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Dudley
Member Since: 09 Jul 2023
Location: West Midlands
Posts: 4
  
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Hi Everyone,
After having a disco 2 for 9 years followed by a disco 3 for 10 years and a brief 8 month ownership of a Volvo XC60 i have come back to Land Rover ownership with a 2012 Disco 4.
I am currently insured with Adrian Flux and have been for a number of years however i had a shock when i got the quote to insure the Disco 4, i have been quoted over £1350, last October i was paying £400 for the Disco 3 insurance.
Can any recommend a good company to insure my new truck that are not expensive
Any help much appreciated
Regards
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 9th Jul 2023 7:04 pm |
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Asa
Member Since: 03 Jul 2016
Location: Essex
Posts: 178
 
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APlan at the Thatcham Branch used to be a site sponsor? Been with them since I joined the forum.Paid £470 this year fully comp.
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| 9th Jul 2023 7:54 pm |
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D1SCD
Member Since: 13 Feb 2013
Location: North Yorkshire
Posts: 440
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Difficult to say with insurance, so many variables, what's good for one person, not necessarily good for another.
A Plan were also good for me, but have gone up from last year (still quite a bit cheaper than Adrian Flux in my case) I also found A Plan good for covering modifications.
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| 9th Jul 2023 8:05 pm |
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Dudley
Member Since: 09 Jul 2023
Location: West Midlands
Posts: 4
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Thank you i will contact them for a quote in the morning
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| 9th Jul 2023 8:33 pm |
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Gary_P
Member Since: 03 May 2016
Location: Kent
Posts: 1676
 
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Sounds like some time on a comparison site and a check on the direct line/Aviva web sites would give you a good comparison and likely to end up with a more competitive quote.
Mine also went up steeply (but not that steeply) and I ended up ringing the insurer to see what could be done. They ended up a little cheaper than the cheapest comparison quote in the end. So worth calling your insurer too, but be armed with a cheaper comparison quote when you call them, so you can discuss from a stronger position.
Good luck. Gary
-------------------------------------------
Discovery 4 HSE 2016MY
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| 9th Jul 2023 11:04 pm |
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RogB
Member Since: 15 Jun 2018
Location: Mansfield
Posts: 1734
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I was reading over the weekend about the massive increase in car insurance with many policies for all sorts of cars comfortably over £1000.
According to the article (BBC IIRC) its because of the lack of spare parts in the supply chain, with some taking over a year to arrive. So rather than pay out for a hire car or storage the insurance companies are writing off cars with as little as 20% claim to value that are easily repairable.
and what are they blaming............
yep you guessed it, Brexit and the war in Ukraine !! 2011 D4 XS 305 MY12 - gone but not forgotten
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| 10th Jul 2023 6:39 am |
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digestives
Member Since: 01 Mar 2021
Location: England
Posts: 18
 
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Funny you should mention it as it is that time of year for me as well - been looking at comparison sites and getting absurdingly high quotes from very few companies to what I'd normally expect (two or three times vs my current premium).
Very interesting reading RogB - would go to explaining it a little more as my circrumstances haven't changed (another year added to a healthy NCB).
I should be getting the renewal email soon so will see what they come up with!
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| 10th Jul 2023 3:36 pm |
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Dudley
Member Since: 09 Jul 2023
Location: West Midlands
Posts: 4
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Tried the internet sites and all coming in a lot higher, luckily my current provider Adrian Flux seemed to have seen sense and my premium has only slightly increased after several phone calls this morning
Why do they try it on every time its renewal time!!
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| 10th Jul 2023 4:55 pm |
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kim0785b
Member Since: 12 Feb 2021
Location: London
Posts: 141
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Managed to get mine down to the £1000 mark, up from £900 mark only a year ago. Wife’s mini insurance has gone up 30%!! Discovery 4
Oct 2015, 2016 build
SDV6 Santorini Black SE
New engine at 42k
Car camper
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| 27th Jul 2023 4:24 pm |
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digestives
Member Since: 01 Mar 2021
Location: England
Posts: 18
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Renewal went up by 30% but managed to reduce that down to around 15% over the phone... no good deals on comparison sites so stuck with my current provider (who have been good many years).
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| 28th Jul 2023 1:01 pm |
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