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Annual insurance merry-go-round - again
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pjm-84
 


Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2592

Ukraine 

Yep.....
  
Post #23614739th Feb 2024 10:52 am
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Grumpydog
 


Member Since: 10 Apr 2019
Location: Medway/ Mos Eisley
Posts: 167

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Tonga GreenDiscovery 3

Our Disco is insured under the wifes name. This year it's going up to £311 from £204 last year, not too bad but she is getting on a bit now (the wife, not the car, although then again...)
 2004 Disco 3 HSE TDV6
2015 Audi Q5 S Line plus
2008 Audi A4 Avant S Line Black Edition. Gone
2005 Chrysler Grand Voyger. Gone 
 
Post #23615149th Feb 2024 4:34 pm
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JordsDisco
 


Member Since: 22 May 2020
Location: Newcastle
Posts: 1616

United Kingdom 2008 Discovery 3 3.0 SDV6 GS Manual Santorini BlackDiscovery 3

I found it weird last year, SWMBO had reversed into my park and unattended Disco on the driveway, we claimed off her insurance, at the next renewal my insurance went up a bit but hers, with a fault claim, came down!

Thud
  
Post #23615189th Feb 2024 4:53 pm
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paul123
 


Member Since: 22 Mar 2020
Location: norwich
Posts: 236

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

Grumpydog wrote:
Our Disco is insured under the wifes name. This year it's going up to £311 from £204 last year, not too bad but she is getting on a bit now (the wife, not the car, although then again...)
same here was £205 renewal came in at £319 rang them and got it don to £306. 2005 discovery 3 tdv6
1971 200 tdi 2 door range rover

300tdi defender 90 in bits needs lots of work 
 
Post #236162310th Feb 2024 3:35 pm
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Kilovolt
 


Member Since: 29 Jun 2015
Location: South Derbyshire
Posts: 1067

United Kingdom 2013 Discovery 4 3.0 SDV6 Commercial XS Auto Baltic BlueDiscovery 4

Did my D4 Commercial MY2013 yesterday.

Lloyds Bank up from £285 last year to £390. Rang them (nice lady) said she worked her magic and it went up to £450!! And she could do no better.

Did the usual GoCompare and Money Supermarket runaround and ended up with RAC for £297 Rolling Eyes

To be honest, looking at the name Land Rover all over the insurance news, I expected to get truly fleeced (even though the D4 is not so much in the limelight although I do have keyless entry).

Filed away for another 12 months Thumbs Up
 "Track day running - Don't put your foot back on the accelerator until your absolutely sure you don't have to take it off again"

Current Ride: D4 XS Commercial Baltic Blue SDV6 fully loaded with heated everything Smile
Track Days: BMW E36 M3 Evolution MY 1996 (3.2 Litre 377 BHP sat in 1,250 Kgs of car, with a pro safety cage and some serious braking power) Smile 
 
Post #236169211th Feb 2024 12:52 pm
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Hardware
 


Member Since: 28 Jun 2016
Location: Hiding under the M60
Posts: 13019

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Sumatra BlackDiscovery 4

Another site declining my business ...

Click image to enlarge



I'm obviously trying quite hard to find a good deal ... one of the comparison sites briefly decided I was a bot !
  
Post #236194013th Feb 2024 5:22 pm
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RogB
 


Member Since: 15 Jun 2018
Location: Mansfield
Posts: 1729

United Kingdom 

and the latest.......... Aviva are happy to insure LR/RR but you have to pay £1750 ''theft excess'' on top of everything else
 2011 D4 XS 305 MY12 - gone but not forgotten  
Post #236199514th Feb 2024 7:53 am
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Hardware
 


Member Since: 28 Jun 2016
Location: Hiding under the M60
Posts: 13019

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Sumatra BlackDiscovery 4

Direct Line clearly can't make up their collective mind.

Today I got ...





... so I thought maybe I'd incorrectly filled in a section and tried again.

Same result as yesterday AND swiftly followed by an email prompting me to carry on with the quote request.

Banging Head
  
Post #236201114th Feb 2024 1:40 pm
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Hardware
 


Member Since: 28 Jun 2016
Location: Hiding under the M60
Posts: 13019

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Sumatra BlackDiscovery 4

OK ... went through Go.Compare as it offered "free £250 excess" on any policy taken out via their website.

