Member Since: 21 Sep 2007
Location: Liverpool
Posts: 1399
I went through all this grief when I tried to get written confirmation of off-road (not green lane...) cover.
Although Adrian Flux said I was covered they wouldn't put it in writing - when pressed they finally checked with RSA (the underwriters) who said off-road wasn't covered.
The only company who would cover me and put it in writing were LRI - expensive undoubtedly but then so was the D3....
My advice is don't rely on verbal guarentees.
SBI see no ships........
7th Jan 2009 9:08 am
GLYNNE
Member Since: 06 Oct 2006
Location: KENT
Posts: 4653
Just come off the phone to both LRI and NFU. LRI gave a good level of cover with no hidden charges, but one annoying thing is you have to notify them of when travelling abroad, which is free to let them know but for me a pain in the . They do cover off road but not for competition or time trials etc. NFU gave all the same cover as LRI but with the added benefit of No excess on fire, £25 on windscreen, no ringing up to say your going abroad.
I specifically asked the question as to there level of cover off road, he went and asked his manager, who in-turn rang the underwriters who said it is covered off road, but not for time trials etc etc. He said it can confirm on this forum that the cover is there. Added bonus 2/3 the price of LRI.
Obviously each to there own and everyone has different needs, and you only Know how good it is when you make a claim.
So for me I went with NFU
7th Jan 2009 2:34 pm
Bodsy Site Sponsor
Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361
My NFU is just up for renewal and now cheper than last year Bodsys Brake Bible
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7th Jan 2009 2:38 pm
GLYNNE
Member Since: 06 Oct 2006
Location: KENT
Posts: 4653
He did say to me that they do offer loyalty discount so I'll find out next year
7th Jan 2009 2:42 pm
Bodsy Site Sponsor
Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361
Well, they've got me!!!
They cover me now for
My D3
Wifes Zafira
House contents
house building
travel insurance
I don't think there's much else they can offer!!!!
All based on a mix of professional attitude, courteous reps and good prices. Not always the cheapest, but certainly not the most expensive. Bodsys Brake Bible
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7th Jan 2009 4:07 pm
SJ
Member Since: 24 Mar 2009
Location: North Yorkshire
Posts: 234
When I got a quote from Norwich Union I asked about off road cover and they told me it was covered under the social domestic and pleasure bit. I then explained problems I had previously getting off road insurance and asked if they would put off road use on the policy / certificate. This they did, excluding trials and competitions. Obviously I won't know how good it is unless I make a claim (hopefully not) but I couldn't believe how easily they said yes to off road cover. I also thought the fully comp quote was very reasonable, hundreds cheaper than some other companies.
31st Mar 2009 8:43 pm
McChilli
Member Since: 01 May 2009
Location: Cumbria
Posts: 5
Has anyone tried Sureterm Direct, in there adverts they do a special policy for Land Rover (couldn't see anything mentioned for them elsewhere in the other posts?) including green lanes. It was in a copy of LR Owners magazine.I've got an idea - an idea so smart that my head would explode if I even began to know what I'm talking about. Peter Griffin - Family Guy
3rd May 2009 6:36 pm
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26705
I'm with Sureterm for my 2a, its on a classic car policy. It is very cheap, but limited miles. All insurance must give you greenlane cover, because they are public roads. True off road cover will cover you for accidental damage when OFF the public highway.
The only policy proven to payout in such circumstances is Land Rovers own insurance. It is not however the cheapest.
3rd May 2009 6:42 pm
countrywide
Member Since: 16 Sep 2007
Location: UK
Posts: 6019
I had a Sureterm policy in a Rang Rover and found them to be very devious about their cancellation policy. Haven't touched them since.
i have Adrian Flux and they cover off road, not just green laning and it's in writing. It is a company called Highway.
3rd May 2009 6:43 pm
philhunt
Member Since: 16 Sep 2007
Location: MI5 not 9 to 5
Posts: 1761
Many on here are with NFU whose policies are quite competitiive and which include off road cover. I've not had to make an 'off road' claim myself but ISTR there have been posts on here confirming successful claims.Clubs Mantec, Tasmods, LEDS, AT2s on 18s, Maxxis Bighorns on 17s, Remote FBH, BAS. ReMap, BSS., RLD Personalised SWP., Safari Snorkel, Faultmate, Three Musketeers & MUD
3rd May 2009 7:14 pm
SJ
Member Since: 24 Mar 2009
Location: North Yorkshire
Posts: 234
I used to be with Sureterm, definitely not covered for "Off road" only green laning!
4th May 2009 6:45 am
disco3kenny
Member Since: 19 Jan 2008
Location: Here
Posts: 1007
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum
. They do cover off road but not for competition or time trials etc. NFU gave all the same cover as LRI but with the added benefit of No excess on fire, £25 on windscreen, no ringing up to say your going abroad.
