Member Since: 31 Dec 2005
Location: South West
Posts: 23511
Privilege & Co-Op car insurance
These two companies are the most competitive for my D4 policy renewal, due at the end of the month.
Does anyone have anything good or bad to say about making a claim with either company?
I've been with LV for years, as they always been competitive price wise, but more importantly very good when I made a claim (non fault).2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography (now semi-retired)
9th Mar 2016 4:37 pm
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6903
I normally end up switching between admiral and Privilige because of price, never had any issues and Privilige did not increase premiums on my D3 because of a remap. I also managed to get a LR branded screen from admiral with no hassle at all.Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
9th Mar 2016 4:52 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72885
Both the Jazzez with Priv, been with them for several years and always competitive. OK, we do the dance every year re getting higher renewal then I get an online quite which is a good chunk lower but they always match it. D3 with NFU.
9th Mar 2016 5:22 pm
AAA.Happy.Disco1.Fan
Member Since: 04 Nov 2010
Location: West Yorks
Posts: 2895
After many years with Saga who offered me just about the best cover I wanted at a very keen price, I was shocked at the massive increase in my premium they hit me with when I upgraded from a D1 to a D2 in the middle of last year.
Despite much haggling I couldn't get any meaningful explanation of the price rise, or easement in the price. [Just a bog standard top end JLR D2]
Co-op came up trumps, and gave me £50 of grocery vouchers as a Welcome present.....
However, I phoned them up about 2 weeks ago to ask about my cover for Green Laning [NOT Off Roading - I emphasized.]
The level of service and comprehension was shockingly bad.
The final person I spoke to said that the validity of any claim, and if it would be classed as a Green Lane experience, or Off Roading, would be made on the evidence supplied by all parties. He was unable to point me in the direction of any of their actual criteria by which either he, or I, could judge the matter.
He did suggest that if I hit a cow in the middle of a field, where the field was NOT being used as an official car park for a festival, then that would be classed as Off Roading, and NOT covered.
He promised a call back/eMail, from a senior manager with a definitive statement.
So far NOTHING.
AAA
9th Mar 2016 5:25 pm
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6903
DSL wrote:
Both the Jazzez with Priv, been with them for several years and always competitive. OK, we do the dance every year re getting higher renewal then I get an online quite which is a good chunk lower but they always match it.
Think that is the same for almost anything these days, make money off those that don't checkJoined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
9th Mar 2016 5:34 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72885
10 minutes on the web, 10 on the freephone number and saved the price of a D3 tankful. Jobs a good un.
9th Mar 2016 5:54 pm
LT
Member Since: 31 Dec 2005
Location: South West
Posts: 23511
One phone call to LV got the premium down from £528 to £496, but they'll not budge below that.
Co-Op is £422 (includes £50 food vouchers) and Privilege £429.2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography (now semi-retired)
9th Mar 2016 5:58 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72885
D3 is shade over £400 with NFU, incl quite a long list of mods. Might be cheaper with Priv but NFU are fine with the nebulous concept of offroading and by all accounts provide excellent service if I do need to claim. Plus don't pay extra for my foreign jollies, though Morocco is 3rd pty only.
9th Mar 2016 6:03 pm
LT
Member Since: 31 Dec 2005
Location: South West
Posts: 23511
I'll check out NFU Mutual as well. Quite tempted by the £50 food vouchers though. 2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography (now semi-retired)
9th Mar 2016 6:25 pm
Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
Tom, don't tell them your hobbies or they won't want your business DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
9th Mar 2016 6:35 pm
LT
Member Since: 31 Dec 2005
Location: South West
Posts: 23511
Seriously Paul, that would be the one thing that prevents me from using the Co-Op. I'd take the £50 vouchers maybe as that's for new customers. I'd not renew with them though 2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography (now semi-retired)
9th Mar 2016 7:06 pm
galwaygreen
Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525
if you need offroad cover....you need to check em out...admiral don't for sure.....lancaster
I second NFU even if it is a little more. Good claims handling, no issues going off the tarmac, local branch, happy with modifications etc.
Not very keen on the Co-Op for the same reasons as you...Current: Discovery 3 06MY (55 reg) HSE Auto Zambezi Silver Allisport Fast Road Intercooler, V8 Brakes, Silicone IC Hoses, EGRs Blanked, Remapped, De-Cat pipe, FBHIC
Freelander 2 2007 HSE Manual Tambora Flame
Previous: FL2 56 reg SE Manual Black (written off )
Disco 3 06 reg B7S Manual Rimini Red
Disco 2 TD5 Y reg ES Manual Blue - Chipped
Several Discovery 300 TDis
10th Mar 2016 10:27 am
AAA.Happy.Disco1.Fan
Member Since: 04 Nov 2010
Location: West Yorks
Posts: 2895
........^^^^^^^^........
You mean that they even have HUMANS in local offices, who will talk F2F....
That's worth @ least a triplet of ''Charles Darwin''s, not to mention theGreen Lane clarity - who else other if not N F U?
AAA
10th Mar 2016 2:56 pm
stephenevans
Member Since: 01 Nov 2014
Location: Warwickshire
Posts: 40
I've just insured my D3 with highway insurance through http://www.chrisknott.co.uk/
£300 fully comp with £150 excess.
I have always had great service with this company.Transmission flush by Geoff.
EGR blanked
New oil pump & cambelt
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Allisport Fast Road Intercooler, V8 Brakes, Silicone IC Hoses, EGRs Blanked, Remapped, De-Cat pipe, FBHIC
