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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73086
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When I changes from LRI(RSA) just over a year ago they had told me that they didn't do offroad cover any more. It seemed they made things up as they went along, I got a letter cancelling my policy because I checked that my remap mod was noted. The told me it wasn't, and that they never ever, covered remaps. Strange I have a letter from the, with the mod detailed and the additional premium.  Won't touch them again, even for "normal" unmodified cars.
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 15th Mar 2012 2:37 pm |
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DiscoDunc
Member Since: 08 May 2006
Location: Bristol
Posts: 16390
  
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depends who the uderwriter was at the time - perhaps they mistook offroad for SORN. 
current policies are still underwriten by Zenith and offroad is covered. I spoke to them about 3 hours ago 
they are also aware of all my mods and it didnt change the price other than a small increase to compensate for the cost of the car being of higher value Duncan
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If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide
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| 15th Mar 2012 2:40 pm |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73086
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Do they do offroad? If they do mods, offroad & N African cover they might be in the frame next year. 
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| 15th Mar 2012 2:43 pm |
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DiscoDunc
Member Since: 08 May 2006
Location: Bristol
Posts: 16390
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dont know about offroad in north africa ?
i only checked offroad in UK/Europe when I phoned them Duncan
-----------------------------------------------------
If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide
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| 15th Mar 2012 2:45 pm |
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mark the spark
Member Since: 22 Jun 2011
Location: southampton
Posts: 2521
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ended up with esure via the meerkat at £480.00 although he still hasnt arrived delivery not simples 
any way in similar situation to thread starter next year re new driver so admiral sounds a good idea
one thing is a pain on these insurance comparison threads is no ages are stated for the drivers so come on guys dont be shy me 45-50 bracket clean licence D3 2005 £480.00 fully comp no off road
best quote i had with off road was adrian flux £600.00 ish from memory MY05 SE D3 Manual my first LR what a car
MY10 HSE D4 auto
MY14 XXV more buttons than the spaceshuttle
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| 15th Mar 2012 2:48 pm |
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mrandmrsh
Member Since: 25 Sep 2008
Location: Holmfirth
Posts: 487
  
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They wouldn't cover my 110 Utility because it was owned by my company....
C 2012 Defender 110 XS Utility 2.2
2012 D4 Commercial 255 8-speed, Active diff, lots of extras on order, comes Sept - ORDER CANCELLED (isn't divorce expensive....?)
2008/08 D3 HSE G4 - part exchanged for the 110
1987 110 CSW with 200 Tdi (now gone)
2007/57 D3 TDV6 HSE - NOW GONE owned 1/oct/08 to 31/dec/09
2007 Seat Altea Freetrack4 170 tdi (wife's car, wife now gone!)
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| 15th Mar 2012 2:49 pm |
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Zapp79
Member Since: 25 Jan 2012
Location: Staffordshire
Posts: 129
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Why is everyone's insurance so cheap?? Do you keep your cars in a safe or park them inside your houses??
LR Insurance policies are currently underwritten by Zenith.
I note that the policy specifically states a rather short list of things that it DOES NOT cover for - including '4x4 events'. As the list is fairly short and rather specific, I would be confident that 'green laning' or driving otherwise off road is fine.
I think you could also sensibly argue the test of reason that a product marketed as "land rover insurance" would be anticipated to cover the circumstances that you could find yourself in when driving a Land Rover.
I always have a problem with those insurance companies that state that they will not use OEM parts for any repair. They are insuring you so that you can be reinstated to the position that you were in prior to the insured incident. Now, in my book, if I had a car that was 100% Land Rover and was eligible to enter the LR Approved programme and full LR warranty etc, then that is exactly what I should have if I need it to be repaired.
Is it reasonable to 'repair' the vehicle and leave the insured potentially with a car that is worth considerably less than it was prior to the insured incident, because non OEM parts were used?
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| 15th Mar 2012 7:35 pm |
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