Member Since: 06 Dec 2013
Location: Shropshire
Posts: 49
Good deal on Extended Warranty - with warranty direct ?
Hi, have recently bought a 2008 HSE with 84k full service history.
Looking for extended warranty - been offered thru Warranty Direct - Extra Care with no betterment - inc Airbags, Emissions - In Car Entertainment - 2 year cover for £1325 seems reasonable - what do you guys think ?
Runs along side my existing 3 month dealer warranty for 27 months total....
Cheers, Steve
30th Dec 2013 4:06 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72893
About what I paid 18 months ago for 2 years, on an 06er with 90k on the clock. They don't see to be ammeanable to haggling as they used to. Make sure that is man dealer rates if that's what you need. One alternative is see if there is anything extra that you can add & try the "throw that in and you have the deal" approach.
30th Dec 2013 4:15 pm
sjpsound
Member Since: 06 Dec 2013
Location: Shropshire
Posts: 49
Thanks for the reply !
It is with main dealer rates - local dealers rate is £200 less - so £1125 - but I think it's worth having the option to use the main dealer - although the local dealer I bought the Disco from seems very clued up on Land Rovers - he drives a FFRR Supercharged !
I suppose £55 per month is worth it for peace of mind...
30th Dec 2013 4:21 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72893
Don't give up yet, haggle hard & see how you do.
30th Dec 2013 4:34 pm
sjpsound
Member Since: 06 Dec 2013
Location: Shropshire
Posts: 49
I think I've got them down as far as they are going to go....
Apart from waiting, any tips on getting them down further ?
30th Dec 2013 5:51 pm
RAW1
Member Since: 21 Jan 2013
Location: Plymouth
Posts: 394
Hi
My dealer warranty runs out on my 08MY XS soon and am looking to replace, it seems that opinions differ on the benefit of extended warranty but I like the idea of peace of mind
Warranty Direct are favourite at the moment, the car is now 6years old and has done 55k
I intend to phone them and then start the haggling process, any tips that have worked to reduce the initial quote?
I will of course tell them I intend to shop around and that there price is expensive but apart from that has anyone had success in reducing the premium
Any help muchly appreciated
3rd Jan 2014 10:38 am
sjpsound
Member Since: 06 Dec 2013
Location: Shropshire
Posts: 49
I took out extended warranty yesterday with Warrant Direct, I got:
Extra Care Policy with Main Dealer labour rates of £200 + VAT Per Hour
No betterment - i.e. they pay 100 % of parts and labour
Extra cover for Airbags & Emissions - and In Car Entertainment ( Sat Nav & Audio )
Covers - Engine, Gearbox & Suspension etc
24K Miles P/A
£50 Excess
Wear & Tear cover after 90 days -
My dealers' warranty runs for 3 months - and this policy will start when this expires.
Paid £1275 - they had come down quite a lot from original quote, but wouldn't budge any further.
My D3 HSE is just 6 years old with 84K, full service history...
Hope this helps !New soft leather steering wheel - fitted
3rd Jan 2014 10:59 am
RAW1
Member Since: 21 Jan 2013
Location: Plymouth
Posts: 394
Thanks for the info I will let all know how I get on later
3rd Jan 2014 1:06 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72893
sjpsound wrote:
Wear & Tear cover after 90 days -
My dealers' warranty runs for 3 months - and this policy will start when this expires.
As I understand it, if you are coming straight from a warranty then the 90 day exclusion on wear & tear doesn't count.
3rd Jan 2014 1:25 pm
maddogsetc
Member Since: 27 Nov 2007
Location: Hampshire
Posts: 537
One thing to be aware of is that the £50 excess will be applied to every single item, not just once per claim. So, for example, if you have two wishbones go, that will be £100 deducted from your claim, not £50. ARB bushes at the same time? That's another £50 deduction. etc etc.
If you manage to get no betterment that's not so bad, but if like me WD are only paying 50% of parts it can reduce the amount you get back on a claim almost to the point of not being worth it.
Also, remember that 90 day wear and tear exclusion - I made the mistake of booking my car in to be checked for a steering wheel wobble at around the 85 day mark. As a result I got into a battle with WD, with my Indie arguing that it wasn't a wear and tear failure vs WD arguing that it was. Lost the battle in the end and it cost me over £650. If I'd waited a few days longer before booking the car in it might have been a different story.
All that said, on balance I do feel it's worth having because a) you will almost certainly get something back as few Discos go a full year without some failure of some sort and b) it gives some peace of mind that if a really costly item goes you aren't gonna have to find the full cost yourself.
Oh, one more thought (for RAW1's benefit), don't know if they are still doing this but when I took my policy out they were offering 13 month's for the price of 12.
Sorry for the long post - hope it helps
3rd Jan 2014 1:28 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72893
Good thinking re 13 for 12, when I bought the 24 month policy I got 25 months cover. Some peeps reported getting 3 years cover and mileage up to 160k (that mileage was with an existing policy ISTR), will try for that on renewal in the summer.
3rd Jan 2014 1:33 pm
farmerboy
Member Since: 09 Dec 2013
Location: warrington
Posts: 303
I went down the same route last month and after declining the deal they rang back a few days later with a better deal which I accepted. On reading the policy doc I decided that the money would be better spent on regular maintenance. The 3 month initial period ruled out wear and tear and the betterment clause was a problem for me. A careful read of the policy doc highlighted many common issues that would not be adequately covered. The additional servicing costs (vat reg garage) was also an issue for me as I like to do a lot myself so overall it was quite expensive "peace of mind"
I believe WD have a good reputation.
I just keep reminding myself that 99% of forum posts are people with problems ....... not seen many "no problems this year" posts.2007 Base D3 - Buckingham Blue
Mods...
Off road "adventure XS" air freshener
Off road "My back hurts - GLX" lumbar support.
All Terrain Racing (incontinence) seat covers
SAGA GTX remap (30% power reduction plus max 2000 rpm limit)
3rd Jan 2014 1:54 pm
Bumper
Member Since: 29 Oct 2013
Location: Devon
Posts: 39
My WD experience this month on a new ish policy. My08 just failed an MOT due to suspension problems (bushes and arms). £750 minus excess all sorted. Process a bit slow but professional and met my hopes/expectations. A good news WD story.
2nd Apr 2014 8:38 am
Sloss
Member Since: 18 Aug 2013
Location: Aberdeenish
Posts: 1691
I had a new compressor fitted to my 2010 D4 HSE a few weeks ago.
No quibbles with me at all, however the Indie I use, they are friends who play Offroad in the same Club, told me he had long phone calls to get authority, he admits he hates Warranty Companies in general and ups his rates to compensate!
I was paid out the next week less the £50 excess so I'm already £££ in
Stew,Stew,
2010 D4 gone but I really loved it
Went back to Merc - C350 AMG
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