Member Since: 15 Feb 2005
Location: UK
Posts: 3428
It is a brave man who ignores the devious nature of a loss adjustor.
29th Mar 2009 11:37 am
BBS SPY Site Sponsor
Member Since: 15 Jun 2007
Location: Sunny Cyprus
Posts: 3054
That's quite true winger, but then history only remembers the brave and their achievements.
29th Mar 2009 12:36 pm
pom
Member Since: 10 Feb 2008
Location: Worcestershire
Posts: 1790
the loss adjuster will only find a problem if the mod you have done has increased the value of the vehicle and therefore you have not paid for the increased risk.
Seems from your post you think that adding accessories would not affect the price of the SE, which makes sense, so the insurance is a red herring.
Doesn't hurt to check though.
Pom
29th Mar 2009 12:38 pm
Winger Site Moderator
Member Since: 15 Feb 2005
Location: UK
Posts: 3428
No, that is not what I meant. When you take out insurance on a vehicle, you are asked if it has been modified in any way. There is a reason for being asked that question.
29th Mar 2009 2:47 pm
simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
And if found to have misinformed or not informed the ins company, they are in their rights not to pay out at all. Always worth telling them.
29th Mar 2009 3:08 pm
countrywide
Member Since: 16 Sep 2007
Location: UK
Posts: 6019
In this context using after market LED bulbs, tinited windows, drilled and grooved discs etc all come into this insurance debate, at a far higher level than anything done using BBS. How many people tell their insurance about this.
Perfomance modifications are far more of a concern to the insurance. I think people are gettting far to caught up in trying to discredit the BBS than anything else. You could say the same about adding front parking sensors. The insurance company will simply not pay out for the extra value of not declared, they won't not pay out. Regardless of whether they are approved by Land Rover or not the insursance by law has to show they had a detrimental affect on the vehicle in order not to pay out.
Simon it clears you don't like the BBS, you don't need to try and find every reason to put people off
29th Mar 2009 3:37 pm
simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
countrywide wrote:
Simon it clears you don't like the BBS, you don't need to try and find every reason to put people off
err... I didn't bring up insurance. I just commented on it, and in those comments I cannot find the words BBS or anything negative. Seems having an opposing view is becoming unacceptable territory to enter recently.
29th Mar 2009 3:42 pm
countrywide
Member Since: 16 Sep 2007
Location: UK
Posts: 6019
Your right Simon it was wrong to pick up on your comment specifically for which I apologise . But there has been a number of anti comments, which I fear could put people off before we get a chance to evaluate it properly.
Last edited by countrywide on 29th Mar 2009 7:34 pm. Edited 1 time in total
29th Mar 2009 3:53 pm
simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
I have only ever stated my personal views. They are not there anymore.
29th Mar 2009 4:12 pm
Willy Eckerslike
Member Since: 12 Jan 2009
Location: N Yorks
Posts: 1612
I had my insurance withdrawn after upgrading my radio's Club Pie n Pea
One life....Fish it
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29th Mar 2009 4:17 pm
simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
thats not good. Which company was that ? Maybe these modder types should avoid them.
29th Mar 2009 4:18 pm
Willy Eckerslike
Member Since: 12 Jan 2009
Location: N Yorks
Posts: 1612
I just couldn't understand it
Club Pie n Pea
One life....Fish it
D3 Gone but not forgotten
Club Men of Oak
Club Walnut sniffers
D4 Van owner
Ents long lost Uncle
29th Mar 2009 4:25 pm
simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
looks like all you needed was a flowery table cloth and you would have been good to go
29th Mar 2009 4:31 pm
London Lad
Member Since: 27 May 2008
Location: Suffolk
Posts: 505
I think its a moot point with stuff like 4x4 info and upgraded stereo. How would they know and how would it effect their risk ?.
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You should never argue with idiots because they will just drag you down to their level....then beat you with experience !
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. But there has been a number of anti comments, which I fear could put people off before we get a chance to evaluate it properly.
