My D4 has so far been refused insurance by The AA and Direct Line, when I went to confused and CTMarket the renewals are double what I paid last year.
Tesco (current insurer) are quoting double too.
Just waiting on quote from A-Plan (now called Howdens). Hope they can insure me.
this is a ridiculous situation now, almost impossible to insure even in the middle of Leicestershire, with full NCD, no points, convictions, claims, and it's a standard vehicle.
It actually makes you wonder why you bother having one sometimes.1998 Defender 110 TUM HS FFR Hard Top XD WOLF
2016 Discovery 4 HSE
1982 Series 3 2.25 Petrol Hard top- Oscar, as featured in Classic Land Rover Magazine for 7 months
hopefully it may be useful to u and indeed seems getting a quote roughly 23 x days in advance is the sweet spot
Use to be with A plan , mine went up to £1,100 , went with Hastings on the end via compare the market for around £500 with protected NCB, home recovery etc
Fingers crossed u can find a better quote
22nd Nov 2023 3:02 pm
M3DPO
Member Since: 22 Sep 2010
Location: Notts.
Posts: 8110
I have the same problem, spent all day yesterday trolling the internet comparison sites for the cheapest offer, most sites will now only reserve the offer for a few hours, tried a gain this morning and they had all gone up again some by as much as 300% and my insurance isn’t due for another 3 weeks.
Hastings seem to be the best offer, but if you want your windscreen covered will cost at least £750, it went up from £590 overnight .It can when others can't,
It will when others won't,
It goes where others don't.
22nd Nov 2023 3:09 pm
RRUK Site Supporter
Member Since: 16 Aug 2005
Location: UK
Posts: 645
Just tried Hastings- they have refused to quote too WTF is going on??1998 Defender 110 TUM HS FFR Hard Top XD WOLF
2016 Discovery 4 HSE
1982 Series 3 2.25 Petrol Hard top- Oscar, as featured in Classic Land Rover Magazine for 7 months
22nd Nov 2023 3:18 pm
JordsDisco
Member Since: 22 May 2020
Location: Newcastle
Posts: 1488
Everyone is different.
I shop round various comparison sites. I got mine from Tesco insurance via Top
Cash back via Confused. I got much cheapness, plus £35 back and a £20 Halfrauds voucher.
SWMBO was cheaper from LV.
22nd Nov 2023 3:21 pm
Moo D3 Decade
Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 13912
There are many threads about this on this forum and Def2.
Mine doubled from £1300 to £2600 with Admiral. They were still the cheapest though. NFU was over £4000 and some of the comparison sites went to £7000.
Also nothing has changed in anyway.
Click image to enlarge
Click image to enlarge
New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
Last edited by Moo on 22nd Nov 2023 8:04 pm. Edited 1 time in total
22nd Nov 2023 4:09 pm
M3DPO
Member Since: 22 Sep 2010
Location: Notts.
Posts: 8110
RRUK wrote:
Just tried Hastings- they have refused to quote too WTF is going on??
Don’t go direct to Hastings go through a comparison site and put your wife or someone else’s wife down as a named driver providing they have no offences on their license It can when others can't,
It will when others won't,
It goes where others don't.
Last edited by M3DPO on 22nd Nov 2023 4:22 pm. Edited 1 time in total
22nd Nov 2023 4:16 pm
M3DPO
Member Since: 22 Sep 2010
Location: Notts.
Posts: 8110
JordsDisco wrote:
Everyone is different.
I shop round various comparison sites. I got mine from Tesco insurance via Top
Cash back via Confused. I got much cheapness, plus £35 back and a £20 Halfrauds voucher.
SWMBO was cheaper from LV.
LV prices where Sky high for me, treble compared to some It can when others can't,
It will when others won't,
It goes where others don't.
22nd Nov 2023 4:19 pm
JordsDisco
Member Since: 22 May 2020
Location: Newcastle
Posts: 1488
Oh!
I got it the other way round, my Disco is LV, herself is Tesco.
This was my yearly premium in August this year. A total of £450 excess.
Click image to enlarge
22nd Nov 2023 5:34 pm
RRUK Site Supporter
Member Since: 16 Aug 2005
Location: UK
Posts: 645
A Plan could only quote me £2300.
That was a short call.1998 Defender 110 TUM HS FFR Hard Top XD WOLF
2016 Discovery 4 HSE
1982 Series 3 2.25 Petrol Hard top- Oscar, as featured in Classic Land Rover Magazine for 7 months
22nd Nov 2023 5:47 pm
J@mes
Member Since: 10 Nov 2008
Location: Bomber County
Posts: 4547
Great, I'm with them and my insurance is up in 3 weeks 🙄2014 D4 XS
2005 D3 SE - Gone
22nd Nov 2023 7:34 pm
Oxford-boy
Member Since: 07 Sep 2015
Location: Oxford
Posts: 1063
I am with NFU and have been for a few years. They seem to either want you or they don't.
Sometimes seeing if you can get 'in' with home and contents insurance and then motor but that's a lot of faff tbh.
I'm paying £780 fully comp, up from £550 last year for a 2014 D4 XXV (maybe £22k worth?).
I'm low risk age and full NCB, it's garaged at home, tracker and whilst they don't discount for it they do specify it and recognise the Ghost system as a reduction in theft risk.
Crucially for me they were happy with a long list of modifications that I have.
Worth trying but others have said their quotes were high.Jim
2014 Discovery 4 XXV SDV6 Causeway Grey
2016 Discovery 4 HSE Lux SDV6 Loire Blue - now gone
22nd Nov 2023 7:50 pm
J@mes
Member Since: 10 Nov 2008
Location: Bomber County
Posts: 4547
Interestingly I've just had a quote from Hastings Direct for £326, £130 less than A-Plan last year!2014 D4 XS
2005 D3 SE - Gone
22nd Nov 2023 8:32 pm
DIY Ace
Member Since: 06 Feb 2019
Location: Hampshire
Posts: 882
My renewal came in today, can't renew on a multicar as we got rid of a car. A standalone policy at £1300 versus £350 last year on the multi policy.
I'm shopping around and have got it to about £750, but as soon as I tell CompareTheMarket that I have modifications (wheels, tinting, new lights, roofrack, etc) it goes to about £1100 or more.
Assuming you all similarly declare your modifications, who's the best insurer at the moment? Adrian Flux are easy to chat with but they are at £1400 for my 18 year old D3...!2022 BMW i4 M50. Bought Oct 2022. 10,200 miles and counting...
2014 BMW 435d convertible. Bought July 2021. 58,000 miles and counting...
2005 Discovery 3 HSE Auto. Bought Feb 2019. 169,000 miles and counting...
2009 Freelander 2 XS Manual. Bought Sep 2013. SOLD Aug 2021 (already regretted!)
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