I was insured with Ageas via Aplan, couldn’t drive any other vehicle, previous insurer Admiral, couldn’t drive any other vehicle, it’s getting common now. Current insurer Direct Line, at the start of the quote I could drive any other vehicle but as soon as I declared my occupation (Transport Company) they revoked the option, just in case I was asked to drive company vehicle that wasn’t insured was the answer
9th Jun 2019 9:26 pm
Admirable
Member Since: 19 Jul 2015
Location: Fife
Posts: 1043
As I understand it;
He can drive your car om his insurance but any claim will be limited to third party claims only.
As he is not named on your policy you will be unable to claim on your insurance for any claim whilst he is driving.
9th Jun 2019 9:28 pm
Sea Raider
Member Since: 01 Nov 2016
Location: None
Posts: 4450
Easier to stick him on your policy as a named driver, probably won't cost anything other than an admin fee
9th Jun 2019 10:05 pm
LT
Member Since: 31 Dec 2005
Location: South West
Posts: 23866
I would certainly check out the cost of the above suggestion in the first instance. 👍2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography (now semi-retired)
9th Jun 2019 10:14 pm
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26779
I’ve just added my 27 year old son to my A Plan policy on my Defender TD5. I think it’s Ageas that provide the policy.
Without my son it was going to be about £260, with him named it was £720 😮
Quite a hike, but he doesn’t have his own policy, and despite having a full license since he was 18, has not had his own car or insurance since he was 20. So no worthwhile driving record to go by.
9th Jun 2019 10:16 pm
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26779
Meant to add, it’s still cheaper than him buying his own car and insuring it himself.
9th Jun 2019 10:17 pm
Stumog
Member Since: 24 Mar 2018
Location: Bristol
Posts: 171
If he has 3rd party on any vehicle then perfectly legal for him to.drive your car.
Only issue if you have a accident then your damage will not be covered
10th Jun 2019 8:05 am
gstuart
Member Since: 21 Oct 2016
Location: kent
Posts: 14177
Thks as always for the great advice
Indeed will make contact with A plan to see what costs are involved
It’s the third party situation that would worry me the most , so I assume having him as a named driver the cover would be fully comp
Apologises asking the daft questions
Thks again and will let u know what kind of increase it will be
10th Jun 2019 8:10 am
Fitzy73
Member Since: 09 Feb 2014
Location: Truro
Posts: 2407
I’m also with Ageas via APlan and due to once again having to surrender my licence, tried to add two named drivers (in addition to the two already listed), one was fine and as it turned out no premium increase, just a £30 admin fee, but as the other was under 35 I couldn’t add the second person.
I also couldn’t insure the car elsewhere (so I was told), to get around the problem, as I am again a non-driving policy holder, which seems is going to cause issues, especially as I was then questioned over which named driver would be the main driver etc etc it gave me a headache and I gave up.
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