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DISCO4.COM > Camping, Caravanning and Holidays

Mountain bike insurance and caravan sites
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JackNorris
 


Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1879

United Kingdom 2005 Discovery 3 4.4 V8 HSE Auto Tonga GreenDiscovery 3
Mountain bike insurance and caravan sites

Hi all

Following my other thread of looking at bikes, prior to purchasing I'm looking into insurance options as it would Appear it could be an expensive bike Big Cry lol

I have had a look but most companies seem to only cover 12-24 hours at an address other than your home.

When with the tintent they could be chained to a tree or similar for the stay or the back of the disco. Does anyone know of a company who would cover for this use?

Many thanks

Jack MY2023 Discovery 5 R-Dynamic 3.0
MY2020 Discovery 5 Landmark 3.0 - SOLD
MY2005 Discovery 3 V8 4.4 HSE - SOLD
MY2019 Discovery 5 SE 3.0 - LR Replaced !
MY2005 Discovery 3 S 2.7 - SOLD
MY2016 Discovery 4 Graphite - SOLD
MY2015 Discovery 4 SE Tech - SOLD 

Last edited by JackNorris on 3rd Apr 2017 11:41 am. Edited 1 time in total 
Post #17985541st Apr 2017 11:42 am
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BBDisco3
 


Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646

United Kingdom 

You should get insurance under the relevant pedal cycle section of a home policy. Usual conditions generally apply of the cycle being chained to a suitable fixture when outside the home and world wide cover usually applies.

If high value then it may be you have to change your home insurance to a firm who will accommodate the cycle.

Most insurers are ok with up to a £1000 or so per cycle after that it's becomes a more limited market - but it still doesn't have to be costly.

Find a local Insurance Broker and don't rely on buying off the Web as you could easily find you have purchased the wrong product. Thumbs Up  
Post #17985661st Apr 2017 12:15 pm
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SantaCruz
 


Member Since: 22 Jan 2012
Location: Salisbury, Wiltshire
Posts: 568

2016 Discovery 4 3.0 SDV6 SE Tech Auto ArubaDiscovery 4

I have all 4 of my bikes ( just shy of £9000) on household insurance. All declared values, and covered away from home - when locked 😉. Think premium increase is marginal. Si

2016 Disco 4 SE Tech
2019 Fiesta ST3
2021 GBS Zero  
Post #17985851st Apr 2017 1:57 pm
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JackNorris
 


Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1879

United Kingdom 2005 Discovery 3 4.4 V8 HSE Auto Tonga GreenDiscovery 3

Cheers gents! I'll give the house insurance a call. I assume they'll probably have a list of approved locks or similar. MY2023 Discovery 5 R-Dynamic 3.0
MY2020 Discovery 5 Landmark 3.0 - SOLD
MY2005 Discovery 3 V8 4.4 HSE - SOLD
MY2019 Discovery 5 SE 3.0 - LR Replaced !
MY2005 Discovery 3 S 2.7 - SOLD
MY2016 Discovery 4 Graphite - SOLD
MY2015 Discovery 4 SE Tech - SOLD  
Post #17992463rd Apr 2017 11:41 am
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adam
 


Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917

United Kingdom 

SantaCruz wrote:
I have all 4 of my bikes ( just shy of £9000) on household insurance. All declared values, and covered away from home - when locked 😉. Think premium increase is marginal.


Ditto - though mine never locked when out - lock weighs to much to carry and it never leaves mine / mates sight  
Post #17992513rd Apr 2017 11:51 am
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Rsr
 


Member Since: 08 Sep 2013
Location: Bury
Posts: 82

United Kingdom 2014 Discovery 4 3.0 SDV6 XS Auto Corris GreyDiscovery 4

If you're looking at home insurance, try pedalcover. I've been with them for a few years now. Thumbs Upe  
Post #17992803rd Apr 2017 12:37 pm
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Snowman
 


Member Since: 06 Aug 2016
Location: Holmfirth
Posts: 317

United Kingdom 2008 Discovery 3 TDV6 SE Auto Zambezi SilverDiscovery 3

have you checked your caravan insurance policy. Andy.

Series 3 SWB Wagon OEC614Y sold
Discovery 1 50th Anniversary Edition S882 BMA sold
Freelander TD4 ES Y615 YEC sold
Freelander TD4 Kalahari NX53 EVH sold
D2 TD5 XS 2003 YF03 WVW sold
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Post #17992863rd Apr 2017 12:50 pm
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JackNorris
 


Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1879

United Kingdom 2005 Discovery 3 4.4 V8 HSE Auto Tonga GreenDiscovery 3

Home insurance covers the bikes away from home across the world Thumbs Up Cheers Gents MY2023 Discovery 5 R-Dynamic 3.0
MY2020 Discovery 5 Landmark 3.0 - SOLD
MY2005 Discovery 3 V8 4.4 HSE - SOLD
MY2019 Discovery 5 SE 3.0 - LR Replaced !
MY2005 Discovery 3 S 2.7 - SOLD
MY2016 Discovery 4 Graphite - SOLD
MY2015 Discovery 4 SE Tech - SOLD  
Post #17993153rd Apr 2017 1:54 pm
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