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Insurance for Off Road
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ronp
 


Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15272

Scotland 2014 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4
Insurance for Off Road

Does one need special cover for Off Road events/excursions?
If so, is it generally an addittion to ones existing policy?
Or is a separate policy required.

Also
What is the norm for cover - Fully comp or just third party?
 ...... always on the road less travelled 🚧

< ‘tis but a mere scratch …….. it’ll polish out. 
 
Post #21553116th Oct 2007 8:50 am
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craig
 


Member Since: 08 Aug 2006
Location: Home of LR.
Posts: 2545

England 2006 Discovery 3 TDV6 Base 7 Seat Manual Cairns BlueDiscovery 3

Consensus is to either use LR own insurance or NFU.

Most normal policies won't cover you at Tong for instance, but if your doing green laning for instance you should be covered by a normal policy.
  
Post #21553416th Oct 2007 8:54 am
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Bodsy
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Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

NFU will cover you for all off road activity, with the exception of any time trial, competition or race.
And they're pretty good for pricing too Thumbs Up
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Post #21553816th Oct 2007 8:58 am
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ronp
 


Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15272

Scotland 2014 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

But I'm with Livic, prob not worth cancelling existing policy and moving.
Will talk to Livic and see what they say.
 ...... always on the road less travelled 🚧

< ‘tis but a mere scratch …….. it’ll polish out. 
 
Post #21555016th Oct 2007 9:12 am
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Bodsy
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Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

I'm pretty sure they won't cover you.......

You never know, it may well be worth swapping, I saved a bundle when I changed my car.

I found the NFU Direct number more useful (and cheaper) than the NFU branches, but I'm not bothered about the 'personal touch' the local offices give.
 Bodsys Brake Bible

D4/D3 Remote FBH heat kits
BAS Remaps/ EGR Blank
Transmission Flush
Software updates/enabling


Clock/ SNOTM /3Flash / 4x4Info /BT Update /Service Reset/Error Codes / Gearbox Reset
See It Here 
 
Post #21555116th Oct 2007 9:14 am
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tintenter
 


Member Since: 29 Sep 2006
Location: Oldham
Posts: 1113

United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

I saved myself £250 when i changed from liverpool victoria to landrover insurance
 Tintenter
Corris Grey Discovery 4 HSE

Bigger permagrin now installed


Semper in excretum, sole profundum moveat. 
 
Post #21557116th Oct 2007 10:07 am
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Barn1e
D3 Decade 


Member Since: 28 Aug 2006
Location: Mid-sussex
Posts: 2021

United Kingdom 2005 Discovery 3 TDV6 S Auto Tonga GreenDiscovery 3

Perhaps NFU have changed their cover, when I checked they said only Green Lanes were covered for offroad. I changed to LR Insurance and the cover was full off-road (with competition exclusions) and it was cheaper. At renewal this year, the premium was lower again! Very Happy
 2005, TDV6 S, Auto, 190k miles, owned from new, V8 Brake Upgrade, Nancom Evo, RLD protector, BAS EGR blanking & Remap, separate ATF cooler, changing all the fluids ahead of time.  
Post #21641718th Oct 2007 2:14 pm
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Bodsy
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Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

NFU = Off road cover excluding competition & time trials. Thumbs Up
 Bodsys Brake Bible

D4/D3 Remote FBH heat kits
BAS Remaps/ EGR Blank
Transmission Flush
Software updates/enabling


Clock/ SNOTM /3Flash / 4x4Info /BT Update /Service Reset/Error Codes / Gearbox Reset
See It Here 
 
Post #21644018th Oct 2007 4:13 pm
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SPOTTER
 


Member Since: 06 Dec 2006
Location: Adrift........
Posts: 3095

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

back up Bodsy.......they even encouraged me to use it properly!!!!!
 end of an era ....... maybe a Defender when it appears.......  
Post #21644118th Oct 2007 4:15 pm
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mick
 


Member Since: 21 Jan 2007
Location: Yorkshire
Posts: 2049

England 2010 Discovery 4 3.0 TDV6 GS Auto Santorini BlackDiscovery 4

Bodsy wrote:
NFU = Off road cover excluding competition & time trials. Thumbs Up

that just what i was told Thumbs Up
  
Post #21650318th Oct 2007 7:56 pm
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