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Insurance Renewal
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Smarticus
 


Member Since: 01 Jan 2005
Location: Northumberland
Posts: 655

2010 Discovery 4 3.0 TDV6 HSE Auto Ipanema SandDiscovery 4
Insurance Renewal

Just been through the painful experience of renewing the wife's insurance for her D3. Last year we went with the AA who charged £552. This year their renewal said £793 to stay with existing insurer and cheapest they could find on the written quote was £637. We rang them to query the increase and on the phone they "found" a cheaper quote at £578 which they said was "rock bottom".

Still feeling this was too high we tried www.confused.com and after 10 minutes of inputing details had more than a dozen quotes ranging from £356 to £499. Have now selected the M&S policy which costs £368 (as that gets courtesy cars and legal cover and lower excess, protected NCB etc etc). Seems pretty good to me, particularly as the wife has 3 speeding convictions in the last 5 years Shocked

This Insurance mularky is a real black art and very unimpressed with the AA but delighted with the online system from "Confused".
 Disco 4 TDV6HSE
Defender 200TDi CSW
RR Evoque 
 
Post #21573916th Oct 2007 6:13 pm
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Bodsy
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Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Should have tried NFU. Off road cover as standard, only £25 windscreen excess and they only take the last three years speeding into consideration. Both me & swmbohave 3 points each.

Me & SWMBO just over £250ish (can't remember exact amount, although I did post it somewhere......)

Inc £100 discount for having a tracker, but still 8)

Courtesey car inc legal cover inc protected NCB
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Post #21577716th Oct 2007 7:27 pm
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Bodsy
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Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Oh and you'd get 14 days to change your mind with any insurance company, so if you change your mind and get an NFU quote..... Whistle Whistle
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Post #21577916th Oct 2007 7:28 pm
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ronp
 


Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15272

Scotland 2014 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

all that sounds good Bodsy
might give them a go re my off road stuff.
 ...... always on the road less travelled 🚧

< ‘tis but a mere scratch …….. it’ll polish out. 
 
Post #21578516th Oct 2007 7:44 pm
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Smarticus
 


Member Since: 01 Jan 2005
Location: Northumberland
Posts: 655

2010 Discovery 4 3.0 TDV6 HSE Auto Ipanema SandDiscovery 4

NFU - I did notice that they weren't one of the companies that quoted via the Confused website (probably all too modern for NFU). I'll give them a try right now .....
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Post #21582316th Oct 2007 8:47 pm
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Bodsy
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Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

I can't remember if they're open til 8pm or 10pm...
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D4/D3 Remote FBH heat kits
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Post #21583016th Oct 2007 8:52 pm
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Disco Dog
 


Member Since: 07 Dec 2006
Location: Chorley, Lancashire
Posts: 149

United Kingdom 2005 Discovery 3 4.4 V8 HSE Auto Tangiers OrangeDiscovery 3

Be over 50. Saga gave me £247 for my G4.
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Post #21584016th Oct 2007 8:58 pm
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Bodsy
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Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Only 35, so I'll hold on to my 'youth' and you hold on to your Saga Discount.... Whistle Whistle Whistle Wink
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Post #21585716th Oct 2007 9:19 pm
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stoke135
 


Member Since: 12 Feb 2008
Location: staffordshire
Posts: 47

United Kingdom 2005 Discovery 3 TDV6 Base 5 Seat Manual Java BlackDiscovery 3

im 24 and pay £455 with direct line. fully comp with protected no claims. thats the best i could find.
  
Post #26208920th Feb 2008 10:50 pm
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CY
 


Member Since: 16 Aug 2005
Location: Warwickshire
Posts: 4506

Scotland 2008 Discovery 3 TDV6 HSE Auto Tangiers OrangeDiscovery 3

With NFU, do you need to have a rural postcode?

That's what I heard Neutral
 2007 Porsche Boxster (987) 2.7
2008 Discovery 3 TDV6 HSE G4 Challenge (1 of 68)
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Post #26209020th Feb 2008 10:53 pm
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Bodsy
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Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

that's a good price stoke, but they won't cover you off road.

CY, don't know as I've only ever asked for cover at my own address/........ Whistle
 Bodsys Brake Bible

D4/D3 Remote FBH heat kits
BAS Remaps/ EGR Blank
Transmission Flush
Software updates/enabling


Clock/ SNOTM /3Flash / 4x4Info /BT Update /Service Reset/Error Codes / Gearbox Reset
See It Here 
 
Post #26209420th Feb 2008 11:04 pm
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CY
 


Member Since: 16 Aug 2005
Location: Warwickshire
Posts: 4506

Scotland 2008 Discovery 3 TDV6 HSE Auto Tangiers OrangeDiscovery 3

Hmmm, anyone else clear that up?

They claim to be the number one 'rural insurers', so not sure what they'd think of city centre Edinburgh Shocked They do good 'youngster' insurance in Defenders though Thumbs Up
 2007 Porsche Boxster (987) 2.7
2008 Discovery 3 TDV6 HSE G4 Challenge (1 of 68)
2023 Defender 90 D250 X-Dynamic HSE 
 
Post #26209920th Feb 2008 11:07 pm
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mick
 


Member Since: 21 Jan 2007
Location: Yorkshire
Posts: 2049

England 2010 Discovery 4 3.0 TDV6 GS Auto Santorini BlackDiscovery 4

CY wrote:
With NFU, do you need to have a rural postcode?

That's what I heard Neutral

no
  
Post #26210020th Feb 2008 11:07 pm
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CY
 


Member Since: 16 Aug 2005
Location: Warwickshire
Posts: 4506

Scotland 2008 Discovery 3 TDV6 HSE Auto Tangiers OrangeDiscovery 3

Brilliant.

Thanks mick Thumbs Up
 2007 Porsche Boxster (987) 2.7
2008 Discovery 3 TDV6 HSE G4 Challenge (1 of 68)
2023 Defender 90 D250 X-Dynamic HSE 
 
Post #26210220th Feb 2008 11:08 pm
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John C
 


Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292

United Kingdom 2006 Discovery 3 TDV6 SE Auto Cairns BlueDiscovery 3

NFU were cheapest for me at 29 - turned 30 just after I got it.

John
 2020 SDV6 D5 HSE, Carpathian Grey +
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Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years 
 
Post #26211920th Feb 2008 11:25 pm
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