11:09 am |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73086
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Franchised dealer rates (£~100 - 120/hr) as opposed to indie or general garage rates (£~40 - 60/hr). ISTR £200/hour limit.
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| 7th Sep 2013 11:35 am |
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rockcrawler
Member Since: 31 Oct 2012
Location: Ferring
Posts: 2884
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Thanks for clearing that up DSL
Looks like I will be ringing Warranty Direct for peace of mind D3 Metropolis Bonatti Grey-Alpaca Leather-adaptive headlights-fridge-EGR blanking kit-Harmen Karden-Cruise-4x4 info enabled-Tinted Windows-Heated F&R Seats-Rosen rear Entertainment-LED'S everywhere -Smoked Side Repeaters-Rear Aircon-Vredestein Wintrac 4 Extreme-Puddle and Footwell Lamps-Stainless Steel Side Protection Tubes- NEW ASHTRAY ( thanks to dsd1036 )
Club BAS Remote FBH
Club MXS10 Ctek
Club Beanie Grill
Rear D4 Lamps
Geoff Gearbox Flush
BAS Remap
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| 7th Sep 2013 11:42 am |
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JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
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BLFarrar: so basically - horses for courses then...? I still stand by my point - and that of Discotres - about not being able to cover a big bill early on if you decide to save the money instead of paying for a warranty. Or if there's not enough in there to pay for a new gearbox.
Like I said before, if a better deal for a warranty comes up I'm in a decent position because of the rolling contract I've got with WD but at the moment I'm happy.
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| 7th Sep 2013 1:11 pm |
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BLFarrar
Member Since: 02 Aug 2006
Location: Deepest, Dankest, Darkest, Dingiest......Le Halifax, West Yorkshire...with strong links to Ireland
Posts: 6222
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Risked it with my Disco & Freelander....8 years & 4 years in - no big bills
My Jag a different story the Car Care was in place before my maker warranty expired......warned by a colleague not wise to let this one to chance.
I have asked all the dealers & Indies I know which they recommend..it was car care every time ...I wondered why & the answer came back - they dont quibble...on the bills especially the BIG ones. BREXIT - done properly.
Right now ...We need Government - not Politics
Save the Dipstick Flagbearer-keep it simple, less likely to fail campaign-agenda items:Starting Handles, Acetylene Lamps.
Founder: Dipsticks-R-Us Inc
D3 HSE-perfectly formed, passenger friendly...has real DIPSTICK
Jag XK-but sadly no DIPSTICK...HUGE design fault
FL2 has DIPSTICK..."real comfort in rear seats"
VW Golf wondermobile (?)..has real DIPSTICK
Morris Minor..original DIPSTICK technology..and a real KEY.
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| 7th Sep 2013 3:17 pm |
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Barn1e
D3 Decade
Member Since: 28 Aug 2006
Location: Mid-sussex
Posts: 2021
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I went into the WD contract not knowing as much about Disco 3's as WD do, given all their clients and experience. However, I did know about my D3 and based upon experience thought I was due for a new torque converter. That knowledge proved correct and they paid up. As for next year, I am not sure what else may be due for failure, so the cards may well be stacked in WD favour next year.
Options for failure are alternator (done 122k miles), turbo (?), wheeel bearing (WD replaced one of 4 last year), bushes (based upon first changes, I have about 20k miles before changing) and all the other things I have forgotten/dreaded to mention.
However, at the end of the day, it may well be a simple decision to do my own servicing that tips the balance in favour of not renewing with WD - they need evidence of VAT reg garage doing the service as per manual. I have some skills, experience and the tools, and with this site the confidence to DIY.
Decisions, decisions 2005, TDV6 S, Auto, 190k miles, owned from new, V8 Brake Upgrade, Nancom Evo, RLD protector, BAS EGR blanking & Remap, separate ATF cooler, changing all the fluids ahead of time.
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| 7th Sep 2013 3:41 pm |
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Disco_Mikey
Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20841
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BLFarrar wrote:...the rules are closely scrutinised & small print all of a sudden becomes large, definitions of what constitutes what are brought in to explain why the bet is void & the bookie keeps the stake....your money is kept trousered
.....you can of course not be a betting man & save what you would pay out in "the stake" & save this to fund your car repairs & upkeep.
Could not have put it better myself
Having to deal with warranty companies on a daily basis, and seeing what ways the can wriggle out of paying claims, as well as some of the "terms and conditions" of cover...
For instance, recently had a D3 recovered in needing an engine. We knew it needed an engine, assessor came out, and agreed it needed an engine. Report went back to warranty company, who wanted the engine stripped to determine cause of failure.
No real surprise there, until you realise that the customer has to pay for the engine to be stripped, so the warranty company can look for an excuse to wriggle out of paying. Something not right there 
ATEOTD, these companies are here to make money. If they all paid out for every claim, premiums would be bloody horrific, or they would all go out of business My D3 Build Thread
TDV8 Retrofit Build Thread
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| 7th Sep 2013 8:06 pm |
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BLFarrar
Member Since: 02 Aug 2006
Location: Deepest, Dankest, Darkest, Dingiest......Le Halifax, West Yorkshire...with strong links to Ireland
Posts: 6222
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has set me on a quest...
I went to the well known comparison site yesterday & have got one quote from WD within 10 mins (....this must be an automated system that sent this) for 760 pounds
& another from GoCar 360 pounds
Has anyone tried GoCar ?
I have the full nine yards quote that has all the script...in a PDF which I have printed out to scrutinise
......both are prepared o cover my 8 year old car with over 70k miles BREXIT - done properly.
Right now ...We need Government - not Politics
Save the Dipstick Flagbearer-keep it simple, less likely to fail campaign-agenda items:Starting Handles, Acetylene Lamps.
Founder: Dipsticks-R-Us Inc
D3 HSE-perfectly formed, passenger friendly...has real DIPSTICK
Jag XK-but sadly no DIPSTICK...HUGE design fault
FL2 has DIPSTICK..."real comfort in rear seats"
VW Golf wondermobile (?)..has real DIPSTICK
Morris Minor..original DIPSTICK technology..and a real KEY.
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| 9th Sep 2013 6:22 pm |
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