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Gap Insurance - Poll
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Do you have GAP insurance and if so what sort.
No GAP insurance
61%
 61%  [11]
Land Rover GAP Insurance
11%
 11%  [2]
Independent back to invoice GAP Insurance
16%
 16%  [3]
Independent replacement car GAP Insurance
11%
 11%  [2]
Total Votes: 18

dangerdave
 


Member Since: 23 Nov 2010
Location: <>
Posts: 4495

Gap Insurance - Poll

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Post #112480130th Jun 2013 8:34 am
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73086

Ukraine 

Can you get gap insurance for a Deafner, I thought with its panel gaps it would be a pre existing condition!! Snigger
  
Post #112481130th Jun 2013 9:05 am
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fishinmad
 


Member Since: 30 Jan 2012
Location: St Ives
Posts: 877

United Kingdom 2006 Discovery 3 TDV6 S Auto Bonatti GreyDiscovery 3

I used to underwrite GAP insurance the best deals are on line, dealers make circa £250 per policy in commission! Plus a share of underwriting profit.

This why they are so keen to sell you policy.

Saying that our worst loss ratios were for FFRR and RRS because they depreciate so quickly from new.
 Club Narpy Torch

“No return to boom and bust” Gordon Brown when chancellor
He has been proved right, now there is only bust! 
 
Post #112482830th Jun 2013 10:05 am
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DerbyshireDisco
 


Member Since: 12 Mar 2012
Location: Derbyshire
Posts: 1397

England 2013 Discovery 4 3.0 SDV6 HSE Auto Loire BlueDiscovery 4

Rolling with laughter Rolling with laughter [quote="DSL"]Can you get gap insurance for a Deafner, I thought with its panel gaps it would be a pre existing condition!! Rolling with laughter Rolling with laughter
 Displaced Yorkshireman.
=^:^=
SDV6 Auto obviously, Loire blue/Ebony, ugly kid glass, RLD wheel protector, private plate and maybe side steps. 
 
Post #112485630th Jun 2013 12:13 pm
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petet
 


Member Since: 02 Dec 2007
Location: nottingham
Posts: 35

2012 Discovery 4 3.0 SDV6 HSE Auto Siberian SilverDiscovery 4

Gap insurance must present a difficult decision for some, especially those borrowing money to finance their cars. Depreciation rates for Discos are in my experience surprisingly low, reducing the need for such insurance, since if the worst should happen it should be possible to persuade the insurance company to cough the market value of the vahicle. If, as in my case, the vehicle is paid for, I perceive the risk small and would not want to spend unnecessary monies with the insurance company, just buy the thing carefully.
Pete
  
Post #112486830th Jun 2013 1:19 pm
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dangerdave
 


Member Since: 23 Nov 2010
Location: <>
Posts: 4495


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Post #112488730th Jun 2013 3:26 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978

Wales 

They threw it in the deal ..but no doubt I'll be paying for it somewhere along the line Smile
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #112490230th Jun 2013 4:01 pm
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dangerdave
 


Member Since: 23 Nov 2010
Location: <>
Posts: 4495


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Post #112494230th Jun 2013 6:25 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978

Wales 

Yes ...ISTR it was a monkey Thumbs Up
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #112494830th Jun 2013 6:33 pm
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