Moo
D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14425
  
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| Urgent: Insurance help needed very quickly!!! |
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I'm at the Chanel tunnel and my insurers have just cancelled my insurance because I blanked the EGRs myself!
I have an Allisport inter cooler, deCat, BAS remap split charge system fitted by me. These they are aware of and have no issues with! Apparently because of the blanked EGRs it will not pass the MOT, which we all know is tosh.
Can anyone recommend an open minded insurer to me ideally with a contact and number?
Really appreciate the help.
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 11th Jul 2012 10:17 am |
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a2dev
Member Since: 24 Jun 2012
Location: right here, right now
Posts: 32
 
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With no promises but worth a shot, try Sky Insurance who offer modified car insurance, probably at a cost though 
03303 331 250
http://www.skyinsurance.co.uk/modified-car-insurance.html
Good luck!
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| 11th Jul 2012 10:24 am |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73090
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They are technically right about the EGRs being blanked & failing the MOT if it's MY07 & onwards and if the EML light is on. But not otherwise. Not much help at all though, try your local NFU branch, gave them a list as long as my arm of mods & they were happy.
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| 11th Jul 2012 11:00 am |
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countrywide
Member Since: 16 Sep 2007
Location: UK
Posts: 6019
 
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I would raise it with them and ask them to tell you where it says it will fail the MOT.
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| 11th Jul 2012 11:22 am |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
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| Re: Urgent: Insurance help needed very quickly!!! |
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[quote="Moo"]my insurers have just cancelled my insurance
quote]
Remind them they have to give you 7 days notice of cancelation, by letter, sent to the last known address they have.
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| 11th Jul 2012 11:30 am |
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J@mes
Member Since: 10 Nov 2008
Location: Bomber County
Posts: 4547
 
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Which insurance firm? 2014 D4 XS
2005 D3 SE - Gone
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| 11th Jul 2012 11:57 am |
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al cope
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10354
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What has an mot to do with the insurer/
Al Volvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
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| 11th Jul 2012 2:07 pm |
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M3DPO
Member Since: 22 Sep 2010
Location: Notts.
Posts: 8230
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They are using the EGRs as an excuse, probably for the other modifications. How have they contacted you at the channel tunnel to cancell it?- even if you can get insurance you will at least need a cover note to be able to travel. It can when others can't,
It will when others won't,
It goes where others don't.
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| 11th Jul 2012 3:56 pm |
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Moo
D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14425
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All sorted thanks. AdrianFlux £100 cheaper as well!
Thanks for the help. Great forum.
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| 11th Jul 2012 4:05 pm |
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Moo
D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14425
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I notified my broker yesterday that I had blanked them. They notified the insurer who said 'computer says no'. They have been aware of the other mods for nearly 2 years and same insurer, Equity Red Star. The brokers were brilliant but I needed to know I had insurance hence the SOS and its easier organise from the UK.
So now work this out: Equity Red Star through my broker APlan said no because I had blanked the EGRs myself hence the panic. I then phone Adrian Flux who said no problem. The stupid thing is that it is Equity Red Star that has insured me through them!!!
The world is going mad!!
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| 11th Jul 2012 4:20 pm |
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DiscoDunc
Member Since: 08 May 2006
Location: Bristol
Posts: 16390
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shiould have gone with LR insurance - they dont seem to bother what mods/accesories have been added  Duncan
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If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide
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| 11th Jul 2012 4:25 pm |
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blue200tdi
Member Since: 23 Sep 2012
Location: Lincoln
Posts: 1094
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al cope wrote:What has an mot to do with the insurer/
Al
Because if the car is not road worthy then your insurance is invalid! Your are also not insured if the car has no MOT, unless on the way too or from a booked MOT appointment, although you will still be covered for theft from private property.
Insurance, another word for rip off, or we saw you coming, or legal theft, or legal fraud ETC!!! It never used to be this way, if you changed car or address there wasn't an admin charge, just a small increase if the new car was more to insure!
My motorbike insurance admin charges in the space of three weeks, Change of bike £35, number plate change (private plate) £35, change of address £35, adding mods (A chain oiler) £35, another modification (Alarm/immobiliser) £35 on top of the £220 a year premium!! Oh and £75 to cancel the policy!
How the hell does it cost them £35 to type a few figures onto a computer screen? It doesn't even cost them money to buy the paper or post the documents as it's all done by e-mail and I have to print it out!!!
Thieving scum bags! You guys are gonna be busier than a test bench in a plunger factory!
Java black 2006 2.7 TDV6 HSE AUTO.
2014 Kawasaki ZZR1400 Performance sport.
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| 26th Sep 2012 8:42 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978
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blue200tdi wrote:
Your are also not insured if the car has no MOT,
Sure about that  21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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| 26th Sep 2012 8:52 pm |
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