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I'm an Insurance Sucker
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ronp
 


Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15263

Scotland 2014 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4
I'm an Insurance Sucker

Just had a thought on my drive back from the NY Moors re insurance.
I've been driving for many, many years. Havn't had any 'accidents' of my own.
Nor have I been involved in other peoples 'accidents'.
So why is it that it is MY Money that has to go to pay for the 'accidents' of others!!
Ok I know i get a discount for No Claims, but that's scant reward.
I don't beleive their is such a thing as an 'accident' ..... it's just other peoples lack of concentration/application!!
Mad Mad Mad Mad
 ...... always on the road less travelled 🚧  
Post #13307325th Feb 2007 6:22 pm
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Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26774

United Kingdom 

Well Ron, thats the principle behind 'insurance'

If only those that had accidents paid insurance, it would be bloomin expensive for them. We all pay into a 'pool' which pays out as necessary.

If you were - god forbid - to have a nasty accident, and it was - god forbid - your fault, your insurance would cover it.
  
Post #13307425th Feb 2007 6:27 pm
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fisherman
 


Member Since: 16 Jan 2007
Location: Hornchurch Essex
Posts: 1789

Wales 

Are you saying that you've not had an accident but have seen a few?
I know I'd have to take a second look if I saw Ron driving a D3, scare the life out of anyone!
Rolling with laughter
 FFRR 2017 4.4SDV8 Autobiography. Cost so much I must be mad!
D4 HSE 2012 Like a second wife, more expensive but goes better! I almost cried this time!
D3 HSE 2006 (Almost 8 years together, true love)
Land Cruiser VX 1994 11 years together, wife cried when I p/ex'd for my D3 
 
Post #13307625th Feb 2007 6:33 pm
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ronp
 


Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15263

Scotland 2014 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

Gareth ... I know...it's just a rant!!!
Fisherman ... I aint that ugly!!!
 ...... always on the road less travelled 🚧  
Post #13307725th Feb 2007 6:41 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978

Wales 

What really jacks me off is the 1 million or so drivers on the road with no insurance ....or tax....or MOT...or a driving licence Evil or Very Mad I wonder how much CO2 they pump out Mr. Greenpi$$ ???? Twisted Evil

...and yet we ...the humble 4x4 drivers are the anti-christ.

Twisted Evil Twisted Evil Twisted Evil Twisted Evil Evil or Very Mad Evil or Very Mad Evil or Very Mad Evil or Very Mad
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #13307825th Feb 2007 6:43 pm
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Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26774

United Kingdom 

Bow down
  
Post #13307925th Feb 2007 6:47 pm
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DiscoStu
 


Member Since: 09 Apr 2006
Location: London
Posts: 11412

England 

I have a 'colleague' at work who drives an old banger. Two years ago he was pulled over and the police discovered he had no tax, no insurance, 3 defective tyres, and a defective brake light. He was given points (can't remember how many) and a £845 fine. He hadn't insured his car or taxed it for 3 years.

He then complained about the fine - I almost pay more than his fine for tax/insurance combined in 1 year, so what's the incentive for people like him to pay? The worst they could do is take his license away, but I know even that wouldn't stop him. Evil or Very Mad Evil or Very Mad Evil or Very Mad
 Disco 5 HSE Lux
https://www.youtube.com/watch?v=peyiqaJrmMU 
 
Post #13308325th Feb 2007 7:07 pm
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