Warranty or not to warranty...that is the question?
Taken out warranty and had it pay out more than it cost. Happy you had it.
45%
45%
[10]
Taken out warranty and not claimed much. Wish you hadn't paid for one.
13%
13%
[3]
Not taken out a warranty and happy you saved the money.
27%
27%
[6]
Not taken out a warranty and but wished you had.
13%
13%
[3]
Total Votes: 22
crip010
Member Since: 01 Oct 2014
Location: Twickenham
Posts: 433
Warranty or not to warranty...that is the question?
As an owner of a MY10 and having owned it for 2.5 years with nothing really going wrong I have not paid to have a warranty with the thought that I'll use the saved money for repairs. With a possible crankshaft sensor + trigger wheel replacement looming I thought a poll of peoples experiences could be interesting.
NJSSAm I Gammon or Woke ? - I neither know nor care.
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Past LRs - Multiple FFRs, Discos & a Series I - some petrol, some diesel,
none Electric or H2 fuel cell - yet.
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4th Sep 2016 8:38 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73080
Ran aftermarket warranties for 7 years on the old girl, never had less out of it than I paid in. Sometimes better off by a few thousand quid. It always amazes me that they renew!!
On my own from end of Sept due to miles, that's scary!!!!
4th Sep 2016 8:41 pm
crip010
Member Since: 01 Oct 2014
Location: Twickenham
Posts: 433
NJSS wrote:
Maybe another choice....
Taken out warranty, not yet claimed, but content.
That's me.
NJSS
Missed that option out, sorry, I agree should have had it but can not seem to add it now.
4th Sep 2016 8:45 pm
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
the most important option is also missing, "took one out, had to replace major part (engine) and it didn't pay out!"
A halfway house is the AA breakdown policy, pays out up to £500 if you breakdown, so can take the sting out of some bills, also relatively cheap.Joined the BMWX5 45e group
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5th Sep 2016 6:08 am
crip010
Member Since: 01 Oct 2014
Location: Twickenham
Posts: 433
that's a bummer, forgot that option on the poll, who was your warranty with?
5th Sep 2016 7:35 am
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
warrantywise. To be totally fair, I did get all my premiums back, as it wasn't entirely their fault, the main dealer was as much/more to blame.Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
I will never pay for one again .
Had a Motor point gold years ago just when RAC bought them out half way through .
Obviously part of the terms and conditions is the service regime being carried out .
Not a problem but costly and we all know they short cut where they can, I prefer my own schedule which was easy enough on the D2 , but couldn't so cost more again
Every claim bar 1 on my D2 turned out to be wear and tear , after RAC took over I add !!!!
Only interested when its a catastrophic failure , on a D2 front drive hub it cant happen as it will give the 3 amigos before then, 9 times out of 10 , so it wear n tear !!
After the supplying dealer 3 month waste of paper I on my own .
May be a bigger issue on the D3,time will tell.
Phil
5th Sep 2016 8:53 am
RDR
Member Since: 24 Mar 2013
Location: Derbyshire
Posts: 2260
Ran a D3 for 3 years after LR warranty expired
1st year took out warranty, made a few claims and broke even
2nd year took out warranty and didn't need to make a claim so lost out
3rd year didn't take out warranty and front dif failed costing £1k then TC and gearbox failed and it just wasn't cost effective to fix so got rid MY06 S - Gone but not forgotten
MY12 HSE - Gone
MY16 HSE Luxury - Sold
MY20 D5 HSE - Sold
Current RR L460 PHEV
5th Sep 2016 9:00 am
DavidSally
Member Since: 31 Oct 2012
Location: Chesterfield
Posts: 565
NJSS wrote:
Maybe another choice....
Taken out warranty, not yet claimed, but content.
That's me.
NJSS
Same here
5th Sep 2016 10:30 am
Sheepy
Member Since: 20 Feb 2013
Location: Bedfordshire
Posts: 630
I took out a three year warranty via a dealer when the JLR one ran out. Got back in repairs what it had cost me to buy, but the warranty terms dictated they had to do servicing, so have paid out more than double what my local indy would have charged.
Now it's six years old, the warranty doesn't cover enough to be worth having (in my opinion).
5th Sep 2016 10:51 am
LaserTam
Member Since: 31 Aug 2015
Location: Essex
Posts: 831
9 months into my first warranty, paid out more than it cost me.MY2012 D4 HSE Nara Bronze with some extra stuff
Disco 3..... Now 10 years old....no warranty.....gearbox issue year 9....basically I'm in pocket
Jag XK......now 6 years old.....extended marks warranty.....two small claims of LED rear lights....4 put of the 5 replaced....but another major issue not covered....(more on this later)....I'm out of pocket on this one
Freelander 2.....7 years old....no warranty ...no issues.....money saved
I was told in no uncertain terms to get & keep the XK under warranty by a friend who had one too...one engine wearing light ....£4500..00 bill
Above all its a gamble....the money you don't spend save for the repairsBREXIT - done properly.
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Jag XK-but sadly no DIPSTICK...HUGE design fault
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5th Sep 2016 12:08 pm
LT
Member Since: 31 Dec 2005
Location: South West
Posts: 23823
I'd say it 's very much dependent on if you have a sufficient contingency fund to cope with any major breakdown or not.
When I had a WD warranty for a while on my D3 before I sold it, I had very little cash to hand and fairly illiquid investments. Whilst I could have used credit to cope with a really big bill, I felt more comfortable having "insurance" in the form of a Warranty that would (in theory ) cover such an emergency. Especially as I also have two cars with no warranty. Our Toyota iQ runs out of manufacturer warranty next year, I'll not bother with an aftermarket one on that. Thus, now guaranteeing that it will self destruct 2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
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