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CFB
Member Since: 02 Dec 2005
Location: Bradford, West Yorkshire
Posts: 6100
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Just tried to insure my new 110 with eSure, what a carry on! They don't list a 110 CSW on their system so she asked if it is OK to put it down as a 110 TDi SE 
Then I advised that it will have a winch and bumper fitted, surprise surpsise that isn't listed either. "Is it a front spoiler" the girl asks? "No it isn't it's a winch for recovering a stuck caravan from a filed" I say 
End of story is they won't insure me  2020 BMW X1 18d XDrive X-Line Auto
Last edited by CFB on 16th Nov 2007 9:06 am. Edited 1 time in total
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 16th Nov 2007 8:59 am |
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al cope
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10353
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A lot of insurers are getting this way. We had my wifes 1.4 Scenic insured with Churchill, and she'd been with them for about 10yrs, so we thought it would be fairly easy to add my 17yr old son, as a learner to her policy so that he could get some miles under his belt. No way, they wouldnt insure it at all, said it was to powerful, a 1.4 Scenic for gods sake.
Moved to NFU (like the D3), much better deal and including my son.
Al Volvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
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| 16th Nov 2007 9:05 am |
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CFB
Member Since: 02 Dec 2005
Location: Bradford, West Yorkshire
Posts: 6100
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I used to be with NFU and am heading back to them, great service but were more expensive last time hence the switch. 2020 BMW X1 18d XDrive X-Line Auto
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| 16th Nov 2007 9:08 am |
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Bodsy
Site Sponsor
Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361
 
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NFU 
Yer pays yer money & takes yer choice...... Bodsys Brake Bible
D4/D3 Remote FBH heat kits
BAS Remaps/ EGR Blank
Transmission Flush
Software updates/enabling
Clock/ SNOTM /3Flash / 4x4Info /BT Update /Service Reset/Error Codes / Gearbox Reset
See It Here
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| 16th Nov 2007 9:25 am |
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tintenter
Member Since: 29 Sep 2006
Location: Oldham
Posts: 1112
 
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i used to be with liverpool victoriabut found landrover insurance reduced it by £250 and no issues with offroad Tintenter
Corris Grey Discovery 4 HSE
Bigger permagrin now installed
Semper in excretum, sole profundum moveat.
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| 16th Nov 2007 9:49 am |
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chrisb
Member Since: 26 Jul 2007
Location: Hope Valley
Posts: 129
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I was a firm believer in you got what you pay for, and I was always happy to pay our broker a few extra £££. Had the house insurance with them as well, and when we had an issue with a tree fallind through a shed, they came took photos, and sorted it all out - totally hassle free on my part.
This year, a lady ran into the back of my company car. She was insured with Tesco.
Next morning, I got a phone call from tesco, offerign to collect my car and leave me a "like for like" courtesy car. When the repairs were complete, they said they would return my car washed and valeted, and take the courtesy car away.
Due to the fact that my car just needed a new rear bumper, and it was my pride and joy, I arranged for it to be repaired a a garage known to me, where they would order the bumper, paint it, etc, and then only have my car for a couple of hours whilst fitted it. Tesco said they would still brign me a car if I wanted one. But they don't have any RS4's on the like for like hire fleet, so I declined.
They then phoned a week later to ask if I was happy with everything - which I was.
So when renewal came round on the Disco, I tried them. £500 cheaper than I was currnently paying, and £250 cheaper than NFU.
Pretty sure it doesn't have any offroad cover though.
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| 16th Nov 2007 10:03 am |
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Ecosse
Member Since: 07 Jan 2005
Location: Grampian, Scotland
Posts: 889
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| Re: Useless Insurance Compay |
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cotefarmboy wrote:Just tried to insure my new 110 with eSure, what a carry on! They don't list a 110 CSW on their system so she asked if it is OK to put it down as a 110 TDi SE
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That fits with my experience of eSure.  May seem cheap, but there is a reaon for it! 
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| 16th Nov 2007 1:27 pm |
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Walmsleys
Member Since: 04 Sep 2007
Location: Leyland
Posts: 601
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Funny isn't it how we all are prepared to pay more to have the car we want, and heaven knows they aren't cheap, but we want the absolute cheapest when it comes to insurance.
There really is no such thing as a free lunch you know!
