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DISCO4.COM > Maintenance & Mods (D3)

Insurance Company reaction to "tuned" D3's
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Would you / have you informed your insurance company that you have had the engine tuned?
Yes
80%
  80%  [12]
No
20%
  20%  [3]
Total Votes: 15

The Wombat
 


Member Since: 05 Dec 2005
Location: Cheshire
Posts: 7

United Kingdom 
Insurance Company reaction to "tuned" D3's

I will take delivery on a new HSE in about a week. I want to have the ECU remapped to enhance performance. Probably use TC.

I play most things straight and whilst I will be happy to keep this fact from LR should I have a problem with the engine, I want to advise the insurance company.

Has anyone been told cover will be withdrawn if they have this kind of work done? Can anyone tell me what insurance companies do accept it? Finally, how does it affect the premium?

I spoke with LR insurance this morning and asked how it would affect the premium and was told someone would call back. They haven't.

The Wombat. What's that button for?  
Post #3300714th Dec 2005 5:22 pm
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lee01277
 


Member Since: 06 May 2005
Location: Shed
Posts: 821

United Kingdom 2005 Discovery 3 TDV6 S Auto Zambezi SilverDiscovery 3

Mr. Insurance person will look at any avenue to make sure your cover is valid if you make a claim, and in some cases even if you don't make a claim...

If you cause major damage to life / limb / property, you may be personally liable should your insurance be found to be in-valid.

Grannies and eggs stuff, but is it worth the risk ? ..............Somewhere in-between my old D3 and what's to come next .........  
Post #3301114th Dec 2005 5:57 pm
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Slimer
Site Moderator 


Member Since: 06 Jan 2005
Location: Last Exit to Nowhere
Posts: 16295

United Kingdom 

Some insurers won't cover you, others will add on a small fortune to the premium, the better ones will just make a small increase.
Basically tell them about it when you shop around for the best deal The End  
Post #3303614th Dec 2005 8:48 pm
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LRtuning
 


Member Since: 22 Feb 2005
Location: AUSTRALIA + UK
Posts: 468

2006 Discovery 3 TDV6 SE Auto Adriatic BlueDiscovery 3

A general 'rule of thumb' is 15% 'loading' on the premium Wink Money talks.Sex sells.Mud sticks.Time flys. Censored happens.People talk.Impressions last!  
Post #3304514th Dec 2005 9:13 pm
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BrianX
 


Member Since: 11 Dec 2005
Location: Bolton UK - it may be 'grim up north' but at least you get gravy on yer' chips.
Posts: 217

England 2005 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

I'm insured with Privelige (a.k.a. Direct Line for posh cars). They added £40 to my annual premium (about 8%). They list it as having a 'Chipped Management System' in the 'engine power increased by 11 - 20%' category. '
'
'05 Disco3 TDV6 - gone
'06 Disco3 TDV6 - gone
'08 Freelander 2 - gone
'98 P38 V8/LPG - gone
'02 L322 V8 - gone
'02 Freelander 1 - gone
'05 Disco 3 TDV6 - SWMBO
'06 L322 V8 - current
  
Post #3327315th Dec 2005 6:57 pm
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iain rice
 


Member Since: 13 Nov 2005
Location: notts
Posts: 19

United Kingdom 2005 Discovery 3 TDV6 SE Manual Zambezi SilverDiscovery 3

let my insurance company know today about turbochip upgrade
paid £110 policy increase
cheap i think for the benefits i"m gaining
ie 250bhp/24.5mpg/130mph

come on spend yer cash you wont regret it

lifes to short to just talk, just do it

iain  
Post #3334215th Dec 2005 10:58 pm
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