Member Since: 31 Aug 2010
Location: retford'ish
Posts: 2210
Hi,
the Cayenne's insurance renewal invite dropped on the mat last week,
gone up from £320 to £380 so thought best have a look around
best comparison was with MSE at £320 but No windscreen cover
and next best was £360 and matched'ish what we have now with the AA
decided to give them a call to see if anything could be done as I had a lower £££ quote
Could not get down to £320 but down to £349 so paid while on the phone, I'm happy, same cover, £31 saved for a 10 min phone call and another job off my "to do" list
My Churchill renewal drop into my inbox this morning, with no YonY changes or claims, it's gone from £280 to £480. That's a 71.5% increase in 12 months!.
Cheers n Gone Nick MY16 D4 Landmark SDV6 (The Ice Maiden)
Uncle Ray's spare wheel protector
MY08 D3 HSE Stornoway (Miss Moneypit) The money tree withered......
9th Dec 2023 10:13 am
Moo D3 Decade
Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 13908
Mine on my MY23 Defender went from £1300 to £2600 with Admiral. No changes in circumstances etc.
On line comparison sites went from £6000-£7000. NFU was £4000.
Electric cars, cost of parts, parts shortages, lack of capacity in repair centres, cost of hire cars and equalisation across new and existing customers was what they told me was driving the increase.
Click image to enlarge
Click image to enlarge
New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
9th Dec 2023 10:28 am
Gary_P
Member Since: 03 May 2016
Location: Kent
Posts: 1523
That is very high. Perhaps the location? Have you tried increasing the voluntary excess (given the large total excess anyway) and removing motor legal (which is probably not worth the paper it is written on anyway)? Might reduce the premium.Gary
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Discovery 4 HSE 2016MY
9th Dec 2023 10:43 am
DIY Ace
Member Since: 06 Feb 2019
Location: Hampshire
Posts: 879
Insurance world has gone bonkers. One of my pals is CEO of a large insurer, he was telling me of a case they've just settled where they wrote off a nearly new Porsche because of a £2000 repair. The issue was a lack of available parts (a rear bumper). The six week delay on ordering, plus then the repair and paint time, meant it was cheaper to settle at £40k than to provide a hire car for that period.
Mad.2022 BMW i4 M50. Bought Oct 2022. 10,200 miles and counting...
2014 BMW 435d convertible. Bought July 2021. 58,000 miles and counting...
2005 Discovery 3 HSE Auto. Bought Feb 2019. 169,000 miles and counting...
2009 Freelander 2 XS Manual. Bought Sep 2013. SOLD Aug 2021 (already regretted!)
Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8052
When my daughter had a no-fault accident they put her in a new Micra for a couple of weeks. After the time was up they asked if she wanted to carry on with the Micra but she'd have to pay and claim it as an expense through the insurance claim. They wanted something like £500 a day to continue usage
11th Dec 2023 8:51 am
mse
Member Since: 27 Jun 2005
Location: Shropshire
Posts: 2702
its crazy, im not sure how people are going to afford it.
Normal insurance increases, let alone land rovers - insurance from 400 to 1000 is just unsustainable and unaffordableMike
11th Dec 2023 9:51 am
Trailered Movements
Member Since: 16 Jan 2020
Location: East/West Sussex Coast Borders
Posts: 1198
Had my renewal through from LV for our 3 car multi policy, a tad over £600 increase.
A phone call later reduced that to less than £250.
Apparently by both my wife and I being named drivers on all 3 cars reduced the premium by £100 on its own.
SAGA have been pestering me for ages to give them a go, however half way through the first page of totally irrelevant questions, I lost the will to live. How can the dates the cars were purchased and by what means really affect liabilty?
The big hit insurance companies have suffered in all markets this year is apparently responsible for 'our' increases, I would love to know where the reductions go in their good years, as can't see premiums going down in the future.
The motorist is once again the easy target, I mean, we don't actually have to have insurance for homes etc., but we do for cars.
Dave2011 Discovery 4 Commercial SDV6 (Gone)
2010 RRS TDV8 (Gone)
1980 OBLIC 4.0ltr Range Rover (went a long time ago)
11th Dec 2023 10:17 am
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26701
Renewal for 2021 Defender D300 HSE just received. 8k miles pa, £550 excess, SK postcode, business use included, was £504 last year, now gone up to £801.
Cheapest compare the market quote was Admiral at £1592.
Needless to say, I’ll be sticking with NFU.
I did query why the big difference, and they did say if I was a new customer coming to them it would be a lot more expensive.
I do have to renew the Land Rover in control with secure tracker which expires next month. 24 months on that will be £420 (or £260 for 12 months) NFU said the car needs a tracker, and the Land Rover In control is Thatcham S7 (LR still quote it as Cat6 on their website which is out of date)
11th Dec 2023 10:22 am
JordsDisco
Member Since: 22 May 2020
Location: Newcastle
Posts: 1487
Yep, the car insurance like most has risen. I notice it more because I insure SWMBO car and the kids cars as well as my own, so there’s normally something every couple of months or so.
Just got my annual Motorcycle insurance renewal through for the start of January. It’s not risen surprisingly. The bike is a Kawasaki under 3 years old. Roughy £100 fully comp, £200 excess incl. breakdown.
Not bad when you consider if I dropped it, even stationary, because of the full fairing, it’s gonna be a write off.
11th Dec 2023 12:27 pm
john watson
Member Since: 10 Nov 2011
Location: lanark
Posts: 957
Ladybird insurance. Must think I’m in my dotage.
Mazda mx5 . 3 named drivers youngest 45 oldest 77 (me) . 3000 miles / year. All with max no claims.
Last year £188. This year £420. Got insurance with Saga £220.
Didn’t even think to contact them as they were so far out. Can only assume that they didn’t want the business or more likely it was a try on.
I never take automatic renewal. This practice should be banned!Once you have defeated the idiots any job is half done. Pity there are so many idiots to defeat.
14th Dec 2023 8:49 am
M3DPO
Member Since: 22 Sep 2010
Location: Notts.
Posts: 8103
Last year with Performance Direct £330 last year, this year £1156 5000 miles, 25 years ncb (pleasure only retired). No fines or claims scandalous, look out for uninsured drivers It can when others can't,
It will when others won't,
It goes where others don't.
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