Member Since: 21 Oct 2016
Location: kent
Posts: 14129
Difference in insurance quotes
Weird as they have exactly the same details but the 1st is from compare the market , 2nd from confused.com , strange seeing there from the same insurance company
Did go with Hastings this time seeing my renewal was some £1100 , know many renewals have virtually doubled for many , at the end of the day wished to at least share this in the hope it saves somebody on there policy
Click image to enlarge
Click image to enlarge
29th Oct 2023 3:09 am
Worms
Member Since: 24 Sep 2023
Location: Highlands
Posts: 398
I don't know about your quotes, but what I found weird was that despite the wide variation in prices from the retail insurance companies, they nearly all shared the same underwriter.Previously:
2010 FL2 TD4e GS
‘93 Defender 110 200TDi CSW - still got this, non-runner on SORN.
‘87 Defender 90 4 cyl Petrol
‘83 110 CSW V8 - best ever!
Range Rover 2-door V8 (not sure of year - 4-speed box and vacuum diff switch)
Series III SWB Diesel
29th Oct 2023 6:43 am
Moo D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14385
My renewal on my Defender. and a GoCompare quote.
Nothing has changed!
Click image to enlarge
Click image to enlarge
New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
29th Oct 2023 9:39 am
gstuart
Member Since: 21 Oct 2016
Location: kent
Posts: 14129
@WORMS, I wondered that about what underwriters were used , I was advised mine went up due Markerstudy Insurance Services Ltd no longer available
@MOO, holy mother of god, I thought mine was high , fingers crossed u were able to get a better price
Does seem this year in particular that premiums have sky rocketed , really feel sorry for the youngsters trying to get cover if at all and wonder how many drivers will try and risk not having insurance
However with so many cameras around can’t see them getting away with it for very long
29th Oct 2023 11:20 am
Jamiehol
Member Since: 13 Nov 2015
Location: Ipswich
Posts: 387
The policies on our D4 and my D3 went up by about £50 each for the renewal in September, before I had the renewals docs through from A Plan I looked at the cheapest quote for the D4 from the Meerkats was £8k.
Admiral were £500 or so per vehicle, as it is the A Plan quotes were still the lowest so stayed with them.
29th Oct 2023 2:00 pm
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26774
Cheapest quote on my Defender 😭 It’s a bit early, not due till January and not yet had the renewal from NFU through. But not looking good.
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29th Oct 2023 2:45 pm
Jamiehol
Member Since: 13 Nov 2015
Location: Ipswich
Posts: 387
For those folks looking with upcoming renewals did read an article that said that around 21days before the start date of the policy is the optimum time to start shopping around.
29th Oct 2023 2:51 pm
Worms
Member Since: 24 Sep 2023
Location: Highlands
Posts: 398
gstuart wrote:
@WORMS, I wondered that about what underwriters were used , I was advised mine went up due Markerstudy Insurance Services Ltd no longer available
I think I was doing it on Moneysupermarket and the final column on their table was the name of the underwriter. Best quote for me was branded as RAC, with underwriting by Aviva. But most of the ones I was comparing were all Aviva, too.
Having previously had a bad experience with being overcharged by Aviva on house insurance, I really didn't want to give them any business, but the RAC quote was too good to turn down.Previously:
2010 FL2 TD4e GS
‘93 Defender 110 200TDi CSW - still got this, non-runner on SORN.
‘87 Defender 90 4 cyl Petrol
‘83 110 CSW V8 - best ever!
Range Rover 2-door V8 (not sure of year - 4-speed box and vacuum diff switch)
Series III SWB Diesel
29th Oct 2023 5:14 pm
RRSTDV8
Member Since: 07 Apr 2014
Location: Here
Posts: 13541
Just renewed my RRS. Price went from c.£300 to c.£500 with nothing having changed in our circumstances. Had a quick look on comparison sites and LV (the current insurer) were cheapest even with the rise so decided to stay with them for another year.
The worrying thought I have is that large car insurance premium rises are likely going to lead to an increase in uninsured drivers.Visiting from rrsport.co.uk
2012 RRS SDV6
2008 RRS TDV8
"When you fire that first shot, no matter how right you feel, you have no idea who's going to die! You don't know who's children are going to scream and burn. How many hearts will be broken. How many lives shattered. How much blood will spill, until everybody does what they were always going to have to do from the very beginning: SIT DOWN AND TALK!"
29th Oct 2023 5:55 pm
Moo D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14385
So after lots of searching I finally ended up back at Admiral.
Initial quote was £2600 ish, after chat on phone £2100. They were still the cheapest by miles.
NFU were over £4000!
Land Rover owner ship continues to be expensive. New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
2nd Nov 2023 12:27 am
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26774
That’s worrying Moo! NFU have been really good for me in the past.
2nd Nov 2023 7:22 am
Moo D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14385
That was my hope. Never used them but people speak very highly of them so thought I'd give it a go.
Their explanation was other than inflation it was the cost of parts and increased complexity and cost of repair, cost of car hire because it's taking longer to get parts and the increased risk of electric car fires.
It's a real game at the moment.New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
2nd Nov 2023 9:33 am
defector
Member Since: 23 Feb 2009
Location: Greater Manchester
Posts: 1471
My cousin has had a Hyundai Tucson on hire through the insurance company for 4 months now even though the car was a write off.
They complicate things no reason as it will not cost them as it is a no fault claim.
I cring how much this claim will cost for the sake of a £4k car.
2nd Nov 2023 10:01 am
DrRobH
Member Since: 10 Oct 2015
Location: Hampshire
Posts: 927
Jamiehol wrote:
For those folks looking with upcoming renewals did read an article that said that around 21days before the start date of the policy is the optimum time to start shopping around.
23 days is the optimum according to a number of studies.... Visitor from fullfatrr.com
RR Vogue SE 2011 4.4 TDV8
1974 Lightweight
21st Nov 2023 8:13 am
Realist
Member Since: 21 Mar 2016
Location: South Wales
Posts: 357
Wow reading some of the above quotes are eye watering and I thought my insurance of £750 for my D4 and DS3 was expensive.
Why wait, just go for it and enjoy life.
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, fingers crossed u were able to get a better price
