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Insurance Renewal - benefit of being old
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A1GSS
 


Member Since: 12 Sep 2010
Location: Saffron Walden, Essex
Posts: 4691

England 
Insurance Renewal - benefit of being old

Well, I've just renewed the D3 insurance, and tried Admiral this time, the Multicar looks very promising in our case

£216 for the D3
£268 for the A8

Both fully comp, business use, protected NCD, legal cover, personal injury, hire cars, driving other cars, plus 90 day green card.

Not bad, and for the record a saving of over £400 on the combined cost of renewing both. Call centre very helpful too, so a positive Thumbs Up for Admiral so far.
 ____
Gone: 10MY L320 RR Sport HSE, Ipanema Sand
Gone: 20MY Jaguar iPace HSE, Silicon Silver
Gone: 17MY RR Evoque SE Tech, Loire Blue
Gone: 08MY Discovery 3 XS, Stornoway Grey
Gone: 07MY FFRR TDV8 Vogue, Stornoway Grey 
 
Post #113791830th Jul 2013 8:56 am
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Ted Newman
 


Member Since: 09 Oct 2010
Location: SE London
Posts: 840

England 2011 Discovery 4 3.0 SDV6 XS Auto Rimini RedDiscovery 4

Unfortunately old age has little to do with it - BUT - postcode does here in SE18 (London) it is £700 for the D4 and £400 for the MGF.
 LR Discovery 4 XS pulling an Airstream 532 Caravan also own (since new) a 1996 MGF  
Post #113791930th Jul 2013 9:00 am
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dangerdave
 


Member Since: 23 Nov 2010
Location: <>
Posts: 4495


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Post #113792230th Jul 2013 9:12 am
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A1GSS
 


Member Since: 12 Sep 2010
Location: Saffron Walden, Essex
Posts: 4691

England 

£160 Shocked

Blimey. Almost free. Thumbs Up
 ____
Gone: 10MY L320 RR Sport HSE, Ipanema Sand
Gone: 20MY Jaguar iPace HSE, Silicon Silver
Gone: 17MY RR Evoque SE Tech, Loire Blue
Gone: 08MY Discovery 3 XS, Stornoway Grey
Gone: 07MY FFRR TDV8 Vogue, Stornoway Grey 
 
Post #113792830th Jul 2013 9:23 am
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Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26775

United Kingdom 

I was with Admiral, on a multicar with 5 cars. Initially they were very competitive, but on first renewal, I checked out the market place, and found that by individually insuring the vehicles with the best prices found, I saved about £500 over the price Admiral wanted. When I challenged them, they only offered me an additional £100 discount, So I left them.

For info, the best quote I got for the D4 was about £600 with Land Rover insurance. Admiral had it at over £900! The Defender I saved £100, my sons cars were about the same.
  
Post #113793030th Jul 2013 9:23 am
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A1GSS
 


Member Since: 12 Sep 2010
Location: Saffron Walden, Essex
Posts: 4691

England 

Pays to shop around. I'm happy this time but will definitely check again in 12 months.
 ____
Gone: 10MY L320 RR Sport HSE, Ipanema Sand
Gone: 20MY Jaguar iPace HSE, Silicon Silver
Gone: 17MY RR Evoque SE Tech, Loire Blue
Gone: 08MY Discovery 3 XS, Stornoway Grey
Gone: 07MY FFRR TDV8 Vogue, Stornoway Grey 
 
Post #113793130th Jul 2013 9:26 am
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dangerdave
 


Member Since: 23 Nov 2010
Location: <>
Posts: 4495


Admin note: post content removed at user request
  
Post #113793530th Jul 2013 9:34 am
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maplecottage
 


Member Since: 01 Feb 2011
Location: Norfolk
Posts: 3171

United Kingdom 2006 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Mine is due in 4 days - was with Swift but not renewing as has increased too much. Cheapest I found was eSure but............I'm not sure (sic).

