Iguana
Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9402
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| Insurance, very much worth shopping around! |
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Our Multi car/house renewal is due to change on the 24th August, we're currently with Admiral and total quote came to £5156 
This is for House + 4 cars: SWMBO's little Clio, My Disco, my 5 series and Jack's 3 series (20 year old with 6 points - He pays me for his insurance, which was £3854 on its own )
After spending 1.5 hrs online, I managed to get the total down to £2675 but it means going separately for each car (Got Jack's down to £1880)
Called Admiral back and the best they could do was to bring it down to £4322
So that's a total saving of £1646.90 over Admiral, based on 1.5hrs work, that's and hourly rate of £1098 
So it is VERY MUCH worth putting the effort in when it's insurance renewal time  Iggy/Ieuan
Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper
- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!)
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 29th Jul 2019 10:37 am |
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Someone-Gone
Member Since: 21 Dec 2015
Location: Gone
Posts: 5117
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Do it all the time. The name for it is “insurance tarting”
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| 29th Jul 2019 11:18 am |
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UNG
Member Since: 20 Jun 2008
Location: Lancs
Posts: 753
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Just done similar with my car insurance a renewal of £346 became a new policy with another company at £197
I've been a bit lazy the last couple of years when renewal appears few quid either side of the previous years you just let it go through this year decided I must make the effort and was very surprised at the savings
I been chasing savings on my son and daughters policies for a few years as they were new drivers but not my own they have been with the same company for about 4 years during that time there has been some large increases on the renewals but they have always been reduced after a phone call on one occasion my sons renewal was an increase of £55 on the previous year which they then reduced by £210 after a chat "Never keep up with the Joneses. Drag'em down to your level. It's cheaper".
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| 29th Jul 2019 11:21 am |
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A-Plan Insurance
Site Sponsor
Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350
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might be a little late as this post was a couple of weeks ago but have you thought about using a broker?
Not only do we have the option of multi policies but we also have the ability to look at our panel of insurers and see how it works best for you, separating the cars, maybe only separating one car from the rest - and you get multi discounts by keeping it all with the same broker regardless of if we keep with one or multiple insurers... worth thinking about as we can look at car, van, bike, home, landlords and other specialist insurances such as boat! We also have selected branches specifically for young drivers, or drivers with not so tasty driving histories 
Carlie
01635 874646 Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
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| 14th Aug 2019 2:07 pm |
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Canburne
Member Since: 15 Jan 2013
Location: Devon
Posts: 2029
 
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A Plan did an excellent job for us on our two D4's............ .
"the inherent vice of capitalism is the unequal sharing of blessings....the inherent vice of socialism is the equal sharing of miseries" Winston Churchill
2016 D4 Landmark Club Waitomo ...or is it Club Tempest????
2015 D4 HSE Aintree Green
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| 14th Aug 2019 2:08 pm |
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Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
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And for our Skoda and Porsche DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
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| 14th Aug 2019 2:35 pm |
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lynalldiscovery
Member Since: 22 Dec 2009
Location: Maidstone
Posts: 7274
 
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In my view any multi policy means for most people it is to much hassle to change come renewal time so they stay with the same provider and I am sure the providers know that!
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| 14th Aug 2019 2:39 pm |
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LT
Member Since: 31 Dec 2005
Location: South West
Posts: 23339
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Pelyma wrote:And for our Skoda and Porsche
Are you covered for injuries caused by rough plastic.  2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography
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| 14th Aug 2019 2:59 pm |
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Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
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Ohhh yessssss. Sorry wrong company  DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
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| 14th Aug 2019 3:07 pm |
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Ceekay
Member Since: 17 May 2009
Location: Bury
Posts: 2057
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Got my D4 insurance last yr with the AA (CIS) for around £350.00 when everyone else wanted between £600-£800 which was actually cheaper than my previous D3. Changed swmbo recently who was with the AA who wanted around £600 for her Evoque renewal but LV did it for £250 with very little difference in the added extra's.
Must say though CIS have made me make a full claim with a £400 excess for my panoramic roof so good job its protected no claims. Sometimes its the small print.  D4 HSE Lux MY16 Club Waitomo
D3 HSE MY06 missing her still…
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| 14th Aug 2019 6:34 pm |
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terryall
Member Since: 17 Jun 2011
Location: Whitstable
Posts: 1426
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Pelyma,
What Skoda did you insure?
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| 14th Aug 2019 11:38 pm |
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Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
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We have a Yeti L&K DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
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| 15th Aug 2019 7:01 am |
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A-Plan Insurance
Site Sponsor
Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350
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Canburne wrote:A Plan did an excellent job for us on our two D4's............
Great to hear Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
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| 16th Aug 2019 11:24 pm |
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A-Plan Insurance
Site Sponsor
Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350
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LT wrote:Pelyma wrote:And for our Skoda and Porsche
Are you covered for injuries caused by rough plastic.
Shots fired  Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
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| 16th Aug 2019 11:25 pm |
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Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
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He was referring to another thread he owns a Skoda too. DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
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| 17th Aug 2019 6:58 am |
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