xyplex
Member Since: 13 Jan 2013
Location: Bedfordshire
Posts: 240
  
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| Land Rover Insurance will not insure me |
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I today asked Land Rover to give me a quote for my soon to be delivered Disco 4 HSE Lux. They will not insure me until I install a tracker on the car which will cost me £400 + £350 3 year subscription. They said they want the tracker because the car cost more than £50k.
Surely Land Rover should on their web site should inform everyone that a tracker is required on all cars over £50k?
What do you think and has anyone had this problem when insuring their car?
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 28th Feb 2013 9:37 pm |
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RRR207
Member Since: 12 Oct 2011
Location: Bristol
Posts: 372
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Never been refused for not having one but personally I'd fit one if my car cost that much. 4x4 are one of the most commonly stolen vehicles, most leave the country so a tracker & quick reactions is probably the only way you'd ever see it again.
On the other hand if LR Insurance are going to insist on one then LR should fit one! Nick
2010 D4 ....... now gone and replaced with a 05RRV Autobiography
Member of Wessex4x4Response, (Bristol team)
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| 28th Feb 2013 9:42 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978
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LR aren't compelling you to buy LR insurance they are just selling a motor so I don't see that it's their responsibility to inform you beforehand  .
I am with LR Insurance and was quite happy to have one installed ...the motor is a big investment so in a relative sense a few tanks worth of fuel cost to increase security isn't going to be that detrimental  21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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| 28th Feb 2013 9:54 pm |
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xyplex
Member Since: 13 Jan 2013
Location: Bedfordshire
Posts: 240
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Do I need Tracker if I have GAP Insurance?
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| 28th Feb 2013 9:58 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978
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It depends on the insurer you choose to go with ...if it's LR and it's over £50k then yes  21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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| 28th Feb 2013 10:12 pm |
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Hairy Dan
Member Since: 19 Jan 2011
Location: Co. Durham
Posts: 12319
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I know when I was checking with some insurance companies when I bought the D4 a lot of them were insisting that a tracker was fitted and as has been mentioned it's not a lot of money in relative terms. Cheers Ian
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Club N.E.R.D.S
Kielder 4x4 Safari
Discoless
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| 1st Mar 2013 6:34 am |
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adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
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I drove around for nearly 3 years in a Mercedes on Tesco Insurance without a tracker - when I sold it and bought my D3 I was told by Tesco that I needed a tracker for the D3 - checked the insurance T&C's on the Merc and it also required a tracker 
Wouldnt think twice TBH with a car of that value - it's less than 1.5% of the cost of the car and some insurance companies offer discounts
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| 1st Mar 2013 6:49 am |
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