I don't like my present insurer (1st Choice) on grounds of poor customer service, always charging for even minor admin changes (£25 for a phone number change - rip off) and mediocre cover, so am interested in learning whether anyone out there could recommend an LR-friendly insurer that understands customer service, and would be happy to include cover for 4x4 rallies, non-competitive offroad driving etc in the policy in return for a fair premium. I'm not looking for the lowest possible cost.
Got an NFU branch in my local town too, obviously be worth a chat. Any others?____
Gone: 10MY L320 RR Sport HSE, Ipanema Sand
Gone: 20MY Jaguar iPace HSE, Silicon Silver
Gone: 17MY RR Evoque SE Tech, Loire Blue
Gone: 08MY Discovery 3 XS, Stornoway Grey
Gone: 07MY FFRR TDV8 Vogue, Stornoway Grey
1st Feb 2011 10:10 pm
grzesiul
Member Since: 11 May 2008
Location: UK
Posts: 6405
not really
1st Feb 2011 10:12 pm
grzesiul
Member Since: 11 May 2008
Location: UK
Posts: 6405
Just tried NFU on-line. Hopeless, they don't offer Q&B online. Looks like a visit to the shop....____
Gone: 10MY L320 RR Sport HSE, Ipanema Sand
Gone: 20MY Jaguar iPace HSE, Silicon Silver
Gone: 17MY RR Evoque SE Tech, Loire Blue
Gone: 08MY Discovery 3 XS, Stornoway Grey
Gone: 07MY FFRR TDV8 Vogue, Stornoway Grey
1st Feb 2011 10:14 pm
ad15
Member Since: 14 Dec 2008
Location: up that tree
Posts: 4866
NFU just quoted me £863,,, that's against renewal from the post office of £455 and swift at £402..
struggling with the winch though..one wife.......livid
21st Feb 2011 11:40 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73089
Spent couple of days shopping for insurance that did mods (specifically remap & moderate offroad mods) and offroad cover. Only choice was between Adrian Flux and somebodyorother at Lloyds and NFU.
Just had my renewal from NFU - £772.82 compared to £511 last year (53% increase)!! That is with full NCB and two 40+ drivers with no motoring offences. I called NFU Direct - (0800 072 0168 for those who don't want to go or call a local branch) - and was given the usual crap about policies increasing across the industry by 40% etc, etc. Using confused.com I found prices as low as £400. The best NFU could do was £688 by increasing excess to £450 from £350.
They also said they don't do specialist 4x4 policies any more. No quite sure what this means in terms of off-road cover but given the huge hike I cant see me going anywhere near them.
10th Mar 2011 9:11 am
Russell
Member Since: 23 Aug 2007
Location: Kent
Posts: 10564
I have mine through the caravan club, it is under £400 and from memory is about the £360 mark, had one small claim 2 years and ago and full protected NCB if that helps. Not sur what they are like for mods etc Need to be a member of carvan club but that only costs £35 a year from memory so even if you join that you should still be better off.MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club
10th Mar 2011 9:25 am
Goffie01
Member Since: 24 Jul 2008
Location: Shropshire
Posts: 309
Changed from AA to Zurich this year and wished i hadnt. Asked all the usual questions got no compulsory excess etc etc etc . Then booked D3 in for service to find i couldnt insure the dealers loan car a Freeloader 1.8cc because the small print says only upto 1600cc Moral of story is read the small print .
10th Mar 2011 9:27 am
ELD70
Member Since: 28 Jan 2008
Location: Romford.
Posts: 901
Admiral and Privilege seem to come up with good qoutes.
10th Mar 2011 9:41 am
ZacSmith
Member Since: 26 Aug 2010
Location: Dover
Posts: 709
Admiral are pretty good but my policy says in the exclusions:
Quote:
used on the Nurburgring Nordschleife, or for racing, pace-making, competitions, rallies, track days, trials or tests, speed trials or speed tests, either on a road, track, or at an off-road 4x4 event
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Moral of story is read the small print . 
