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Insurance Renewal - benefit of being old
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nestu
 


Member Since: 12 Sep 2011
Location: Lancashire
Posts: 392

United Kingdom 2011 Discovery 4 3.0 SDV6 GS Auto Santorini BlackDiscovery 4
I wouldn't use Admiral again...

Admiral might entice you in with cheaper quotes but if you have to contact them they only use expensive phone line rates ...their free online submission portal is never working...really expensive if you have to change details...like address...my wife's insurer doesn't charge and other charges are ridiculous...and the lovely customer service people who take your money change into dragons if you dare complain....they are told to read out lots of unnecessary information when you ring to keep you on the phone...told by one of their customer service staff...beware!
  
Post #119250325th Nov 2013 11:14 am
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waterbuoy
 


Member Since: 26 Oct 2013
Location: Argyll
Posts: 2922

United Kingdom 2009 Discovery 3 TDV6 SE Auto Stornoway GreyDiscovery 3

Agree re concerns re Admiral; they charged £40 admin charges to transfer cover over to courtesy car for a day Shocked
 Currently 2009 Disco 3 SE, 2013 MY D4 HSE and 2016 D4 SE
Previously:
TD5 Defender 110 CSW (230k miles)
300TDi Disco 1 (289k)
4 RR Classics (300-350k each, 2 manual, 2 auto)
110 V8 CSW (220k)
S3 109 hi cap pickup (ex RN)
S2A 88 Safari SW with lpg conversion (bloody lethal) 
 
Post #119251025th Nov 2013 11:37 am
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TdV6Pete
 


Member Since: 10 Aug 2012
Location: Rutland
Posts: 415

United Kingdom 2005 Discovery 3 TDV6 SE Auto Tonga GreenDiscovery 3

I am with Admiral, Im 25, with a 2005 SE D3 and this year, with no NCB (as i touched a another car in a traffic jam and left a yellow mark on his bumper with my winch hook) and with mods included, it cost me £580 this year.
Last year with 2yrs NCB it was £650 fully comp'
I think thats not bad.

I also have only ever paid £17.50 for change of detials etc and

However, this is where it becomes silly. On comparethemeerkat the cheapest quote was £1200, confused manged £680, Admiral rang me to re-quote for this year at £1100, then a day later a letter from them saying I could have it at £900 (£200 cheaper)...
So rang elephant (the cheapest on confused) and it turns out they are admrial... So was going to pay £680 and they suddenly dropped it to £580 for me. Win i think!

Where the hell they get their prices from however, I have no idea!!!
 2inch Lift, 33inch Cooper STTs, Wheel Spacers, Hidden Champion 9000lbs Winch with recovery points, Full Underbody Protection including Rear Bumper Guard, Rock Sliders, Snorkel, 4x4 screen enabled and Sat Nav on the move (thanks to Bodsy), Discreet LED roof lights, LED work light, BAS Re-map and EGR's blanked, V8 Brake upgrade with Grooved, Drilled and Slotted Brakes, Halo Fog Lamps, Roof Rack, 240V Inverter, CB radio and finally a Swing away wheel carrier with Hi-Lift mount...  
Post #119263425th Nov 2013 3:44 pm
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A1GSS
 


Member Since: 12 Sep 2010
Location: Saffron Walden, Essex
Posts: 4691

England 

An update on this. Just renewed, the renewal premium started at £1900 (!) and after negotiation and managerial intervention settled at £1310. D3 £270; A8 £240; Daughter's Clio £800

So, not too bad but not a great experience.
 ____
Gone: 10MY L320 RR Sport HSE, Ipanema Sand
Gone: 20MY Jaguar iPace HSE, Silicon Silver
Gone: 17MY RR Evoque SE Tech, Loire Blue
Gone: 08MY Discovery 3 XS, Stornoway Grey
Gone: 07MY FFRR TDV8 Vogue, Stornoway Grey 
 
Post #131495623rd Jul 2014 11:36 am
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

we had cheap insurance with admiral...wanted to go on lre trec day at Honiton...admiral don't do offroad cover...
ended up moving to landrover insurance...costed another 1890 quids but we are covered off road if its non competitive and any repairs are lr parts
  
Post #131508823rd Jul 2014 5:41 pm
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Robbie
 


Member Since: 05 Feb 2006
Location: ¯\_(ツ)_/¯
Posts: 17932

United Kingdom 2013 Discovery 4 3.0 SDV6 HSE Auto Baltic BlueDiscovery 4

Just had my renewal with Admiral and they want £440 (gulp). A quick search and negotiation got this down to £310 with a low excess, European cover, legal, extended courtesy car, protected NCB etc. The fine print of some of the 'cheaper' quotes excluded items such as the glass roof and limited the courtesy car to 48hrs. It pays to check the small writing….

It was £270 last year when the car was worth £54k so not sure why the hike is so large.

Still, it is cheaper than the tax disc.
 Land Rover - Turning Drivers into Mechanics Since 1948

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Post #131509123rd Jul 2014 5:50 pm
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fat bloke
 


Member Since: 07 Aug 2006
Location: OXFORD
Posts: 1257

United Kingdom 2015 Discovery 4 3.0 SDV6 SE Auto Santorini BlackDiscovery 4

Got my quote now down to £171 well happy Thumbs Up
  
Post #132571516th Aug 2014 7:45 pm
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Ray Clayton
 


Member Since: 15 Aug 2014
Location: Ilkeston, Derbyshire
Posts: 422

England 2012 Discovery 4 3.0 SDV6 XS Auto Fuji WhiteDiscovery 4

180 with hastings

Ray
  
Post #132572016th Aug 2014 8:00 pm
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Fitzy73
 


Member Since: 09 Feb 2014
Location: Truro
Posts: 2407

United Kingdom 2010 Discovery 4 3.0 TDV6 XS Auto Causeway GreyDiscovery 4

My Admiral renewal arrived today (well email) £490 so will be calling A-plan due to being fed up of Admiral's high call costs etc.
  
Post #132576216th Aug 2014 9:22 pm
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Iguana
 


Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9424

Ukraine 

Mine due on 12th Sept, not received renewal from Direct line yet, but did a compare search and Admiral came up at £229 fully comp protected with legal protection.......so impressive price, will see what D-Line come up with.
 Iggy/Ieuan

Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper

- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!) 
 
Post #132577616th Aug 2014 10:12 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

if you want to off road admiral wont cover that
  
Post #132580617th Aug 2014 1:18 am
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Ray Clayton
 


Member Since: 15 Aug 2014
Location: Ilkeston, Derbyshire
Posts: 422

England 2012 Discovery 4 3.0 SDV6 XS Auto Fuji WhiteDiscovery 4

Hi
Off road ?
Is that in a field or greenlane?
If greenlane then they would be braking the law as many housing estates have the same status as alot of greenlanes, like being unadapted, and ucr's.
Just because some have tarmac and some do not, does not change the legal classifaction of a highway.

Ray
  
Post #132801621st Aug 2014 8:35 pm
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