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Insurance dilemma
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wiggs
 


Member Since: 03 Sep 2006
Location: Manchester
Posts: 14372

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Fuji WhiteDiscovery 4
Insurance dilemma

My car renewal is due midnight on Sunday .

I'm expecting a new car sometime next week

Renewal is £617
Cheapest on line £502


Problem is when I put in a quote for a new car neither of the 2 above are the any were near the cheapest !

Do I stuck with my original ., but pay it monthly .. ( hopefully one month .. Then cancel ) or what ?

Is there an easy way round it ?
 G4 Gone ...but not forgotten  
Post #134382718th Sep 2014 10:09 pm
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DavidHirst
 


Member Since: 14 May 2014
Location: York
Posts: 14

England 

Check the small print but fairly sure you get a 14 day cooling off period on any policy you buy online.
  
Post #134383818th Sep 2014 10:15 pm
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BBDisco3
 


Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3641

United Kingdom 

You don't say how much your old car will be with the Insurer you are wanting to use for the new car, and how much is that new car premium with that company. It's never wise to buy insurance with the intention of cancelling within a few days.
  
Post #134384818th Sep 2014 10:22 pm
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wiggs
 


Member Since: 03 Sep 2006
Location: Manchester
Posts: 14372

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Fuji WhiteDiscovery 4

I haven't picked a new car insurance company .. Just did a quick search and the ones who were cheap on the old car .. Wernt cheap on the new car
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Post #134386118th Sep 2014 10:41 pm
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BBDisco3
 


Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3641

United Kingdom 

I would suggest the way forward is to check out who is best for your new car on the basis of you will be paying for 50 weeks worth of that premium and only 2 weeks worth of whatever they want on the old car, plus perhaps an administration fee for the change

If buying new don't forget to check the insurer offers a replacement car in the event of a write off in first year.
  
Post #134387318th Sep 2014 10:47 pm
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Bobs
 


Member Since: 29 Oct 2013
Location: Manchester
Posts: 2330

England 2005 Discovery 3 TDV6 SE Auto Zambezi SilverDiscovery 3

Maybe worth chatting it through with site sponsors Question

http://www.disco3.co.uk/forum/topic106558.html

Just a thought as they may know a work round Whistle
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Post #134388018th Sep 2014 10:53 pm
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Gareth
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Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26742

United Kingdom 

Do the quotes for the new car include gap? might explain why they are more.
  
Post #134388918th Sep 2014 11:04 pm
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BBDisco3
 


Member Since: 23 Nov 2008
Location: Cheshire
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United Kingdom 

Bobs wrote:
Maybe worth chatting it through with site sponsors Question

:


Are they open now to give advice?
  
Post #134389218th Sep 2014 11:09 pm
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wiggs
 


Member Since: 03 Sep 2006
Location: Manchester
Posts: 14372

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Fuji WhiteDiscovery 4

Not that I'm aware Gareth .

I fully expect the price to increase on the new car though
 G4 Gone ...but not forgotten  
Post #134390418th Sep 2014 11:27 pm
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lespes
 


Member Since: 17 Sep 2009
Location: Sitting Down
Posts: 2232

Guernsey 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Santorini BlackDiscovery 4

Believe there is an aditional loading when car goes over 50k in value and some companies do not like to cover over that so quote silly.

Landrover insurance will not insure any car under 5K at the other end of the scale.
 D4 Landmark MY16 Santorini Black THE LAST
D4 HSE MY12 Marmais Teal: Gone. Missed a lot!
Freelander 2 SD HSE MY11 Silver:Thankfully gone.
D4 HSE MY11 Silver: Gone missed !
Range Rover Sport MY06 HSE Buck Blue: Gone missed!
Discovery D2 TD5 Facelift MY Red Gone Missed!
Discovery D2 TD5 Cobalt Blue: Gone Missed!
Discovery D1 Auto Oxford Blue Not missed at all!
Discovery D1 Avalon Blue First LR! missed!

Now demoted to a VW 
 
Post #134393219th Sep 2014 1:41 am
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
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United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

just what car are you paying 600 quids for jeses
  
Post #134393819th Sep 2014 2:07 am
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Hairy Dan
 


Member Since: 19 Jan 2011
Location: Co. Durham
Posts: 12319

United Kingdom 2016 Discovery 4 3.0 TDV6 Landmark LE Auto Santorini BlackDiscovery 4

wiggs wrote:
I fully expect the price to increase on the new car though



I was amazed when I rang my insurance company up last week to say that I had changed my car and they gave me a £52.23 REFUND Shocked . I actually asked the guy on the phone to recheck as I was sure that couldn't be right Laughing
 Cheers Ian
--------------------
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Post #134398219th Sep 2014 6:38 am
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wiggs
 


Member Since: 03 Sep 2006
Location: Manchester
Posts: 14372

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Fuji WhiteDiscovery 4

galwaygreen wrote:
just what car are you paying 600 quids for jeses


My disco 4 Shocked

12 years Nc as well
 G4 Gone ...but not forgotten  
Post #134400019th Sep 2014 7:12 am
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lespes
 


Member Since: 17 Sep 2009
Location: Sitting Down
Posts: 2232

Guernsey 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Santorini BlackDiscovery 4

His location says it all really Laughing

No postcode needed Whistle
 D4 Landmark MY16 Santorini Black THE LAST
D4 HSE MY12 Marmais Teal: Gone. Missed a lot!
Freelander 2 SD HSE MY11 Silver:Thankfully gone.
D4 HSE MY11 Silver: Gone missed !
Range Rover Sport MY06 HSE Buck Blue: Gone missed!
Discovery D2 TD5 Facelift MY Red Gone Missed!
Discovery D2 TD5 Cobalt Blue: Gone Missed!
Discovery D1 Auto Oxford Blue Not missed at all!
Discovery D1 Avalon Blue First LR! missed!

Now demoted to a VW 
 
Post #134461219th Sep 2014 9:22 pm
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BBDisco3
 


Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3641

United Kingdom 

Perhaps, but his pensioner status should out way that Whistle
  
Post #134461619th Sep 2014 9:25 pm
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