Member Since: 07 Mar 2009
Location: Clanfield, North of Pompey - UK
Posts: 2814
Insurance surprise.
Hello all.
I’ve been with Privilege insurance for years, I try at least every other year to see if there is a better deal for the same cover and haven’t found one.
And they were actually really good 2 years ago when an Ambulance wrecked the back of the D3.
I have two cars insured with them, my 55 Plate D3 HSE and a ‘runaround’ Y reg SEAT Ibiza that I brought off my son when he went off to Uni.
I put him on the insurance for the Ibiza whilst he’s home from Uni during the summer etc.
Tomorrow we have to take all his gear down to his new rented house in Falmouth from our place near Petersfield, and he’s coming home with me again so he can fly out to the states for a 2 week residential course he’s doing as part of his degree(Wasn’t like that in my day).
No problem I thought, I’ll put him on the D3 insurance for a couple of days and he can share the driving, as it’s a long way.
I hadn’t expected them to say No.
He’s had his licence 3 years, never had an accident, conviction or claim etc, but isn’t 21 for another 6 weeks, and it’s simply his age that stops them being able to cover him on the D3.
Has anyone else had this?
Obviously I’m not going to change my insurance company just for this issue at this stage, but I do have to consider my 18yr old son who is staying at home to study, and although we haven’t needed to add him to the D3 insurance yet, it might be useful to do so at some point.
NasherHeaven doesn't want me, and hell is afraid I'll take over.
1st Sep 2017 7:26 am
Hairy Dan
Member Since: 19 Jan 2011
Location: Co. Durham
Posts: 12319
A couple of years ago when my eldest was at uni I decided to put her on the insurance for the D4 and they said no also even though she had a couple of years no claims. At the time they said they wouldn't allow anybody under 25 on my policy Cheers Ian
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Club N.E.R.D.S
Kielder 4x4 Safari
Discoless
1st Sep 2017 5:10 pm
Fitzy73
Member Since: 09 Feb 2014
Location: Truro
Posts: 2407
At the other end of the age scale, I was unable to add my dad to my policy as he is 82 and even adding my father in law, who is still in his 60's, added over £100 to my policy, even with everyone having clean licences and no claims.Andy
1st Sep 2017 5:58 pm
Ja92mie
Member Since: 16 Sep 2014
Location: Newquay
Posts: 1259
I was 21 when I got my D3. Luckily my insurance company didn't mind
1st Sep 2017 6:03 pm
DrRobH
Member Since: 10 Oct 2015
Location: Hampshire
Posts: 927
Petersfield = Gods country
Buckster and I live there. Beer and LR banter sometime?Visitor from fullfatrr.com
RR Vogue SE 2011 4.4 TDV8
1974 Lightweight
1st Sep 2017 7:42 pm
professorpool
Member Since: 19 Mar 2012
Location: Woking
Posts: 3213
I got my 17 year old on my Disco 3 for a couple of days - no problem..D3 07 SE - still going strong
D3 07 HSE - gone to car heaven
FL1 - gone to Romania
D3 05 HSE - gone to a divorce diet
D1 V8 manual - gone but not forgotten
RR Classic - gone to car heaven
Jeeps, Lexus, X-trails... Too many to name..
6th Sep 2017 10:49 am
JackNorris
Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1879
I bought my D4 MY 15 at 20 insured no issue, and in fact, i changed to my current new D4 at 22 and got a discount as it was brand new. Where is the sense in that. Aviva have insured me the last few years.MY2023 Discovery 5 R-Dynamic 3.0
MY2020 Discovery 5 Landmark 3.0 - SOLD
MY2005 Discovery 3 V8 4.4 HSE - SOLD
MY2019 Discovery 5 SE 3.0 - LR Replaced !
MY2005 Discovery 3 S 2.7 - SOLD
MY2016 Discovery 4 Graphite - SOLD
MY2015 Discovery 4 SE Tech - SOLD
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