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Panoramic Sunroof Insurance Cover
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MintyHit
 


Member Since: 25 Jul 2017
Location: Bradford on Avon
Posts: 234

United Kingdom 2005 Discovery 3 4.4 V8 HSE Auto Java BlackDiscovery 3
Panoramic Sunroof Insurance Cover

Morning All,

Does anyone know any insures that will cover the panoramic roof / sunroof with no limit?

I am imagining a future scenario where some idiot managed to put a crack in the roof whilst messing with this roof tent.

Thanks all!  
Post #23028594th Aug 2022 9:48 am
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Oxford-boy
 


Member Since: 07 Sep 2015
Location: Oxford
Posts: 1107

United Kingdom 2014 Discovery 4 3.0 SDV6 XXV LE Auto Causeway GreyDiscovery 4

Direct Line and NFU both do but I always ask the question when on the phone adding on the modifications.

Thumbs Up Jim

2014 Discovery 4 XXV SDV6 Causeway Grey
2016 Discovery 4 HSE Lux SDV6 Loire Blue - now gone  
Post #23028624th Aug 2022 10:20 am
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astonbuilder
 


Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8134

England 2012 Discovery 4 3.0 SDV6 XS Auto Santorini BlackDiscovery 4

A worthwhile question as SWMBO got a stone strike on her DS a few years ago and the replacement was about £2200 IIRC.... Shocked

At the time it seemed pan roofs were covered under the standard glass cover but it started to change around that time to a 'no cover' clause and/or additional premium surcharge to cover it.

Few years from now and such an event could write a car off......  
Post #23028644th Aug 2022 10:29 am
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LT
 


Member Since: 31 Dec 2005
Location: South West
Posts: 23823

United Kingdom 2016 Discovery 4 3.0 TDV6 Landmark LE Auto Santorini BlackDiscovery 4

I did consider having 3m protective film fitted to my panoramic roof.

I’ve had it on the front end of two previous vehicles inc my D3 and it worked really well.

Never had it on glass before though.

 2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography (now semi-retired)  
Post #23028654th Aug 2022 10:51 am
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DaveJLBI
 


Member Since: 07 Mar 2014
Location: Clare
Posts: 682

Ireland 2014 Discovery 4 3.0 TDV6 HSE Auto Loire BlueDiscovery 4

Recently had mine replaced on MY14HSE. My insurance did not cover it under the windscreen part of cover - I had tried at time of renewal but the broker could not get anything suitable at the time.

I ended up claiming through the insurance policy as it was well over €2k, as I had a protected no claims bonus, it has not affected my insurance renewal cost.  
Post #23029435th Aug 2022 2:08 pm
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MintyHit
 


Member Since: 25 Jul 2017
Location: Bradford on Avon
Posts: 234

United Kingdom 2005 Discovery 3 4.4 V8 HSE Auto Java BlackDiscovery 3

Oxford-boy wrote:
Direct Line and NFU both do but I always ask the question when on the phone adding on the modifications.

Thumbs Up


Thanks for the suggestions.

For some reason I can't get a quote out of Direct Line (2005 V8) with no claims, points and maximum no claims... perhaps they don't insure V8's...

Waiting for a callback from the NFU so will update when I get one.

... if anyone has any other suggestions fire away.  
Post #23032418th Aug 2022 9:55 am
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V8man
 


Member Since: 01 Jan 2021
Location: Dunno i was just following the satnav😳
Posts: 288

Ukraine 2007 Discovery 3 4.4 V8 HSE Auto Cairns BlueDiscovery 3

I'm with direct line so they deffo insure V8's Thumbs Up
Though i dont have the pan roof insured separately. 1996 Defender -died (now in landrover heaven😇)chassis to ashes , rust to dust !
2004 Defender td5 gone
2012 Evoque gone
2007 D3 V8 HSE  
Post #23034289th Aug 2022 9:33 am
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