Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50979
LR Insurance and remaps
I have read a few posts where members had sought cover from Land Rover Insurance for remapping and had been turned down. I can confirm this morning that I have obtained full comprehensive cover for the re-map with a 15% loading with them, with no additional penalties to the policy. 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
22nd May 2007 10:51 am
Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
Have you had your car remapped then DG?
How did you explain it to them? Has anyone managed to get NFU to do it?DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
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22nd May 2007 11:23 am
SN
Member Since: 03 Jan 2006
Location: Romiley
Posts: 13710
Re: LR Insurance and remaps
DG wrote:
full comprehensive cover for the re-map with a 15% loading with them, with no additional penalties to the policy.
Don't you think 15% is a 'money-for-old-rope' additional penalty? Steve N | 21MY Defender | 08MY Discovery 3 (history) | 06MY Discovery 3 (ancient history)
22nd May 2007 11:45 am
DG Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50979
Well I asked if they covered remapping ...they asked about performance...I told them the relative increase in BHP and torque...and they went away thought about it, then called me with the % increase. The important point to them was that the top speed of the vehicle i.e. 112mph was not being increased. They require a letter from me for the file ...and that's that 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
22nd May 2007 11:46 am
DG Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50979
Re: LR Insurance and remaps
SN wrote:
Don't you think 15% is a 'money-for-old-rope' additional penalty?
Of course I do ...but I guess they would argue their increased risk ...ultimately I'm happy to pay for the peace of mind and it means I dont have to faff about changing companies.21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
22nd May 2007 11:53 am
jkp
Member Since: 16 Sep 2005
Location: Living among Bawbags
Posts: 4528
Like most insurance companies, they all will cover upgrades, but it depends heavily on your location, not really the car.
If you already pay a higher premium because you live in a dodgy area (note: not dogging area!!), then it is possible that you will not get the upgraded cover.
I went through all this pash when I had my Evo's. When I moved house upgrades and add-ons were not a problem, although at a price.
22nd May 2007 12:17 pm
DG Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50979
jkp wrote:
because you live in a dodgy area (note: not dogging area!!), then it is possible that you will not get the upgraded cover.
But I do live in a dogging area 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
22nd May 2007 12:23 pm
jkp
Member Since: 16 Sep 2005
Location: Living among Bawbags
Posts: 4528
Do you get a reduction on your premium if you use wipe down seat covers and have the privacy glass removed??
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...but I guess they would argue their increased risk ...ultimately I'm happy to pay for the peace of mind and it means I dont have to faff about changing companies.