Will check out Admiral, had thought of going with Aviva (wife is with them) but their quote is £316 Sad

Steve
  
Post #113793830th Jul 2013 9:48 am
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will247
 


Member Since: 05 Jan 2013
Location: York
Posts: 709

United Kingdom 2015 Discovery 4 3.0 SDV6 Commercial XS Auto Santorini BlackDiscovery 4

Consider yourselves lucky! -


Your car insurance premium: (includes your discount for paying by card)£697.00
Your optional extras subtotal:£0.00
Insurance Premium Tax:£41.82
Total: (your car insurance plus any optional extras) £738.82
 26 and on the 4th LR..
Series 2a 1963 88'' 2.25 Derv as original with Galv chassis
Disco 1 1996 V8 on LPG (sold now)
Disco 3 2005 TDV6 S (sold now)
Disco 4 MY15 XS Commercial
 
 
Post #113794230th Jul 2013 10:04 am
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WINDSWEPTISLANDER
 


Member Since: 21 Jul 2011
Location: Way up north
Posts: 523

2005 Discovery 3 TDV6 SE Manual Bali BlueDiscovery 3

I think postcode is more relevant than age.

Admiral again, £210 fully comp, including 2 previous incidents (SWMBO).

I've had to claim on them a couple of times over the years, been relaively straight forward and they have paid out, though they do tend to take the mickey with the vehicle valuations. A stiff retort usually works.
  
Post #113795630th Jul 2013 10:49 am
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BarryT
 


Member Since: 09 Jan 2013
Location: North Wales
Posts: 295

Wales 2009 Discovery 3 TDV6 GS Manual Stornoway GreyDiscovery 3

I got my D3 Insurance from Admiral last December for £190 all in.

BarryT
  
Post #113796230th Jul 2013 11:08 am
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fishinmad
 


Member Since: 30 Jan 2012
Location: St Ives
Posts: 877

United Kingdom 2006 Discovery 3 TDV6 S Auto Bonatti GreyDiscovery 3

Just to put a European perspective on this I pay:

Land Rover D3 Auto - Euro 512.00 Fully Comp Including whole of Europe breakdown cover annual excess Euro 400.00
BMW 525i Auto - Euro 330.00 Fully Comp Including whole of Europe breakdown cover annual excess Euro 400.00

Both any driver over 21, you insure the car over here not the driver(S)
 Club Narpy Torch

“No return to boom and bust” Gordon Brown when chancellor
He has been proved right, now there is only bust! 
 
Post #113796330th Jul 2013 11:09 am
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A1GSS
 


Member Since: 12 Sep 2010
Location: Saffron Walden, Essex
Posts: 4691

England 

OK thanks all, now I'm not feeling so smug... Big Cry Anything under £200 seems a bargain.
 ____
Gone: 10MY L320 RR Sport HSE, Ipanema Sand
Gone: 20MY Jaguar iPace HSE, Silicon Silver
Gone: 17MY RR Evoque SE Tech, Loire Blue
Gone: 08MY Discovery 3 XS, Stornoway Grey
Gone: 07MY FFRR TDV8 Vogue, Stornoway Grey 
 
Post #113796630th Jul 2013 11:20 am
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dangerdave
 


Member Since: 23 Nov 2010
Location: <>
Posts: 4495


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Post #113797630th Jul 2013 11:43 am
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Broadsword
 


Member Since: 12 Mar 2013
Location: Hastings
Posts: 65

United Kingdom 2009 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4
Just changed from multicar

I have just reinsured from Aviva to Direct Line £220 with cashback on this from Quidco. Multicar was a pain. I had three cars on the policy with tax, insurance and MOT closely aligned. A complete pain when changing the personalised reg. I sent a current MOT with a month on it but by the time they processed it (much longer now local offices send it on to Swansea), they deemed the MOT to be out of date.I was also in danger meanwhile of having the tax expire while being processed. My advice is to keep it all well apart.

I felt that multicar gave Aviva a chance to ramp up all the premiums at renewal. and three different insurers saved a fortune. However I encountered the latest insurance scam. You can have many years NCD but Aviva only count 5 years for declaring your NCD. Another way of encouraging you to stay as some insurers recognise much more.

Why is everything so much harder?
 Brian - East Sussex

----------------------------
2009 (09) 10MY Discovery 4 HSE
Nara Bronze
Ebony Upholstery
Side steps
Tow bar
Surround Cameras
TV
Full floor mats
Heated steering wheel (!) 
 
Post #113804730th Jul 2013 3:15 pm
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