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3 drw
Member Since: 07 Sep 2015
Location: Kent
Posts: 26
  
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Hi all just got a new hse lux looking for a good insurance company ??? thanks for your help !! 
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 23rd Oct 2015 8:30 pm |
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galwaygreen
Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525
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landrover...check about offroad use..or A plan
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| 23rd Oct 2015 8:32 pm |
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Russell
Member Since: 23 Aug 2007
Location: Kent
Posts: 10564
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I am with LR MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club
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| 23rd Oct 2015 8:33 pm |
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RDR
Member Since: 24 Mar 2013
Location: Derbyshire
Posts: 2260
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Elephant
No issues with my winter tyres, ladder, roof rack and other bits plus happy with me dragging horse boxes across fields on a weekly basis which they classed as offroad on the paperwork. Its always a bit painful with them as you have to go through all the factory add ons too but break it down into components so you can't say exteria detection pack as its not on their system you have to help them find equivalents like lane change safety system etc
always willing to match the cheapest quote i can find too. MY06 S - Gone but not forgotten
MY12 HSE - Gone
MY16 HSE Luxury - Sold
MY20 D5 HSE - Sold
Current RR L460 PHEV
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| 23rd Oct 2015 8:48 pm |
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radders89
Member Since: 30 Aug 2010
Location: West Sussex
Posts: 1051
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LR insurance quoted for our new HSE in June and they were way over Admiral who we have been with on a multi car policy for about 5 years or so. MY15 D4 SDV6 HSE Corris Grey - Gone
MY05 D3 TDV6 SE Zambezi silver Auto Alpaca leather - Gone
MY02' Seat Leon 1.6s Metallic Black cloth trim with a hint of mould
Club Sandwich
Women... Can't live with em, can't kill em...
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| 24th Oct 2015 6:31 am |
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trevorb1
Member Since: 21 Mar 2015
Location: Nuneaton
Posts: 62
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LV were best for my Se tech, £300 cheaper then LR and A Plan couldnt be bothered to return calls or emails so dont knowwhat their quote would have been.
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| 24th Oct 2015 7:35 am |
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LaserTam
Member Since: 31 Aug 2015
Location: Essex
Posts: 831
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Admiral multicar for me. A Plan and LR were almost double the price. MY2012 D4 HSE Nara Bronze with some extra stuff
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| 24th Oct 2015 7:46 am |
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Washwipe
Member Since: 19 Apr 2013
Location: Bucks Oxon Herts Border
Posts: 3169
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trevorb1 wrote:LV were best for my Se tech, £300 cheaper then LR and A Plan couldnt be bothered to return calls or emails so dont knowwhat their quote would have been.
LV were way off the mark on mine, more than double what Admiral quoted and would not cover for theft or attempted theft till a Tracker was fitted.
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| 24th Oct 2015 8:19 am |
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EMcC
Member Since: 10 Jul 2015
Location: Wiltshire
Posts: 536
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My Insurance agent, A Plan, came back with £577 and said that was the best they could do.
I went on line and found several that were cheaper but different aspects of cover cropped up until I got in touch with Churchill and I got the same cover and less excess for £340. 41
Guess who got my Insurance re-newal !!
Churchill of course.
I am not talking off road or up hill and dale just normal fully comp, fire and theft, social and pleasure.
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| 7th Jan 2016 10:41 pm |
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pagoda
Member Since: 13 Aug 2009
Location: Not London Anymore (or the US for that matter)
Posts: 1929
  
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LaserTam wrote:Admiral multicar for me. A Plan and LR were almost double the price.
+1 PAGODA
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| 7th Jan 2016 10:42 pm |
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markate
Member Since: 17 Sep 2011
Location: England
Posts: 704
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Admiral Multicar covered Discovery and Freelancer 2 for less than LV wanted for the Discovery and lower excess. OK doesn't include off road but got work cars for that if I need to venture off the public highway.
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| 7th Jan 2016 10:52 pm |
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L319
Member Since: 14 Dec 2013
Location: Herefordshire
Posts: 2083
 
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I always get confused about not being covered off road (highway) use as we all do it. Council car park , your own drive, visit to the local village fete ( parking in the field) . Some are public places others are not. Are the insurers saying these places are not covered.
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| 8th Jan 2016 8:49 am |
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EMcC
Member Since: 10 Jul 2015
Location: Wiltshire
Posts: 536
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My interpretation of 'Off road' is when using the 4 x 4 vehicle in areas that 'normal' vehicles would not normally have access to.
I know your drive is 'Off Road' but, with your permission, a normal vehicle would have access.
As for Fields, often used for parking at car boot sales, then that would not really be classed as 'Off Road' because at the time it was classed as a car park with public access.
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| 8th Jan 2016 9:27 am |
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