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DISCO4.COM > Finance, Insurance and Warranties

Insuring a modified discovery - Face-lifted specifically
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Hairy47
 


Member Since: 13 Jul 2017
Location: Bradford
Posts: 277

England 2005 Discovery 3 TDV6 SE Auto Java BlackDiscovery 3
Insuring a modified discovery - Face-lifted specifically

Just wondering how you all have found your insurance prices differed for example Face-lift to 2014 and how much it effects your price of insuring, also what other mods have inflated your policy

Cheers Andy  
Post #20670879th Jul 2019 8:43 am
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NJSS
 


Member Since: 06 May 2009
Location: Catherington, Hampshire.
Posts: 10796

United Kingdom 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Waitomo GreyDiscovery 4

I haven't modified my D4.

I declared every modification on the D3, wheels etc.. The only increase in premium was for the remap, where the premium was increased by the % increase in BHP. 10% more BHP = 10% increase in premium.

NJSS Am I Gammon or Woke ? - I neither know nor care.

2016 Discovery 4 Landmark
2011 Mercedes Benz SL350 (R230)
1973 MG B GT V8 - 3.9L John Eales engine, 5 speed R380 gearbox, since 1975.
1959 MGA roadster - 1.9L Peter Burgess Engine - 5 speed gearbox
Past LRs - Multiple FFRs, Discos & a Series I - some petrol, some diesel,
none Electric or H2 fuel cell - yet.
There are 10 types of people in this world: Those who understand binary, and those who don’t.  
Post #20670899th Jul 2019 8:59 am
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ronp
 


Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15263

Scotland 2014 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

When I had a remap on my old D3, I told the insurance company that as I towed, I needed the extra torque that the remap gives me.
They didn't charge me any extra on my policy. ...... always on the road less travelled 🚧  
Post #20670909th Jul 2019 9:07 am
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Geoff at Drym
 


Member Since: 18 May 2015
Location: Cornwall
Posts: 584

England 2007 Discovery 3 TDV6 SE Auto Java BlackDiscovery 3

I told my insurers that I'd got an Alive Tuning remap and there was no additional charge. To be honest, a remap to a D3 still doesn't give it as much power as a 3.0L D4! I believe the D3 with remap is around 220BHP whereas the D4 is 240BHP. 2007 Disco3 2.7 tdv6 SE
gvif with reversing camera
V8 brakes with new EPB module and shoes
Later D4 grille
Alive tuning remap
Mazda MX5
Ferguson ted20 tractor
Hyundai Getz 1.4 (wife's )  
Post #20670939th Jul 2019 9:28 am
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Hairy47
 


Member Since: 13 Jul 2017
Location: Bradford
Posts: 277

England 2005 Discovery 3 TDV6 SE Auto Java BlackDiscovery 3

Thanks guys... Interesting that nobody has come forward and commented regarding insurance hike after Face-lift.... So I assume insurance hasn't been informed Whistle  
Post #206734810th Jul 2019 8:05 am
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M3DPO
 


Member Since: 22 Sep 2010
Location: Notts.
Posts: 8225

England 2014 Discovery 4 3.0 SDV6 HSE Lux Auto Corris GreyDiscovery 4

Geoff at Drym wrote:
I told my insurers that I'd got an Alive Tuning remap and there was no additional charge. To be honest, a remap to a D3 still doesn't give it as much power as a 3.0L D4! I believe the D3 with remap is around 220BHP whereas the D4 is 240BHP.


D4 256 bhp to be precise along with the best brakes on any vehicle I’ve driven, standard D3 brakes are poor in comparison, Brembo and D4 upgrade on the D3 still do not compare to a D4s Thumbs Up It can when others can't,
It will when others won't,
It goes where others don't.  
Post #206739410th Jul 2019 10:45 am
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JackNorris
 


Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1879

United Kingdom 2005 Discovery 3 4.4 V8 HSE Auto Tonga GreenDiscovery 3

I used specialist insurers and no mods have an effect on insurance. Thumbs Up Just tell them about them. MY2023 Discovery 5 R-Dynamic 3.0
MY2020 Discovery 5 Landmark 3.0 - SOLD
MY2005 Discovery 3 V8 4.4 HSE - SOLD
MY2019 Discovery 5 SE 3.0 - LR Replaced !
MY2005 Discovery 3 S 2.7 - SOLD
MY2016 Discovery 4 Graphite - SOLD
MY2015 Discovery 4 SE Tech - SOLD  
Post #206755710th Jul 2019 8:25 pm
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: UK
Posts: 14385

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

I face lifted my D3 to D4 with A-Plan and had no uplift. Thumbs Up New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control  
Post #206758410th Jul 2019 10:21 pm
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philby258
 


Member Since: 18 Apr 2012
Location: Stockport cheshire
Posts: 654

United Kingdom 2006 Discovery 3 TDV6 SE Auto Java BlackDiscovery 3

I informed my insurance company LV when I face lifted my D3 no increase as the parts used were genuine Land Rover  
Post #206759010th Jul 2019 10:40 pm
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Geoff at Drym
 


Member Since: 18 May 2015
Location: Cornwall
Posts: 584

England 2007 Discovery 3 TDV6 SE Auto Java BlackDiscovery 3

D4 256BHP. I stand corrected. Thumbs Up 2007 Disco3 2.7 tdv6 SE
gvif with reversing camera
V8 brakes with new EPB module and shoes
Later D4 grille
Alive tuning remap
Mazda MX5
Ferguson ted20 tractor
Hyundai Getz 1.4 (wife's )  
Post #206768311th Jul 2019 10:02 am
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