JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
  
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I've had a quote from Warranty Direct for my '08 HSE with 95k on the clock. It's the first extended warranty I've had to buy so I'm after a bit of advice.
The offer is their 'Secure Care' plan with Emissions & Airbags included at £50 a month for rolling cover (cancelled at any time) and from what I can see covers most things as well as wear and tear. However, they've said because of the mileage they will expect me to pay 50% towards the price of parts which seems steep to me.
Any thoughts....?
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 5th Aug 2013 2:57 pm |
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Barn1e
D3 Decade
Member Since: 28 Aug 2006
Location: Mid-sussex
Posts: 2021
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Do some searches on here. Plenty of examples of deals people have managed to obtain, including the removal of the betterment clause. Dont forget that corrosion is not covered - they may not cover your brake pipes that seem to deteriorate at your car's age. £50pm sounds about right, but see what else you can get - see search results. Push the salesman, you have nothing to lose. When it comes to claims, I have to say they have been efficient and fair. 2005, TDV6 S, Auto, 190k miles, owned from new, V8 Brake Upgrade, Nancom Evo, RLD protector, BAS EGR blanking & Remap, separate ATF cooler, changing all the fluids ahead of time.
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| 5th Aug 2013 3:41 pm |
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JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
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Cheers Barnie, appreciate your comments.
I'll have a good look through this section then and then give it a go with WD, like you say I've got nothing to lose.
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| 5th Aug 2013 4:47 pm |
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JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
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Right, back off holiday and managed to get WD to remove the betterment clause completely with the premium going up to £60 per month on a rolling contract on their Secure Care policy (as the car has done 96K miles) with emissions and airbags included.
Would those with experience of dealing with after-market warranties mind giving their views...?
Cheers.
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| 30th Aug 2013 2:29 pm |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73086
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Can you beat them up for Extra Care, covers quite a bit more including suspension? My "must (well want to) have" list is:
Extra Care
No betterment
Airbags & emissions
Main dealer rates
13 months for 12 so renewed for 25 months.
I tried to loose the excess but failed.
Pricd range £550 - £600, some have done better and list the excess.
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| 30th Aug 2013 3:39 pm |
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JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
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Thanks DSL.
I'll give it a go and see what they say. I suppose the suspension is a biggie as all that's covered under Secure Care is wheel bearings.
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| 30th Aug 2013 3:44 pm |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73086
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Apart from a couple of big(ish) claims for turbos & transfer box oil leak probably about half if my claims have involved some suspension bit or other. They just wouldn't be covered by any other warranty due to wear & tear exclusions. Be aware of the 90 day wear & tear exclusion for WD if you are not coming from a warranty, this is not stopping failure claims though. 
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| 30th Aug 2013 3:48 pm |
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JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
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I've got a dealer warranty until the end of October so the WD will take over after that. I'll email them now about covering the suspension...
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| 30th Aug 2013 3:51 pm |
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JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
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So, £60 a month for Extra Care cover, no betterment clause, airbags & emissions included on a rolling basis with a £50 excess - sounds do-able to me.
Whaddya reckon...?
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| 31st Aug 2013 1:04 pm |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73086
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Dealer rates? See if you can beat them up to £50 a month, with "do it for that and hear's my credit card no".
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| 31st Aug 2013 1:12 pm |
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JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
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They wouldn't budge on the £60 a month - maybe due to mileage just ticking over 97,000 - but got dealer rates so I'm pretty happy.
Thanks for the advice DSL.
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| 5th Sep 2013 1:09 pm |
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BLFarrar
Member Since: 02 Aug 2006
Location: Deepest, Dankest, Darkest, Dingiest......Le Halifax, West Yorkshire...with strong links to Ireland
Posts: 6222
 
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you get the dealer quote for The CarCare provided one
this is the preffered provider asking around...I've just splurged the dosh for my XK on this
I was warned off warranty direct BREXIT - done properly.
Right now ...We need Government - not Politics
Save the Dipstick Flagbearer-keep it simple, less likely to fail campaign-agenda items:Starting Handles, Acetylene Lamps.
Founder: Dipsticks-R-Us Inc
D3 HSE-perfectly formed, passenger friendly...has real DIPSTICK
Jag XK-but sadly no DIPSTICK...HUGE design fault
FL2 has DIPSTICK..."real comfort in rear seats"
VW Golf wondermobile (?)..has real DIPSTICK
Morris Minor..original DIPSTICK technology..and a real KEY.
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| 5th Sep 2013 1:26 pm |
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JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
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Does the Car Care one cover wear & tear too? That's the reason I had WD (and Warranty Wise) recommended to me by someone who had a few claims on his previous motor, so I came on here to research and quite a few people - especially DSL - have certainly had their money's worth from the cover.
As it's a rolling contract if I find something better then I can switch at no cost so I'll be coming back to this section regularly!
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| 5th Sep 2013 1:31 pm |
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DigitalJunior
Member Since: 22 Nov 2008
Location: Cumbria
Posts: 4401
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We are in same position - did you manage to get 'extra care' then at that milage ?
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| 5th Sep 2013 1:42 pm |
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JimmyP
Member Since: 26 Jul 2013
Location: Walsall
Posts: 218
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Yes, I did. DSL advised to go for Extra Care as it covers all aspects of the suspension system, that was when the price went from £50 to £60 per month.
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| 5th Sep 2013 1:48 pm |
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