Member Since: 27 Feb 2009
Location: Leeds
Posts: 66
JMC - in your original post you said the quote was for individual policies for each car. It looks good, so I had a look at Admiral and on their site it states 'Unlike some other providers who may offer a multi car discount if you insure a second car with them, Admiral's MultiCar insurance policy actually combines the cars on a single policy...'
How did you get the quote to be for individual policies? Did they offer to provide separate cover at the same discount as multicar? I presume under a single policy, and NCB you might have on a second policy would be lost over time?
I am with Admiral, they let you build up no claims on each car. So if you smash one it does not effect your others. You can swap your no claims bonus around, to make the most of your money. They also tell you what each car costs. I have not claimed, but they seem pretty good, did double check about the green lane bit and they confirmed OK.
I pay around £1300 for 4 cars, Disco (approx £400 3yrs ncb), BMW Z4M (approx £400 8yrs NCB) , 350Z (approx £400 8 yrs NCB) and Citerion Synergie (approx £120 3 yrs NCB). Approx figures are because i only just added the disco and got rid of my TT.
I thought i would shop around - not due yet, but NFU quoted me £830 just for the Disco, Adrian Flux racked up an impressive £2300 for 4 cars individually
Quite a basic policy and not really suitable if you want to cover yourself for serious off roading and doing track days, but i buy my track day seperately, yet to find out if I can get off roading insurance for a day (anyone insure themselves or know where to buy insurance for one off days for serious off roading days?) but for every day driving then it is a good option.
Oh and you can save yourself extra if you knock the hire car on the head, they only give you a basic car and if like us your have spare cars use them instead and if it a non fault insist on a equivalent car from the other parties insurers?
25th Feb 2010 8:58 pm
FISHY
Member Since: 08 Oct 2009
Location: BRISTOL
Posts: 97
I'm also with Admiral on the multi car policy. Under this policy the Disco 4 is £280 F/comp inc legal cover and with protected no claims. Amazingly cheap
Have now signed-up with Admiral and I have just bought another car to make the maximum five cars on the scheme......
Costs as follows:
FFRR Vogue TDV8 £298
Audi RS4 Avant 4.2V8 £211
Audi quattro turbo 20v £128
Audi quattro turbo 10v £155
BMW635Csi Highline £158
Total is under a grand. The older I get, the more I realise that people confuse wrinkles for wisdom
Founder member of Club FFRRV
Club Orange, Mint or Fruit
Club Walnut Sniffers
4th Mar 2010 9:20 am
mik
Member Since: 08 Feb 2010
Location: Skoatland
Posts: 912
Weird that the 10v is more expensive than the 20v.
Weird that the 10v is more expensive than the 20v.
My thoughts too - especially since the 20v is worth three times as much. I checked / double-checked this with them too. However, there is more chance of a write-off with the 10v due to the unavailability of many (engine) parts versus the 20v. The older I get, the more I realise that people confuse wrinkles for wisdom
Founder member of Club FFRRV
Club Orange, Mint or Fruit
Club Walnut Sniffers
Thanks for the heads up on Admiral, just insured my D3 with them and saved £80 bringing it down to just over £200 and put my wifes Fiat 500 on as well. That came down £60 to £120
V pleased.
24th Mar 2010 3:29 pm
heapster
Member Since: 21 Sep 2007
Location: Sussex
Posts: 257
Add one more to the Admiral multi-car list. Got an 06 Disco HSE, 04 Defender 110 and a Focus all in for £675 in TN22 which is about £3-400 less than the nearest combined quote (which was 3 separate companies). The reduction in paperwork alone is worth the change.
29th Mar 2010 1:02 pm
pjb
Member Since: 05 Jun 2007
Location: Sunny Oxon
Posts: 308
Also Multi policy convert.
Have Freelander 2- NO NCD, Modified BMW Mini Cooper S Clubman- FULL NCD & Mini One - No NCD on a policy - Circa £800 per annum
With 17 year old daughter as named driver on Mini One learning to drive. £350 for 1.6 Mini with no MCD - Bargain
Cheapest quote elsewhere for Mini was nearer £800.
Just about to add Disco 3 & replace Mini Cooper S and Defender not on policy as insured by NFU as commercial vehicle.
I'll be interested to see what it costs when she passes her test.
Likewise not had to claim yet.Previously those that have a special place in my heart
BV55YZD G4 RRS
BP52GJE G4 110
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