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Insurance Cost
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grizzlymac
 


Member Since: 01 May 2010
Location: Blair Atholl
Posts: 67

Scotland 2015 Discovery 4 3.0 SDV6 HSE Auto Montalcino RedDiscovery 4
Insurance Cost

Hi anybody renewed their car insurance recently? I've had a huge jump. Right it's a newer car but based on what I paid last year and taking in account the increase for the new car I'm up about £200 on last year, everybody's been driving a year longer and sons over 25 now. over £700 now and live in a low crime area. both kids have ther own cars and don't live at home. Looks like some serious phone calls called for.
Anybody getting good quotes including off road use? Will give NFU and A plan a call. suggestions welcomed.
 Discovery 4 HSE Montalcino Red
locking rear diff
tow pack
privacy glass
Discovery 4 XS Marmiaris teal gone. 
 
Post #165443213th May 2016 10:06 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

part of it will be ipt.............insurance bloody premium tax 9.5%another tax supported by slippy George
if nothing else do go compare or similar..........and watch exactly what your getting with off road cover.
get it firmly in writing,,,,they are very reluctant on that one...and with many its not even mentioned in the very long policy doc..
  
Post #165448814th May 2016 1:16 am
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Peakwayfarer
 


Member Since: 25 Apr 2016
Location: Uk
Posts: 434

England 

Yes it was a bit of shock after changing from a Freelander paid similar amount to you with land rover insurance.
  
Post #165455814th May 2016 9:25 am
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Someone-Gone
 


Member Since: 21 Dec 2015
Location: Gone
Posts: 5117

United Kingdom 

Postcode lottery! I was about £220 incl. protected.
  
Post #165456014th May 2016 9:32 am
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RDR
 


Member Since: 24 Mar 2013
Location: Derbyshire
Posts: 2260

United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Lux Auto Corris GreyDiscovery 4

This is quite timely my elephant renewal came through today and its gone up £320 Evil or Very Mad ill be giving them a call today to find out how they have got to that figure. The letter does specifically says there was a 9% increase due to insurance tax going up but it was <£300 last year!
 MY06 S - Gone but not forgotten
MY12 HSE - Gone
MY16 HSE Luxury - Sold
MY20 D5 HSE - Sold
Current RR L460 PHEV 
 
Post #165459414th May 2016 11:23 am
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geoffsnook
 


Member Since: 13 Jun 2014
Location: south wales
Posts: 3169

Wales 

No insurance company appear to want to keep you for a second year it appears at the moment they just want new business
 Discovery 3 se gone
Range rover sport supercharged here:) 
 
Post #165459914th May 2016 11:27 am
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Alan B
 


Member Since: 12 Feb 2013
Location: Fife
Posts: 6528

Scotland 2007 Discovery 3 TDV6 XS Manual Stornoway GreyDiscovery 3

SWMBO has just paid her renewal,
Not a disco but went from 11 plate 2 litre Astra to a 2 litre Mini Countryman brand new 65 plate and it's gone down from £340 to £259 protected no claims, like for like courtesy car etc
With privilege insurance

Seems okay to me Thumbs Up

Hopefully mine does the same Whistle
 D3 57 xs Stornaway grey
D2 02 commercial silver gone but a great servant and won't be forgotten

Iid Bluetooth 
 
Post #165471314th May 2016 5:57 pm
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Berty
 


Member Since: 23 May 2013
Location: Staffordshire
Posts: 191

United Kingdom 2007 Discovery 3 TDV6 SE Auto Java BlackDiscovery 3

Had my renewal letter through from Aviva for £860 for a disco 4 (61 plate) and disco 3 (57 plate). Up again on last year. Looked around and went with admiral and got each car for about 250. Definitely not worth staying with your existing insurance company. That was going to be the third year that i would have been insured by aviva had I not looked around. figures above include protecting no claims.
 D3 Java Black 57 Plate SE, Night Breakers, Grabber ATs, Sidelight LEDs and best of all - Narpy torch. loads more to buy.

D4 61 plate XS (12Mod Year)
BabyRRR - gone and completely forgotten 
 
Post #165471514th May 2016 6:03 pm
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Scott #55
 


Member Since: 15 Apr 2015
Location: Glasgow
Posts: 1669

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4

Does your Aviva policy cover off-road driving?
 2014 - D4 2010 HSE Nara Bronze
2012 - FL2 2009 GS Stornoway Grey
2001 - VW Passat Estate Inky Blue
1999 - Ford Mondeo Light Blue
1998 - Rover 25 Red 
 
Post #165472814th May 2016 6:26 pm
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RDR
 


Member Since: 24 Mar 2013
Location: Derbyshire
Posts: 2260

United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Lux Auto Corris GreyDiscovery 4

Just spent 5 mins on comparison sites and already got it down by £270 so will be calling elephant to get them to match it on Monday. Got both cars with them, they are part of admiral but don't offer the multicar discounts so may be time to switch anyway.
 MY06 S - Gone but not forgotten
MY12 HSE - Gone
MY16 HSE Luxury - Sold
MY20 D5 HSE - Sold
Current RR L460 PHEV 
 
Post #165473114th May 2016 6:32 pm
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Sloss
 


Member Since: 18 Aug 2013
Location: Aberdeenish
Posts: 1691

Scotland 

It's a Lottery in my opinion. I was with A Plan last year, very competitive indeed. Come renewal it was way off everything else I looked at.

Went to Autonet Insurance for just over £220 Fully Comp.

We will see......
 Stew,

2010 D4 gone but I really loved it
Went back to Merc - C350 AMG 
 
Post #165478214th May 2016 8:23 pm
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gje
 


Member Since: 09 Mar 2014
Location: world
Posts: 488

Wales 

Every year I play elephant vs admiral on the respective comparison & companies own webpages, then phone whom ever im with that year to get them to match the lowest price- they always do as theyre (technically) the same company. Its due soon, but last year I paid c.£700 for a 2014 BMW 320d xdrive estate, 2015 volvo XC70 and a 2008 DB9.... not bad at all really, but guess its a lottery these days.
  
Post #165478314th May 2016 8:24 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

if you want offroad cover admiral DONT do it......neither do landrover crazy
  
Post #165481114th May 2016 9:19 pm
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