Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8054
JLR are announcing a UK only 'insurance solution' due to the issues of insuring certain models in UK
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19th Dec 2023 11:24 am
Moo D3 Decade
Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 13944
Maybe one for next year.New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
19th Dec 2023 11:54 am
Kilovolt
Member Since: 29 Jun 2015
Location: South Derbyshire
Posts: 1022
It will be ironic if JLR offer you 'cheap' insurance so you spend big bucks on a new car (or existing car?) only for them to fleece you alive next year
Just saying.........."Track day running - Don't put your foot back on the accelerator until your absolutely sure you don't have to take it off again"
Current Ride: D4 XS Commercial Baltic Blue SDV6 fully loaded with heated everything
Track Days: BMW E36 M3 Evolution MY 1996 (3.2 Litre 377 BHP sat in 1,250 Kgs of car, with a pro safety cage and some serious braking power)
19th Dec 2023 12:50 pm
HairyFool
Member Since: 04 Jan 2023
Location: Essex
Posts: 537
AVERAGE insurance of less than £200 PER MONTH.
That’s £2400 per yearA visitor from the dark side, my other vehicle is an MG5 EV
19th Dec 2023 1:26 pm
Disco_Mikey
Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20733
Noticed that too
And only available if you buy a new/used car from them. So your first year will be OK, then what? My D3 Build Thread
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26708
Horse already bolted I’m afraid. 🐎
19th Dec 2023 2:32 pm
al cope
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10300
I’m just about to start this annual dance. Last year the Volvo was £614, this time DL are asking £1064. A quick compare the meerkat shows cheapest being LV at over £1100.
We are being fleeced once again. Where do these companies think we are getting our money from. Anyone else looking to find a money tree.
AlVolvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
19th Dec 2023 7:34 pm
RogB
Member Since: 15 Jun 2018
Location: Mansfield
Posts: 1651
its probably cheaper now for a newly licensed 18 year old lad to insure his first car than it is for us old folk who have worked hard to achieve our lovely cars
be interesting to see the numbers of uninsured drivers on the road as its cheaper to take the fine and points than it is to pay for insurance2011 D4 XS 305 MY12 - gone but not forgotten
20th Dec 2023 8:50 am
RogB
Member Since: 15 Jun 2018
Location: Mansfield
Posts: 1651
I was watching a youtube channel last night called Its Joel.... bloke in his late 20's early 30's who buys cheap cars, discusses them and does reviews on newer cars
A few months back he bought a '54' Volvo XC90 for £800 which was a really a scrapper. Hes spent the last few months doing some bits himself, and farming out some work to proper garages in order to pass its MOT. Hes just done that, and had it insured at a cost of over £2k !!!!
His latest car is an '05' Porsche Cayenne 3.2 V6 and his insurance is only £800...... all the same details as the Volvo with the same company.
How does that make any sense whatsoever 2011 D4 XS 305 MY12 - gone but not forgotten
21st Dec 2023 9:09 am
pjm-84
Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2444
Its algorithms.... computer says. I recently bought a Honda Africa Twin. Could have bought the new model but the deciding factor was insurance. For the CRF1000 there was numerous options around the £205 to £250 price point, for the newer CRF1100 there was one offering at £470 with the rest circa £550 to £650
My Volvo is £340 with business use. Our nearly 80k X545E is £670, again with business use
21st Dec 2023 10:33 am
astonbuilder
Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8054
Just been 'refused' insurance cover for my 1989 Discovery, according to the insurer they cannot quote due to the huge increase of thefts of these expensive (mine isn't) cars, particularly in London (I live in Warwickshire).
This is with Hastings. They have refunded me just over £200 based on pro-rata cost of insuring my 'classic' Mercedes.
Five minutes on confused search website and I have same cover for less than the Merc' was costing me, the top three were all within about £25 of each other
Computer-says-no at work with Hastings I think, it's a funny old world......
22nd Dec 2023 9:23 am
astonbuilder
Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8054
Home insurance renewal this time......
This years premium has gone up by 18.5%, usual no claims, changes, etc.
Go online searches and with the same company I can go up one level of cover, lower excess and accidental cover included for less than last years premium. Go figure.....
10th Jan 2024 9:36 am
RRSTDV8
Member Since: 07 Apr 2014
Location: Here
Posts: 13126
Isn't it the classic "we've already got you so we'll fleece you" insurance company tactics? Swapping every year is a faff, but if that's what the insurance companies want then so be it.Visiting from rrsport.co.uk
2012 RRS SDV6
2008 RRS TDV8
"When you fire that first shot, no matter how right you feel, you have no idea who's going to die! You don't know who's children are going to scream and burn. How many hearts will be broken. How many lives shattered. How much blood will spill, until everybody does what they were always going to have to do from the very beginning: SIT DOWN AND TALK!"
10th Jan 2024 10:08 am
astonbuilder
Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8054
It's only really a faff if you have to phone up to stop auto-renew and I'm seeing more companies giving that opt out option on the website not "write to us at this address or ring us if you don't want to auto-renew".
Without that palaver it is, literally, ten minutes online with a comparison site, if you've done it once before its got all your details.
10th Jan 2024 10:18 am
JordsDisco
Member Since: 22 May 2020
Location: Newcastle
Posts: 1489
Auto renew is a PITA. meant to be for our benefit, but in reality it’s for the insurance companies.
I’ve stopped it several times this year, after the insurance companies dropped their premiums, which to my mind they should have done to start with.
Anyway, a typical example recently meant me stopping the auto renew of my motorcycle insurance, initially they wanted £140.
They amended it after I told them to stop the auto renew & matched a comparison site lower quote for their own insurance of £110.
I didnt take it, I went via a cash back site, where I got the same price of £110, but also got £20 cash back. 😂
I just get fed up by the time I’ve done 3 cars, a motorcycle, 3 house/contents, pet insurance, gadget insurance. It’s never ending.
Last edited by JordsDisco on 10th Jan 2024 11:01 am. Edited 1 time in total
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