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DISCO4.COM > Finance, Insurance and Warranties

One for the Insurance Gurus!!!
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73079

Ukraine 
One for the Insurance Gurus!!!

For those in the know about these things:

Just got a D3 rental via LRA as mine is knackered, not Enterprise but a "local" company. So far so good, apart from the £750 excess instead of £250 (but didn't sign that bit!), looked up the reg on www.askmid.co.uk out of nosyness but it was not listed. Is this right, would a rental car be on a fleet policy but not lis individual cars?? If so that would be fun to explain at a ANPR checkpoint, esp since it is the driver's responsibility to have insurance.

Thoughts???   
Post #3833214th Dec 2008 7:42 pm
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MacLeod 313
 


Member Since: 18 Apr 2008
Location: away
Posts: 10723

Scotland 2006 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

I would of thought as its a rental, and not owned by you, your insurance covers it 3rd party assuming you did'nt opt that out of your D3 insurance.  
Post #3833254th Dec 2008 7:45 pm
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Ken
  


Member Since: 20 Feb 2006
Location: Here
Posts: 10865

Nope its down to you most rental companies (big ones are self insured) keep the RA with you at all times thats the proof

Ask MID aint allways right (about two weeks behind) although Fleet companies now submitt weekly  
Post #3833374th Dec 2008 7:59 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73079

Ukraine 

Ken, car is an 06 reg so they should have submitted the paperwork by now! Shocked   
Post #3833414th Dec 2008 8:02 pm
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

DSL, just contact your insurance and transfer the cover. Thats what I did when I had the enterprise D3 when the wheel bearing packed up.

LR Insurance covered the hire car on my policy at no extra cost. (only needed to do this cos I was towing the caravan and enterprise insurance didnt include towing) Duncan
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Post #3834084th Dec 2008 9:07 pm
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BORDER ROVER
 


Member Since: 03 Dec 2007
Location: Cumbria
Posts: 1105

United Kingdom 2008 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

The car maybe insured on the chassis number as mine is. Thumbs Up therefore won't come up on the database. POT NOODLE NAVIGATION CHALLENGE 2010 WINNER
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Post #3834224th Dec 2008 9:41 pm
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