Member Since: 21 Jul 2014
Location: Hertfordshire
Posts: 21
So I am probably stuffed as far a re-newal hike goes but I guess our NCD is intact?
Should I accept their offer of the repair, if I get it in writing first that that are taking full responsibility, I am not bothered who does it as it almost 20 years old and a bit scruffy around the edges any way?
11th Jan 2015 7:24 pm
TimD
Member Since: 21 Jul 2014
Location: Hertfordshire
Posts: 21
Just to close this subject, the insurance company took full responsibility but tried to direct me into their own bodyshop, I refused and after a bit of negotiation they agreed on my choice, the only compromise was to repair rather than replace the wing as they said by replacing it, it would of improved the car rather than repairing it to the condition before the accident, considering it is twenty years old, I couldnt really argue!
14th Feb 2015 12:45 pm
lespes
Member Since: 17 Sep 2009
Location: Sitting Down
Posts: 2232
I take it no dealing was done with your own insurance co and direct with third party insurers.
Suppose it will still mean you will have to declare the accident at renewal though.D4 Landmark MY16 Santorini Black THE LAST
D4 HSE MY12 Marmais Teal: Gone. Missed a lot!
Freelander 2 SD HSE MY11 Silver:Thankfully gone.
D4 HSE MY11 Silver: Gone missed !
Range Rover Sport MY06 HSE Buck Blue: Gone missed!
Discovery D2 TD5 Facelift MY Red Gone Missed!
Discovery D2 TD5 Cobalt Blue: Gone Missed!
Discovery D1 Auto Oxford Blue Not missed at all!
Discovery D1 Avalon Blue First LR! missed!
Now demoted to a VW
14th Feb 2015 12:59 pm
TimD
Member Since: 21 Jul 2014
Location: Hertfordshire
Posts: 21
Yes your correct we didn't invole our own insurance company, and will disclose it at renewal, we are on a multi car policy and its my partners name as both carprs are registered to her, so guess they will hike it up but hopefully not too much, will wait and see.
If no claim was made on your insurance policy, there shouldn't be any hike and the liability should be down as with the third party. At least, I wouldn't be too worried if I were you. Current: Discovery 3 06MY (55 reg) HSE Auto Zambezi Silver Allisport Fast Road Intercooler, V8 Brakes, Silicone IC Hoses, EGRs Blanked, Remapped, De-Cat pipe, FBHIC
Freelander 2 2007 HSE Manual Tambora Flame
Previous: FL2 56 reg SE Manual Black (written off )
Disco 3 06 reg B7S Manual Rimini Red
Disco 2 TD5 Y reg ES Manual Blue - Chipped
Several Discovery 300 TDis
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Allisport Fast Road Intercooler, V8 Brakes, Silicone IC Hoses, EGRs Blanked, Remapped, De-Cat pipe, FBHIC
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