It was then looking like Hastings ... but, having spent tooooo long finding what the differences are between Hastings Essentials / Hastings Direct / Hastings Premium, when I actually went to their webpage the minimum price (the Essentials level) was almost as high as the Premium had been showing at previous stage. Adding in the bits I wanted made it about £50 dearer than the price that had lured me in, so they can go play with themselves for that trick.

Next up was Tesco Bank / Tesco Cover+ ... price at "stage 2" was lower than on Go.Compare, but ploughing through the small print, I add to manually add things like legal cover AND keys/fobs were explicitly NOT covered, which is annoying when Go.Compare says keys are included.

Additionally - EVERYONE PAY ATTENTION - I had to add "COMMUTING" to make it legit for SWMBO to occasionally use my car to go to work BUT THAT REMOVED HER 3rd PARTY COVER on other vehicles. We don't need it, but shows you need to read ALL the Censored .

End result ... £378 out of pocket , up from £294 or there abouts last year. Just have to check M&S policy doesn't autorenew now !
Click image to enlarge
  
Post #236201914th Feb 2024 3:30 pm
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 14136

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

Also went with Hastings and funny enough found it cheaper and on confused than supermarket compare

Came out around £500 with full home recovery , key cover , protected NCB

Knew it wasn’t the fault of A plan as they said so many of there brokers dropped out from insuring land rovers as there quote came in at just over £1200

Also had a lot of the things in ur pic

Ref renewals I always cancelled them via my bank app to prevent any auto renewals coming out by mistake

Good to see u got a good quote , wonder what next year will bring , hopefully a lot better with JLR updating all landies back to 2016 and not taring all of them with the same brush so to speak
   
Post #236207015th Feb 2024 12:04 am
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 14136

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

Plus talking of premiums along with thefts he’s very slow out the box

https://www.dailymail.co.uk/news/article-1...miums.html
   
Post #236207115th Feb 2024 12:16 am
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Brian Considine
 


Member Since: 05 Dec 2022
Location: Nr Margate
Posts: 280

United Kingdom 

What the hell has that got to do with that ghastly little man ?

If he's so concerned about the costs of motoring to Londoners he could start by axing ULEZ.

Still, he may be trying to earn some Brownie Points as it is an election year.
  
Post #236211315th Feb 2024 2:06 pm
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RRSTDV8
 


Member Since: 07 Apr 2014
Location: Here
Posts: 13550

United Kingdom 

Or he's just received his own insurance renewal and thought "f**k!" Rolling with laughter
 Visiting from rrsport.co.uk
2012 RRS SDV6
2008 RRS TDV8
"When you fire that first shot, no matter how right you feel, you have no idea who's going to die! You don't know who's children are going to scream and burn. How many hearts will be broken. How many lives shattered. How much blood will spill, until everybody does what they were always going to have to do from the very beginning: SIT DOWN AND TALK!" 
 
Post #236211615th Feb 2024 2:49 pm
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 14136

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

Great point Rolling with laughter Thumbs Up
   
Post #236211815th Feb 2024 3:03 pm
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KevinD3
 


Member Since: 05 Aug 2020
Location: Sutton Coldfield
Posts: 1277

England 2008 Discovery 3 TDV6 HSE Auto Stornoway GreyDiscovery 3

Insured through Hastings last year, clock ticked over today to 30 days till renewal and received a nice email from them…..….

“ We're really sorry. We won't be able to renew your policy this year. Unfortunately, we can't offer you insurance for your car next year. It means your policy will end on 31st March 2024 at 11:59pm. We're really sorry about this”

No reason given apart from the usual drivel stating it could be for any reason from the local crime rate to the fact I haven’t cut the grass yet.

Dropped onto comparison site, thought I’d be a good boy and register the new roof rack, spot lights, brake upgrade etc as modifications…and Quote me happy did what they say, insured for the coming year for £430. Was £134 more than last year but considering the mods I’ve included and the horror stories I’ve been seeing I think it was a good deal Smile
 2008 HSE Stornoway Grey

My Wife thinks the D3 is a hobby, The D3 thinks the wife is 💕 
 
Post #23635464th Mar 2024 10:16 pm
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