Member Since: 31 Dec 2005
Location: South West
Posts: 23369
That’s down to how individual firms/companies interpret the Money Laundering guidelines and how strictly they want to comply or even over comply.2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography
9th Jan 2023 12:32 pm
waterbuoy
Member Since: 26 Oct 2013
Location: Argyll
Posts: 2862
Which was my original point.
A central 'depository' for documents such as certified copies of the Certificate of Death and will, executors proof of ID/residency etc which could be accessed by the relevant agencies and financial bodies would streamline the process massively. If this were combined with gretaer consistency as to what is required by the financial institutions then it would (or at least should) be a win-win for all but the legal profession.
Instead, we have to spend a small fortune paying lawyers to read documents which we have obtained, and then correct the numerous mistakes which they make when completing the forms etc. All whilst dealing with financial bodies, some of which appear to be doing their utmost to avoid paying out a penny. Currently 2009 Disco 3 SE, 2013 MY D4 HSE and 2016 D4 SE
Previously:
TD5 Defender 110 CSW (230k miles)
300TDi Disco 1 (289k)
4 RR Classics (300-350k each, 2 manual, 2 auto)
110 V8 CSW (220k)
S3 109 hi cap pickup (ex RN)
S2A 88 Safari SW with lpg conversion (bloody lethal)
I don't think it will prove to be the solution you think it is.. I know it's not considered "kind" to say no these days, but no. Just no, ok? And if it's not ok, still no.
9th Jan 2023 2:29 pm
waterbuoy
Member Since: 26 Oct 2013
Location: Argyll
Posts: 2862
Not necessarily (but probably!)
At present once a person dies then you can record the death centrally and that is passed on to various organisations who need to know such as HMRC, DWP etc - a system which seems to work OK. Why can the scope of that system not be extended?
We already live in a world where our vat and tax returns have to be completed online (and road tax too?) - some govt IT systems do work OK, just not all of them!
TBH I would rather have to deal with a single, central point of reference for probate rather than a myriad of self-serving incompetent organisations, some of which (as already stated) give the distinct impression that they will do anything they can to avoid paying out.Currently 2009 Disco 3 SE, 2013 MY D4 HSE and 2016 D4 SE
Previously:
TD5 Defender 110 CSW (230k miles)
300TDi Disco 1 (289k)
4 RR Classics (300-350k each, 2 manual, 2 auto)
110 V8 CSW (220k)
S3 109 hi cap pickup (ex RN)
S2A 88 Safari SW with lpg conversion (bloody lethal)
9th Jan 2023 2:37 pm
RRSTDV8
Member Since: 07 Apr 2014
Location: Here
Posts: 13107
NoDo$h wrote:
A central point would require that it's a......
Government IT Programme
I don't think it will prove to be the solution you think it is..
Works well enough for other things e.g. passports, driving licences, etc.
SWMBO had to do her 10 year renewal on her driving licence t'other week. As she has a current passport, they just used the photo they have stored for that. She went online, paid the fee and the new card arrived a few days later. As easy as you like.
NHS App works well too. Easy to get prescription renewals without taking up GP waiting room space. 30 seconds on the app and a text message comes from the pharmacy when the pills are ready for collection. App also gives access to history, test results, etc..
No reason why such things as being discussed here can't be done, even by UK Govt.Visiting from rrsport.co.uk
2012 RRS SDV6
2008 RRS TDV8
"When you fire that first shot, no matter how right you feel, you have no idea who's going to die! You don't know who's children are going to scream and burn. How many hearts will be broken. How many lives shattered. How much blood will spill, until everybody does what they were always going to have to do from the very beginning: SIT DOWN AND TALK!"
9th Jan 2023 3:24 pm
mark the spark
Member Since: 22 Jun 2011
Location: southampton
Posts: 2477
pjm-84 wrote:
Solictors and stupid questions that drags the process out and the clock.
Just had to go through my life history to employ a solictor for probate. £280+VAT a hour. Need to put my hourly rate up.
appreciate yours may have been a more complex and or high value one one but in most cases you can do it yourself on line for <£100 certainly it under the £325K threshold for inheritance tax
i did it for my late father after getting a solicitors quote of £750 gathering the info is most of the work and you have to do that for them anywayMY05 SE D3 Manual my first LR what a car
MY10 HSE D4 auto
MY14 XXV more buttons than the spaceshuttle
9th Jan 2023 3:30 pm
RogB
Member Since: 15 Jun 2018
Location: Mansfield
Posts: 1651
RRSTDV8 wrote:
NoDo$h wrote:
A central point would require that it's a......
