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Off road insurance..,
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Marknexus
 


Member Since: 15 Nov 2014
Location: Moreton in Marsh
Posts: 112

United Kingdom 2006 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3
Off road insurance..,

My current insurance company has decided that if I add a winch and snorkel, they will only continue to insure me for normal road use IF I can provide evidence that I have separate off road insurance that ONLY covers off road use.

So, without wishing to invoke a flurry of observations about how ridiculous that is, does anyone know if there is a company that can offer me such a policy? I will be driving off road only very very occasionally and really I only need the policy to satisfy my existing insurance company's demand!

Any ideas?!

Thanks

Mark  
Post #142838517th Feb 2015 9:12 pm
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Bodsy
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Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Nfu, but they charge a lot for certain postcodes. Thumbs Up Bodsys Brake Bible

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Post #142838717th Feb 2015 9:16 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72893

Ukraine 

Try NFU.  
Post #142838817th Feb 2015 9:16 pm
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d.lundigan
 


Member Since: 15 Sep 2013
Location: Chelmsford Essex
Posts: 396

United Kingdom 2009 Discovery 4 3.0 TDV6 HSE Auto Stornoway GreyDiscovery 4

I would ask if your covered for greenlaning as these are legally public roads unless you go else where Thumbs Up  
Post #142841317th Feb 2015 9:44 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

cant you just get a company to give you both in one policy...landrover or A plan will help  
Post #142842617th Feb 2015 9:57 pm
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Riccarton Disco
 


Member Since: 24 Jan 2013
Location: Scottish Borders
Posts: 565

Scotland 2005 Discovery 3 TDV6 HSE Auto Bonatti GreyDiscovery 3

I'm with the NFU Thumbs Up Certainly not cheap Big Cry Completely faultless service Thumbs Up

I have aftermarket wheels - NFU don't care and haven't loaded my premium Thumbs Up
I'm a farmer (well, mostly) so spend a lot of time off-road and towing. All covered by NFU Thumbs Up

NFU can be contacted by phone 24 / 7 and make life real easy when you buy / change vehicles. To make it simple they just tag the new vehicle onto your existing policy and charge you pro-rata for the number of days you have two on the same policy.

Big up side is they have an office you can go to if you have problems
Down side is the cost - I pay in excess of £500 per year (full NCB) but it's full business use for me and my wife inc' her work. I also still get the third party cover for other vehicles which I believe many are trying to stop now.  
Post #142844117th Feb 2015 10:07 pm
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Mr.Tom
 


Member Since: 01 Jun 2014
Location: St Neots
Posts: 1641

United Kingdom 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Waitomo GreyDiscovery 4

Try adrian flux they cover off road as well (or at least green lanes - I checked before taking out a policy with them) Sill protection - LED internal lights - LED reverse lights - boot liner - Dog Guard - Rock sliders

MY12 D4 HSE - been and gome
MY16 D4 Landmark  
Post #142844417th Feb 2015 10:08 pm
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A-Plan Insurance
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350

United Kingdom 

We can offer cover for 'off roading' with modification friendly insurers as part of your normal policy.

If you give us a call on 01635 874646 or click the link in my signature for a quotation, we would be happy to help Smile .

Clare Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation  
Post #142861918th Feb 2015 9:48 am
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