Already checked, and our debit cards will incur charges, and subject to variable exchange rates.
Any body got ideas?MY07 Freelander2 SE Santorini Black - Gone
MY10 D4 XS Buckingham Blue
MY06 D3 HSE
8th Jul 2019 2:26 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73121
Starling for debit card, Halifax Clarity for credit card.
8th Jul 2019 2:29 pm
G_Cam
Member Since: 12 Aug 2010
Location: Fife
Posts: 2061
+1 for Halifax.. No Overseas currency fees. Just make sure you do NOT allow the shop to apply the charge in GBP! If you do they set their own exchange rate!
Oh.. and you get cashback as a wee bonus 1 TR6 Rusting away quietly
1 FARR UTV SOLD
1 International Harvester SOLD
7 x D3 all SOLD
2 x D4 both SOLD
1 x Mrs D4 'Panther' SOLD
1 x Outlander van SOLD
1 continual stream of car parts and me living in the garage...
8th Jul 2019 5:06 pm
Brian_DL13
Member Since: 25 Aug 2013
Location: Teesdale
Posts: 1418
Member Since: 16 Sep 2014
Location: Newquay
Posts: 1259
Watching... off to USA next Friday
8th Jul 2019 5:18 pm
L319
Member Since: 14 Dec 2013
Location: Herefordshire
Posts: 2083
I used caxton for money and Post Office credit card as no overseas transaction fees.
8th Jul 2019 5:34 pm
sycove
Member Since: 25 Mar 2015
Location: Burntisland
Posts: 396
Revolut Card is the best I have found.
its normally £10 for a card but I have a few free codes so you'll save £10
https://revolut.com/referral/lewis6mw
Ive had Caxton and FairFX but Revolut and the app you get with it are really good and very good exchange rates.
8th Jul 2019 5:39 pm
adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
App on the Post Office Travel Card very good IMONow Golf GTI PP, 7 speed DSG.
Ex D3 and D4
8th Jul 2019 5:41 pm
Admirable
Member Since: 19 Jul 2015
Location: Fife
Posts: 1043
Member Since: 13 Aug 2010
Location: UK
Posts: 14478
I was in the US 18 times last year and didn't take cash once. I use AMEX and take a hit on the charges. They really aren't that much and such a small percentage of your holiday spend.
I've been in Japan all week and took £50 of Yen out. I still have £35 and fly home tomorrow.
Just use a card, preferably a credit card for the protection, and take a small amount with you. You can always get more out from a cash machine if need be.D4 HSE EU6 (Known as Jeeves)
New Defender L663 110 SE (known as Noddy!) Sold
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
8th Jul 2019 7:09 pm
robpenrose
Member Since: 12 Jan 2016
Location: Surrey / SW London
Posts: 2138
Starling
Current: D4 HSE
Previous: BMW Z4M Coupe
Previous: Land Rover Defender 90 CSW Td5
Previous: Land Rover Discovery Td5 ES
8th Jul 2019 7:40 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73121
With Starling I love the integration with the tech. It’s great when watch or phone beeps you know it has gone through. Halifax had a couple of hiccups in Japan, Starling was the backup for big bills and worked a treat every time.
9th Jul 2019 4:40 am
Brian_DL13
Member Since: 25 Aug 2013
Location: Teesdale
Posts: 1418
... and that leads to an important point - never rely on just 1 card when overseas. Belt and 2 sets of braces - it's amazing how common it is (for me at least ) for one or another card to have problems.
9th Jul 2019 6:13 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73121
I work on 3 cards of mine, plus a no fee debit card in SWMBO’s name and not linked to mine. Though all Mastercard. I need to sort out a Visa card as in a couple of countries I was going through there were transport discounts for tickets booked through Visa cards.
Also I reorganise my physical and Apple Pay wallets so that the right cards are the default cards and the UK only credit card (fees for transactions) is in a section of wallet that I don’t normally use. Means I don’t pull out the wrong plastic when in autopilot mode.
9th Jul 2019 6:22 am
Rnclayton
Member Since: 13 Apr 2018
Location: Radstock, Bath
Posts: 564
Thanks all.
Looking into them.
Also saw a Mastercard with EasyFX. Its a pre load version. No charges for anything unless you use it in the UK. Load it up with GBP, then choose your destination currency. All converted at same time, and then no transaction or ATM fees. Lasts 3 yrs, and no monthly annual charge. Can switch currencies whenever you want. Obviously the exchange rate is a bit more favourable to them, as they need to make some money somewhere.
Might have left it a bit late for a bank account version.MY07 Freelander2 SE Santorini Black - Gone
MY10 D4 XS Buckingham Blue
MY06 D3 HSE
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) for one or another card to have problems.