Government IT Programme
I don't think it will prove to be the solution you think it is..
Works well enough for other things e.g. passports, driving licences, etc.
SWMBO had to do her 10 year renewal on her driving licence t'other week. As she has a current passport, they just used the photo they have stored for that. She went online, paid the fee and the new card arrived a few days later. As easy as you like.
NHS App works well too. Easy to get prescription renewals without taking up GP waiting room space. 30 seconds on the app and a text message comes from the pharmacy when the pills are ready for collection. App also gives access to history, test results, etc..
No reason why such things as being discussed here can't be done, even by UK Govt.
My Experience with DVLA license renewals is somewhat different, I moved house during Covid (August 2020) and my license was due for renewal October 2020. I was advised that due to Covid it could be extended. So when i tried a year later..... no staff.
I have tried several times to renew and amend online using my passport details etc etc but Im told the system wont accept my details every time. The post office has been out of forms for months so i cant even do it the old fashioned way.2011 D4 XS 305 MY12 - gone but not forgotten
10th Jan 2023 9:35 am
Dondiddy
Member Since: 26 Dec 2019
Location: Hamilton
Posts: 307
The D1 pack of forms can be ordered online direct from DVLA.
I don't think it will prove to be the solution you think it is..
Works well enough for other things e.g. passports, driving licences, etc.
SWMBO had to do her 10 year renewal on her driving licence t'other week. As she has a current passport, they just used the photo they have stored for that. She went online, paid the fee and the new card arrived a few days later. As easy as you like.
NHS App works well too. Easy to get prescription renewals without taking up GP waiting room space. 30 seconds on the app and a text message comes from the pharmacy when the pills are ready for collection. App also gives access to history, test results, etc..
No reason why such things as being discussed here can't be done, even by UK Govt.
I'm talking about the time they would take to deliver the programme, the descoping of key functionality, the cost over-run and the extensive bonuses paid to consultancy firms with murky and not-so-murky connections to government/ministers
Sure, we'll end up with something that sort of works, eventually. If it's not cancelled.I know it's not considered "kind" to say no these days, but no. Just no, ok? And if it's not ok, still no.
10th Jan 2023 11:26 am
al cope
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10297
The Govt energy saving advert in TV, well one specific point on it, so bear with me.
The point is about turning down your boilers flow temperature to save money. As we don’t have a combi boiler, maybe my gripe here only applies if you have a heat only boiler, but here goes.
Your boiler runs for as long as it’s necessary to reach the temp on your room stat, so if you turn down the boiler flow temp, it needs to then run for longer to reach the temp set on the room stat, therefore using more fuel (gas in our case). But, not trying to be too cynical we tried this, then monitored our smart meter, and sure enough on days where outside temp was similar and use of the gas cooker was the same, at the reduced boiler flow temp we spent £3 more each day. Not much but soon would mount up. We returned our boiler setting to the higher temp and the daily usage and cost came down again with the room stat always staying the same.
(Small) rant over
AlVolvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
11th Jan 2023 8:13 pm
Paul J.
Member Since: 09 Dec 2005
Location: Leafy Cheshire
Posts: 7258
It’s to do with ensuring you maximise the benefit of condensing boilers. They work most efficiently with low flow temperatures. However, if your flow temps (even after turning down) are still relatively high, you won’t get this benefit.
A good option is to fit a weather compensator, which automatically adjusts the flow temperature according to the exterior temperature. An ex-Disco3 / FFRR owner ......
..... now on the JLR electric highway.
11th Jan 2023 8:55 pm
al cope
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10297
Aha, I knew there’d be be too it than my simple example, but I guess if you don’t have a condensing boiler then the message doesn’t work.
AlVolvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
11th Jan 2023 9:53 pm
Moo D3 Decade
Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 13912
Forcing your religion on people because you have the arrogance to believe yours is the only religion!
New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
I'll probably get barred for modifying the shelf edge sticker this afternoon.
14th Jan 2023 7:06 pm
HairyFool
Member Since: 04 Jan 2023
Location: Essex
Posts: 526
Begging adverts some 40 years after the 1st ones.
Presumably those years of donations have made little difference. I think even the films are the same ones.A visitor from the dark side, my other vehicle is an MG5 EV
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