Oh and check your excesses with Tesco, et al - they are rareky what you expect or what you had before! 2013 D4 HSE Luxe in Indus Silver
(previously 2015 Defender Urban Truck 90XS in Havana)
(previously 2013 D4 XS in Fuji White)
(previously 2011 D4 XS in Stornaway Grey, auto, black leather, reversing camera and removable tow bar)
(previously 2011 Freelander 2, blue (Mrs B's)
(previously 2007 TDV6 D3 SE Zermatt Silver, auto, black leather, an Uncle Ray plate and AT2s)
(previously 2001 Freelander One, blue)
(previously 1967 Series 2, Green)
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| 16th Nov 2007 1:29 pm |
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Doctor Diesel
Member Since: 23 Sep 2006
Location: Driving the kids around as usual
Posts: 1587
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Walmsleys wrote:
There really is no such thing as a free lunch you know!
Try the salvation army!...but seriously, NFU were £50 more than the cheapies (just renewed last week)......no brainer, I'd rather feel smug buying quality and service than angry being pi**ed about by the cerebrally challenged agents of the big discount insurers to save a small amount.
AND!!!!...replacement vehicle in the event of a write-off is for the first TWO years with NFU, all others are only one year.
OI BE AN URBAN FARMER OI BE! 2007 HSE Java Black.....sold
2007 B150 Horizon Blue
2008 Toyota Aygo Platinum
--------------------------------------------------
The Master of Suave !
Ding-Dong Matron
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| 16th Nov 2007 2:00 pm |
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Walmsleys
Member Since: 04 Sep 2007
Location: Leyland
Posts: 601
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Of course, I can sit back smugly and tell you that my car is insured on my company fleet policy! 2013 D4 HSE Luxe in Indus Silver
(previously 2015 Defender Urban Truck 90XS in Havana)
(previously 2013 D4 XS in Fuji White)
(previously 2011 D4 XS in Stornaway Grey, auto, black leather, reversing camera and removable tow bar)
(previously 2011 Freelander 2, blue (Mrs B's)
(previously 2007 TDV6 D3 SE Zermatt Silver, auto, black leather, an Uncle Ray plate and AT2s)
(previously 2001 Freelander One, blue)
(previously 1967 Series 2, Green)
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| 16th Nov 2007 2:03 pm |
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Martin
Site Admin and Owner
Member Since: 06 Nov 2004
Location: Hook Norton
Posts: 18563
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Moved to the correct forum area. 06 D3 SE / 15 LR D90 XS SW / 88 LR 90 Td5 / 68 BMW 2000 ti
Any issues with the site let me know!
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| 16th Nov 2007 2:04 pm |
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chrisb
Member Since: 26 Jul 2007
Location: Hope Valley
Posts: 129
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Quote:Oh and check your excesses with Tesco, et al - they are rareky what you expect or what you had before!
As I said, normally, I am happy to pay more for a decent level of service. Tesco matched everything my previous insurer offered. If it had only been £50 - £150 / year then I would have kept with the previous, or moved to NFU - afterall it is only 2 tanks of fuel, but for £500, it was a different matter.
It might not help my (insurance) cause, that the Mrs uses the disco as her weekday transport, and she is only 26 8)
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| 19th Nov 2007 11:04 am |
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craig
Member Since: 08 Aug 2006
Location: Home of LR.
Posts: 2545
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My buildings and contents is with esure - and they're playing silly bu&^ers about the damage that was caused by the burst water main that flooded my house on Saturday night...
They want to see all the damaged waterlogged stuff and see receipts for pretty much all of it that i need to claim for I mean who keeps receipts for everything they own?
Won't let me claim for the water logged parcel shelf out of the D3 - got to put this through contents...
Well pi%%ed off this morning 
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| 19th Nov 2007 12:07 pm |
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Bodsy
Site Sponsor
Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361
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You had an entertaining weekend then Craig  Sorry to hear about that, hope you get it sorted. Bodsys Brake Bible
D4/D3 Remote FBH heat kits
BAS Remaps/ EGR Blank
Transmission Flush
Software updates/enabling
Clock/ SNOTM /3Flash / 4x4Info /BT Update /Service Reset/Error Codes / Gearbox Reset
See It Here
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| 19th Nov 2007 12:19 pm |
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Walmsleys
Member Since: 04 Sep 2007
Location: Leyland
Posts: 601
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rogue - that's when a broker earns his crust... 2013 D4 HSE Luxe in Indus Silver
(previously 2015 Defender Urban Truck 90XS in Havana)
(previously 2013 D4 XS in Fuji White)
(previously 2011 D4 XS in Stornaway Grey, auto, black leather, reversing camera and removable tow bar)
(previously 2011 Freelander 2, blue (Mrs B's)
(previously 2007 TDV6 D3 SE Zermatt Silver, auto, black leather, an Uncle Ray plate and AT2s)
(previously 2001 Freelander One, blue)
(previously 1967 Series 2, Green)
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| 19th Nov 2007 1:38 pm |
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