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Insurance renewal premium.
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THUB
 


Member Since: 10 Dec 2005
Location: West Berkshire.
Posts: 717

United Kingdom 2012 Discovery 4 TDV6 HSE Auto Nara BronzeDiscovery 4
Insurance renewal premium.

I have just received my renewal notice from Land Rover Motor Insurance. 45% INCREASE in the premium. After a phone call increase reduced to 31%. LRMA say that increase is due the fact I had a new D3 2008 model instead of an 05 model, exactly same spec. and that there are now 50 bands or groups of insurance. Still seems a big increase to me. No points on licence, no claims for about 5 years.
Any suggestions for an alternative quote? Norwich Union and NFU do not like me --- too old 70+ and well +
 

Last edited by THUB on 24th Feb 2009 7:50 pm. Edited 1 time in total 
Post #42821024th Feb 2009 7:31 pm
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wiggs
 


Member Since: 03 Sep 2006
Location: Manchester
Posts: 14372

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Fuji WhiteDiscovery 4

Try NFU Thumbs Up
 G4 Gone ...but not forgotten  
Post #42821924th Feb 2009 7:42 pm
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ad15
 


Member Since: 14 Dec 2008
Location: up that tree
Posts: 4866

United Kingdom 2005 Discovery 3 TDV6 SE Manual Tonga GreenDiscovery 3

NFU prices have gone up as well acording to my mother in law who did hers yesterday. got mine from the post office yesterday £317 fully comp

alliance and liecs were good as well. much as i hate to say it, try that comparethemarket site, it's actually pretty good...
  
Post #42822424th Feb 2009 7:48 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73131

Ukraine 

Fave ad at the moment, comparerhemeerkat.com!!! Easily amused, I know. Whistle
   
Post #42824924th Feb 2009 8:05 pm
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countrywide
 


Member Since: 16 Sep 2007
Location: UK
Posts: 6019

United Kingdom 2016 Discovery 4 3.0 SDV6 Graphite LE Auto Unknown ColourDiscovery 4

Adrian Flux, they seem to be able to bring the price down.
  
Post #42825124th Feb 2009 8:07 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73131

Ukraine 

Just insured the D3 bought from JMC, £400 for an SE, £600 for t'other D3 (S) renewed last Aug!!! Will be having words at renewal time! Both thru LR Insurance. Not a 2nd car discount as that was an additional £15 off.
   
Post #42825324th Feb 2009 8:13 pm
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camelrock
 


Member Since: 11 Oct 2008
Location: north yorkshire
Posts: 446

England 

NFU £740ish fully comp all in for 05 D3, 05 citreon and a 92 defender, great value if thats possible for insurance !!!
  
Post #42828124th Feb 2009 8:47 pm
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JMC
 


Member Since: 25 Feb 2006
Location: Aberdeen-Angus. Where the Bull* comes from!
Posts: 6417

Scotland 

£420 for a new FFRR Mr. Green
 The older I get, the more I realise that people confuse wrinkles for wisdom Smile
Founder member of Club FFRRV
Club Orange, Mint or Fruit
Club Walnut Sniffers
 
 
Post #42839124th Feb 2009 10:44 pm
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al cope
 


Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10361

England 

I'd been with NFU for about 6 years, premium had gone up this year even though nothing (me or the car) had changed. This year moved to Adrian Flux, over £100 cheaper.

Al
 Volvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD 
 
Post #42849025th Feb 2009 8:19 am
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THUB
 


Member Since: 10 Dec 2005
Location: West Berkshire.
Posts: 717

United Kingdom 2012 Discovery 4 TDV6 HSE Auto Nara BronzeDiscovery 4

Further to my earlier post I have now scoured various comparison sites,made numerous phone calls and have got a quote of £305 from LV = Frizzells. Some what less the LR ins at £565 although have squeezed them down to £429. Cover seems comparable but waiting for the written details.

Does anyone have any experience of Fizzells LV (ie Liverpool Victoria)?
  
Post #42966126th Feb 2009 9:27 pm
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Disco3newbie
 


Member Since: 26 Oct 2008
Location: Scottish Borders
Posts: 605

Scotland 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Santorini BlackDiscovery 4

Hi Thub, no experience of LV/Frizzel but, if you are using off-road, you may want to check what they actually cover. When I changed from D1 to D3 I checked fine print carefully and finally went fully comp with NFU including off road and 2 years 'new for old' cover all in. Cheapest quote was AIG at about £180 fully comp with NCP
  
Post #42972627th Feb 2009 12:05 am
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jeff
 


Member Since: 18 Jun 2005
Location: Cornwall
Posts: 393

2005 Discovery 3 TDV6 SE Manual Rimini RedDiscovery 3

Bit OT but just had sons insurance renewal through from Norwich Union - £1200. shopped around and best quote was £875 from More Than, went onto Norwich Union Direct last night just to see if they still came in at £1200 and amazed to get a quote for £790! rang them this morning to pay and they dropped it to £745! Pays to re-quote rather than just accept initial premium.
 D3 TDV6SE
Defender 110 V8 lpg

www.carlyonbay.net
www.thepavillioncarlyonbay.co.uk 
 
Post #42980527th Feb 2009 9:54 am
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fat bloke
 


Member Since: 07 Aug 2006
Location: OXFORD
Posts: 1258

United Kingdom 2015 Discovery 4 3.0 SDV6 SE Auto Santorini BlackDiscovery 4

got mine at frizzells less than £260 all in, have used before v.good.customer service..
  
Post #43041028th Feb 2009 11:42 am
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Alex08
 


Member Since: 09 Nov 2006
Location: Glasgow
Posts: 1600

Scotland 

NFU renewal - £500
LR INsurance - new policy, £340

However NFU do insure you (or your representative) for removing vehicles that are 'obstructing your legitimate path' - could be very useful......
  
Post #4309971st Mar 2009 5:20 pm
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Big Vic
 


Member Since: 10 Feb 2009
Location: Usually where I dont want to be
Posts: 45

England 2005 Discovery 3 TDV6 Base 7 Seat Manual Java BlackDiscovery 3

Hi Thub,
Try Saga Ins (for old folk) I found them to be pretty competative £350 Business use and you get to talk to someone on the phone!!!!!!!!!
 Women are like swimming pools, very expensive for the amount of time you spend in them!  
Post #43615810th Mar 2009 12:10 pm
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