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deanslandy
Member Since: 17 Jan 2015
Location: nuneaton
Posts: 651
  
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| Will I need to inform insurance |
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Hi All,
Just fitted a prospeed roof rack and ladder. Will insurers need to be informed as they may see this as modificaction?? Belts, oil pump casing and water pump by Flack
Transmission flush by Geoff
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 18th Mar 2018 1:12 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
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You have answered your own question 
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| 18th Mar 2018 1:14 pm |
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deanslandy
Member Since: 17 Jan 2015
Location: nuneaton
Posts: 651
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I hadn't even thought of it until now.
Never used to be like this years ago just used to fit and then drive.
You would have thought that vehicle is fitted with roof rails and you wanted to take advantage of whats fitted then you could without informing insurance?? Belts, oil pump casing and water pump by Flack
Transmission flush by Geoff
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| 18th Mar 2018 1:31 pm |
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Hardware
Member Since: 28 Jun 2016
Location: Hiding under the M60
Posts: 13019
 
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if you think about it as adding £1K worth of kit and leaving it permanently on the car … if someone nicked it you'd be claiming for it.
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| 18th Mar 2018 1:35 pm |
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TigerRecovery
Member Since: 31 May 2017
Location: Long Stratton, Norwich, Norfolk
Posts: 901
 
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I notified my insurers (A-Plan), it's more for completeness and any potential issues in the future rather than increasing the premium.
You wouldn't want anything stolen off the roof rack if you hadn't told them about it. 1972 Range Rover Classic 2 door V8
2013 Land Rover Discovery 4 HSE - SCRAPPED
2016 Land Rover Discovery 4 Landmark
2022 Volvo XC40 T5 PHEV 282HP FWD 3 cylinder!
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| 18th Mar 2018 1:35 pm |
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deanslandy
Member Since: 17 Jan 2015
Location: nuneaton
Posts: 651
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Point taken chaps Belts, oil pump casing and water pump by Flack
Transmission flush by Geoff
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| 18th Mar 2018 1:36 pm |
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riverblanche
Member Since: 31 Aug 2010
Location: retford'ish
Posts: 2227
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Hi,
notify them
Take a note of the persons name you speak to and the date and time and make a note in your insurance details, you will no doubt never need the details,
but you never know Transit! 2019
Gone D3 HSE 2008
Another Porsche Cayenne 2022
Gone Porsche Cayenne 2020
Gone RRS HSE Dynamic 2016
Gone RRS HSE LUX 2011
Gone RRS HSE 2006
Gone D3 SE 2.7 2008
gone D2 Td5 1999
I plan on living forever and so far so good !
Club DG Mclaren stuff
.
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| 18th Mar 2018 1:55 pm |
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deanslandy
Member Since: 17 Jan 2015
Location: nuneaton
Posts: 651
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Will do, thanks good advise Belts, oil pump casing and water pump by Flack
Transmission flush by Geoff
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| 18th Mar 2018 1:56 pm |
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Redline
Member Since: 20 Jan 2018
Location: Warwickshire
Posts: 141
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RiverBlanche - that’s a very good point.
A colleague was stopped by the Police, had his car confiscated and charged for having no insurance because his insurer failed to renew his policy despite a clear verbal instruction to just that. Took endless calls until they pulled the recording of the phone call. Then weeks of wrangling and checking with the authorities that it had been corrected.
If they can get that wrong then failure to record a minor change is equally likely to be denied unless you can pinpoint the time & date of the call. Current : Discovery 4 HSE (2012 spec)
Current : BMW Z4 20i MSport
Current : BWM Z4 3.0SI Sport Auto
Previous : Freelander 2 HSE
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| 18th Mar 2018 2:27 pm |
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