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Insurance & soft A bar
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neil
 


Member Since: 28 May 2009
Location: Wiltshire / Gloucestershire border
Posts: 164

2006 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3
Insurance & soft A bar

My insurer Direct Line want to charge a 10% surcharge plus up the excess by £200 for having the above fitted Shocked Is this the norm or are they having a laugh Bow down
  
Post #63552613th Apr 2010 7:36 pm
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biskit
 


Member Since: 23 Dec 2009
Location: in my Mancave.
Posts: 1376

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

And how mutch for the winch. Exclamation Exclamation
  
Post #63552913th Apr 2010 7:39 pm
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crwoody
 


Member Since: 09 Mar 2009
Location: Littleborough
Posts: 2109

United Kingdom 2006 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

I'd say they were definitely having a larrff, when I told the NFU that I'd added a few bits (including a Superchip, winch bumper, suspension lift etc etc) to my Defender they just said that's OK, no problems, no change to the premium. Mr. Green

Needless to say they still have my business and are still significantly cheaper than any other insurer I've had a quote from, also very good at paying out on a recent claim too. Bow down
 Clive

 
 
Post #63553213th Apr 2010 7:47 pm
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ad15
 


Member Since: 14 Dec 2008
Location: up that tree
Posts: 4866

United Kingdom 2005 Discovery 3 TDV6 SE Manual Tonga GreenDiscovery 3

you will see this more and more,,, it's not for the abar,,,, it's for the pedestrian you hit,,, expect to see all forms of A bar outlawed soon....
 one wife.......livid  
Post #63562113th Apr 2010 10:43 pm
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MacLeod 313
 


Member Since: 18 Apr 2008
Location: away
Posts: 10723

Scotland 2006 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

Could very well see the exclusion of ALL A Bars eventually, but that will be on new vehicles as they cannot ban them on vehicles that meet the regulations NOW.

As for Direct Line charging a premium to have a A Bar fitted, I would question that or move over to their sister company who I am with, and it's no extra with Privilage
  
Post #63564814th Apr 2010 6:07 am
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astonbuilder
 


Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8139

England 2012 Discovery 4 3.0 SDV6 XS Auto Santorini BlackDiscovery 4

Can be an issue if you are part way through a year as they have you by the danglies; the cancellation fees and loss of the time towards your next years NCB means you are unlikely to chop and change part way through the year Evil or Very Mad
  
Post #63568614th Apr 2010 8:27 am
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Martin
Site Admin and Owner 


Member Since: 06 Nov 2004
Location: Hook Norton
Posts: 18563

United Kingdom 2006 Discovery 3 TDV6 SE Manual Buckingham BlueDiscovery 3

Perhaps direct them to the manufacturers' web sites, and their claim:

Quote:
The addition of an Endura Frontal protection system to your SUV could make your vehicle up to 50 times safer* for the pedestrian.


http://www.endura-fps.com/

Plus the backing of the RAC foundation, MIRA and the FIA: (scroll to bottom)

http://www.conceptmouldings.co.uk/products...stems.html
 06 D3 SE / 15 LR D90 XS SW / 88 LR 90 Td5 / 68 BMW 2000 ti
Any issues with the site let me know! 
 
Post #63569214th Apr 2010 8:47 am
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Bodsy
Site Sponsor 


Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Ask them for a quote for a G4 and see what the difference is...... Thumbs Up
 Bodsys Brake Bible

D4/D3 Remote FBH heat kits
BAS Remaps/ EGR Blank
Transmission Flush
Software updates/enabling


Clock/ SNOTM /3Flash / 4x4Info /BT Update /Service Reset/Error Codes / Gearbox Reset
See It Here 
 
Post #63569614th Apr 2010 8:51 am
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978

Wales 

LRI don't charge for any OEM approved accessories 8)
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #63570214th Apr 2010 9:05 am
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DingMark
 


Member Since: 14 Sep 2007
Location: Perth Oz or Erbil, Iraq
Posts: 388

Iraq 2010 Discovery 4 3.0 TDV6 HSE Auto Ipanema SandDiscovery 4

And my insurer has a bigger excess if I don't fit a pedstrian unfriendly steel bar on the front, due to the hazards from roos, emus, and camels.
 Jim Dowell - D4 HSE TDi, 12,000 hydraulic winch & hidden winch mount, MTRs, TyreDog, Traxide 2 x aux battery system, fixed air compressor, Dolium roof rack, MitchHitch.
RIP 2005 D3 HSE V8 5 seater gold (stolen and torched) 
 
Post #63611615th Apr 2010 3:38 am
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